California		77-0387041
(State or other jurisdiction of Incorporation or organization)		(I.R.S. Employer Identification No.)

		Part I.    Financial Information
Item 1.		Consolidated Financial Statements
		Consolidated Balance Sheets as of June 30, 2002 and December 31, 2001		3
		Consolidated Statements of Operations for the Three Months and Six Months Ended June 30, 2002 and 2001		4
		Consolidated Statements of Comprehensive Income for the Three Months and Six Months Ended June 30, 2002 and 2001		5
		Consolidated Statements of Cash Flows for the Six Months Ended June 30, 2002 and 2001		6
		Notes to Consolidated Financial Statements		7
Item 2.		Management’s Discussion and Analysis of Financial Condition and Results of Operations		17
Item 3.		Quantitative and Qualitative Disclosures About Market Risk		40
		Part II.    Other Information
Item 1.		Legal Proceedings		44
Item 2.		Changes in Securities and Use of Proceeds		44
Item 3.		Defaults Upon Senior Securities		44
Item 4.		Submission of Matters to a Vote of Security Holders		44
Item 5.		Other Information		45
Item 6.		Exhibits and Reports on Form 8-K		45
		Signatures		46

		June 30,				December 31,
(Dollars in thousands)		2002				2001
		(unaudited)
ASSETS
Cash and due from banks		$	265,033			$	189,404
Federal funds sold			—				26,000
Cash and cash equivalents			265,033				215,404
Investment securities:
Available for sale, at fair value			3,064,293				2,863,009
Other securities			117,495				107,621
Investment securities			3,181,788				2,970,630
Total loans:
Commercial			1,997,960				1,909,056
Term real estate—commercial			1,500,972				1,407,300
Total commercial			3,498,932				3,316,356
Real estate construction and land			728,795				744,127
Real estate other			292,474				246,117
Consumer and other			178,809				204,483
Deferred loan fees and discounts			(16,354	)			(15,362	)
Total loans, net of deferred fees			4,682,656				4,495,721
Allowance for loan losses			(126,092	)			(124,744	)
Total loans, net			4,556,564				4,370,977
Property, premises and equipment, net			53,896				48,883
Goodwill			122,233				24,704
Other intangible assets			48,199				—
Interest receivable and other assets			298,509				246,456
Total assets		$	8,526,222			$	7,877,054
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits:
Demand, noninterest-bearing		$	933,486			$	953,989
MMDA, NOW and savings			2,555,057				2,280,119
Time certificates, $100,000 and over			531,458				642,073
Other time certificates			1,279,125				1,113,890
Total deposits			5,299,126				4,990,071
Borrowings			2,209,356				2,095,896
Other liabilities			169,311				94,403
Total liabilities			7,677,793				7,180,370
Company obligated mandatorily redeemable cumulative trust preferred securities of subsidiary trusts holding solely junior subordinated debentures			223,000				218,000
Preferred stock of real estate investment trust subsidiaries of the Banks			15,650				15,000
Commitments and contingencies
SHAREHOLDERS’ EQUITY
Preferred stock, no par value: 1,600,000 shares authorized; none issued			—				—
7.25% convertible preferred stock; par value $50.00: 2,400,000 authorized shares; 2,400,000 and 0 shares issued and outstanding as of June 30, 2002 and and December 31, 2001, respectively			72,500				—
Common stock, no par value: 80,000,000 shares authorized; 51,192,359 and 49,831,682 shares issued and outstanding as of June 30, 2002 and December 31, 2001, respectively			219,201				206,294
Accumulated other comprehensive income			17,325				3,967
Retained earnings			300,753				253,423
Total shareholders’ equity			609,779				463,684
Total liabilities and shareholders’ equity		$	8,526,222			$	7,877,054

		Three months ended June 30,						Six months ended June 30,
(Dollars in thousands, except per share amounts)		2002			2001*			2002			2001*
INTEREST INCOME
Interest on loans		$	83,254		$	95,413		$	165,829		$	196,164
Interest on investment securities:
Taxable			43,756			26,228			87,075			42,372
Tax-exempt			1,780			1,861			3,212			4,338
Total interest on investment securities			45,536			28,089			90,287			46,710
Other interest income			2,002			1,167			4,101			2,565
Total interest income			130,792			124,669			260,217			245,439
INTEREST EXPENSE
Interest on deposits			20,801			35,477			41,735			74,642
Interest on long term borrowings			5,875			3,159			12,192			5,302
Interest on other borrowings			10,444			8,992			20,084			13,355
Total interest expense			37,120			47,628			74,011			93,299
Net interest income			93,672			77,041			186,206			152,140
Provision for loan losses			9,000			10,049			25,000			17,377
Net interest income after provision for loan losses			84,672			66,992			161,206			134,763
NON-INTEREST INCOME
Insurance agency commissions and fees			27,601			—			38,492			—
Service charges and other fees			2,762			2,481			5,590			4,815
Gain on sale of investments, net			2,707			3,944			2,907			5,531
Loan and international banking fees			2,273			2,085			4,800			4,626
Trust fees			894			978			1,800			1,864
ATM network revenue			628			766			1,211			1,428
Gain on sale of loans			210			375			706			1,210
Other income			2,435			1,870			6,596			4,481
Total recurring			39,510			12,499			62,102			23,955
Warrant income, net			—			504			—			504
Total			39,510			13,003			62,102			24,459
OPERATING EXPENSES
Compensation and benefits			38,647			21,639			67,222			42,685
Occupancy and equipment			10,267			6,642			19,105			12,903
Dividends on Trust Preferred Securities and preferred stock of real estate investment trusts			5,185			2,454			10,508			4,912
Telephone, postage and supplies	</