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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549


FORM 10-Q


QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934

For The Quarterly Period Ended            DECEMBER 31, 2003               

Commission File Number                        0-21762                     

                          Gateway Tax Credit Fund III Ltd.                
               (Exact name of Registrant as specified in its charter)     

             Florida                              59-3090386              
(State or other jurisdiction of              (I.R.S. Employer No.)
incorporation or organization)

       880 Carillon Parkway,   St. Petersburg,  Florida         33716     
     (Address of principal executive offices)                (Zip Code)

Registrant's Telephone Number, Including Area Code:      (727) 567-4830   

Indicate by check mark whether the Registrant: (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such shorter period that the
Registrant was required to file such reports), and (2) has been subject to
such filing requirements for the past 90 days.

                                           YES    X           NO         


                                                          Number of Units
     Title of Each Class                                  December 31, 2003
Units of Limited Partnership
Interest:  $1,000 per unit                                      36,799


DOCUMENTS INCORPORATED BY REFERENCE

Parts I and II, 2003 Form 10-K, filed with the
Securities and Exchange Commission on June 24, 2003
Parts III and IV - Form S-11 Registration Statement
and all amendments and supplements thereto
File No. 33-44238


PART I - Financial Information
  Item 1.  Financial Statements

GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

SERIES 7

DECEMBER 31,
2003
- -------
(Unaudited)

MARCH 31,
2003
- -------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Investments in Securities

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

  Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Limited Partners (10,395 units for Series 7, 9,980 for Series 8, 6,254 for Series 9, 5,043 for Series 10 and 5,127 for Series 11 at December 31, 2003 and March 31,2003)
General Partners

  Total Partners' Equity

    Total Liabilities and Partners' Equity



$   294,280 
67,602 
- ----------- 
361,882 

260,717 
1,177,378 
- ----------- 
$ 1,799,977 
=========== 


$    71,135 
- ----------- 
71,135 
- ----------- 

445,119 
- ----------- 




1,362,164 
(78,441)
- ----------- 
1,283,723 
- ----------- 
$ 1,799,977 
=========== 



$   390,008 
64,155 
- ----------- 
454,163 

246,831 
1,278,834 
- ----------- 
$ 1,979,828 
=========== 


$    69,660 
- ----------- 
69,660 
- ----------- 

437,160 
- ----------- 




1,549,556 
(76,548)
- ----------- 
1,473,008 
- ----------- 
$ 1,979,828 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

SERIES 8

DECEMBER 31,
2003
- -------
(Unaudited)

MARCH 31,
2003
- -------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Investments in Securities
 Accounts Receivable

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

  Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Limited Partners (10,395 units for Series 7, 9,980 for Series 8, 6,254 for Series 9, 5,043 for Series 10 and 5,127 for Series 11 at December 31, 2003 and March 31, 2003)
General Partners

  Total Partners' Equity

    Total Liabilities and Partners' Equity



$   332,167 
62,609 
24,220 
- ----------- 
418,996 

248,075 
500,032 
- ----------- 
$ 1,167,103 
=========== 


$    59,161 
- ----------- 
59,161 
- ----------- 

541,223 
- ----------- 




648,677 
(81,958)
- ----------- 
566,719 
- ----------- 
$ 1,167,103 
=========== 



$   450,206 
59,583 

- ----------- 
509,789 

235,603 
560,231 
- ----------- 
$ 1,305,623 
=========== 


$    61,828 
- ----------- 
61,828 
- ----------- 

513,976 
- ----------- 




810,146 
(80,327)
- ----------- 
729,819 
- ----------- 
$ 1,305,623 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

SERIES 9

DECEMBER 31,
2003
- -------
(Unaudited)

MARCH 31,
2003
- -------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Investments in Securities

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

    Total Current Liabilities

Long-Term Liabilities:
Payable to General Partners

Partners' Equity (Deficit):
Limited Partners (10,395 units for Series 7, 9,980 for Series 8, 6,254 for Series 9, 5,043 for Series 10 and 5,127 for Series 11 at December 31, 2003 and March 31, 2003)
General Partners

  Total Partners' Equity

    Total Liabilities and Partners' Equity



$   224,120 
36,772 
- ----------- 
260,892 

176,578 
1,047,910 
- ----------- 
$ 1,485,380 
=========== 


$    30,223 
- ----------- 
30,223 
- ----------- 

350,188 
- ----------- 




1,148,756 
(43,787)
- ----------- 
1,104,969 
- ----------- 
$ 1,485,380 
=========== 



$   260,485 
35,177 
- ----------- 
295,662 

168,560 
1,211,933 
- ----------- 
$ 1,676,155 
=========== 


$    35,252 
- ----------- 
35,252 
- ----------- 

318,435 
- ----------- 




1,364,080 
(41,612)
- ----------- 
1,322,468 
- ----------- 
$ 1,676,155 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

SERIES 10

DECEMBER 31,
2003
- -------
(Unaudited)

MARCH 31,
2003
- -------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Investments in Securities

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

    Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Limited Partners (10,395 units for Series 7, 9,980 for Series 8, 6,254 for Series 9, 5,043 for Series 10 and 5,127 for Series 11 at December 31, 2003 and March 31, 2003)
General Partners

  Total Partners' Equity

    Total Liabilities and Partners' Equity



$   225,449 
28,000 
- ----------- 
253,449 

157,299 
1,858,068 
- ----------- 
$ 2,268,816 
=========== 


$    34,654 
- ----------- 
34,654 
- ----------- 

92,770 
- ----------- 




2,164,158 
(22,766)
- ----------- 
2,141,392 
- ----------- 
$ 2,268,816 
=========== 



$   251,941 
26,620 
- ----------- 
278,561 

149,205 
2,014,742 
- ----------- 
$ 2,442,508 
=========== 


$    35,197 
- ----------- 
35,197 
- ----------- 

86,436 
- ----------- 




2,341,846 
(20,971)
- ----------- 
2,320,875 
- ----------- 
$ 2,442,508 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

SERIES 11

DECEMBER 31,
2003
- -------
(Unaudited)

MARCH 31,
2003
- -------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Investments in Securities

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

  Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Limited Partners (10,395 units for Series 7, 9,980 for Series 8, 6,254 for Series 9, 5,043 for Series 10 and 5,127 for Series 11 at December 31, 2003 and March 31, 2003)
General Partners

  Total Partners' Equity

    Total Liabilities and Partners' Equity



$   222,672 
31,798 
- ----------- 
254,470 

178,241 
2,832,299 
- ----------- 
$ 3,265,010 
=========== 


$    36,638 
- ----------- 
36,638 
- ----------- 

836 
- ----------- 




3,241,251 
(13,715)
- ----------- 
3,227,536 
- ----------- 
$ 3,265,010 
=========== 



$   264,198 
30,129 
- ----------- 
294,327 

168,593 
2,914,130 
- ----------- 
$ 3,377,050 
=========== 


$    33,669 
- ----------- 
33,669 
- ----------- 

11,661 
- ----------- 




3,344,393 
(12,673)
- ----------- 
3,331,720 
- ----------- 
$ 3,377,050 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

TOTAL SERIES 7 - 11

DECEMBER 31,
2003
- -------
(Unaudited)

MARCH 31,
2003
- -------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Investments in Securities
 Accounts Receivable

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

  Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Limited Partners (10,395 units for Series 7, 9,980 for Series 8, 6,254 for Series 9, 5,043 for Series 10 and 5,127 for Series 11 at December 31, 2003 and March 31, 2003)
General Partners

  Total Partners' Equity

    Total Liabilities and Partners' Equity



$ 1,298,688 
226,781 
24,220 
- ----------- 
1,549,689 

1,020,910 
7,415,687 
- ----------- 
$ 9,986,286 
=========== 


$   231,811 
- ----------- 
231,811 
- ----------- 

1,430,136 
- ----------- 




8,565,006 
(240,667)
- ----------- 
8,324,339 
- ----------- 
$ 9,986,286 
=========== 



$ 1,616,838 
215,664 

- ----------- 
1,832,502 

968,792 
7,979,870 
- ----------- 
$10,781,164 
=========== 


$   235,606 
- ----------- 
235,606 
- ----------- 

1,367,668 
- ----------- 




9,410,021 
(232,131)
- ----------- 
9,177,890 
- ----------- 
$10,781,164 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 7

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners



Net Loss Per Number of Limited
Partnership Units

Number of Limited Partnership Units
Outstanding


$     6,180 
7,315 
- ----------- 
13,495 


21,771 

12,472 
2,413 
1,661 
- ----------- 
38,317 
- ----------- 

(24,822)
(60,089)
- ----------- 
$   (84,911)
=========== 

$   (84,062)
(849)
- ----------- 
$   (84,911)
=========== 

$     (8.09)
=========== 

10,395 
=========== 


$     7,310 

- ----------- 
7,310 


21,849 

6,469 
2,093 
1,671 
- ----------- 
32,082 
- ----------- 

(24,772)
(46,357)
- ----------- 
$   (71,129)
=========== 

$   (70,418)
(711)
- ----------- 
$   (71,129)
=========== 

$     (6.77)
=========== 

10,395 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 8

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners



Net Loss Per Number of Limited
Partnership Units

Number of Limited Partnership Units
Outstanding


$     5,589 
10,693 
- ----------- 
16,282 
- ------------

22,682 

13,751 
2,946 
768 
- ----------- 
40,147 
- ----------- 

(23,865)
(29,609)
- ---------- 
$   (53,474)
=========== 

$   (52,939)
(535)
- ----------- 
$   (53,474)
=========== 

$     (5.30)
=========== 

9,980 
=========== 


$     6,778 

- ----------- 
6,778 
- ------------

22,758 

7,111 
3,864 
1,185 
- ----------- 
34,918 
- ----------- 

(28,140)
(45,165)
- ---------- 
$   (73,305)
=========== 

$   (72,572)
(733)
- ----------- 
$   (73,305)
=========== 

$     (7.27)
=========== 

9,980 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 9

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners



Net Loss Per Number of Limited
Partnership Units

Number of Limited Partnership Units
Outstanding


$     3,477 
600 
- ----------- 
4,077 
- ------------

12,466 

7,676 
1,160 
771 
- ----------- 
22,073 
- ----------- 

(17,996)
(51,476)
- ---------- 
$   (69,472)
=========== 

$   (68,777)
(695)
- ----------- 
$   (69,472)
=========== 

$    (11.00)
=========== 

6,254 
=========== 


$     4,093 

- ----------- 
4,093 
- ------------

12,507 

3,969 
1,654 
814 
- ----------- 
18,944 
- ----------- 

(14,851)
(82,354)
- ---------- 
$   (97,205)
=========== 

$   (96,233)
(972)
- ----------- 
$   (97,205)
=========== 

$    (15.39)
=========== 

6,254 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 10

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners



Net Loss Per Number of Limited
Partnership Units

Number of Limited Partnership Units
Outstanding


$     3,446 
1,500 
- ----------- 
4,946 
- ------------

8,503 

4,796 
859 
1,145 
- ----------- 
15,303 
- ----------- 

(10,357)
(54,629)
- ----------- 
$   (64,986)
=========== 

$   (64,336)
(650)
- ----------- 
$   (64,986)
=========== 

$    (12.76)
=========== 

5,043 
=========== 


$     3,982 

- ----------- 
3,982 
- ------------

8,529 

2,480 
1,071 
1,203 
- ----------- 
13,283 
- ----------- 

(9,301)
(58,668)
- ----------- 
$   (67,969)
=========== 

$   (67,289)
(680)
- ----------- 
$   (67,969)
=========== 

$    (13.34)
=========== 

5,043 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 11

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners



Net Loss Per Number of Limited
Partnership Units

Number of Limited Partnership Units
Outstanding


$     4,059 
985 
- ----------- 
5,044 
- ------------

7,130 

3,837 
1,199 
1,683 
- ----------- 
13,849 
- ----------- 

(8,805)
(6,953)
- ---------- 
$   (15,758)
=========== 

$   (15,600)
(158)
- ----------- 
$   (15,758)
=========== 

$     (3.04)
=========== 

5,127 
=========== 


$     4,625 

- ----------- 
4,625 
- ------------

7,192 

1,984 
864 
2,074 
- ----------- 
12,114 
- ----------- 

(7,489)
(79,909)
- ---------- 
$   (87,398)
=========== 

$   (86,524)
(874)
- ----------- 
$   (87,398)
=========== 

$    (16.88)
=========== 

5,127 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED DECEMBER 31,
(Unaudited)

TOTAL SERIES 7 - 11

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners


$    22,751 
21,093 
- ----------- 
43,844 
- ------------

72,552 

42,532 
8,577 
6,028 
- ----------- 
129,689 
- ----------- 

(85,845)
(202,756)
- ----------- 
$  (288,601)
=========== 

$  (285,714)
(2,887)
- ----------- 
$  (288,601)
=========== 


$    26,788 

- ----------- 
26,788 
- ------------

72,835 

22,013 
9,546 
6,947 
- ----------- 
111,341 
- ----------- 

(84,553)
(312,453)
- ----------- 
$  (397,006)
=========== 

$  (393,036)
(3,970)
- ----------- 
$  (397,006)
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 7

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners



Net Loss Per Number of Limited
Partnership Units

Number of Limited Partnership
Units Outstanding


$    18,489 
9,061 
- ----------- 
27,550 
- ------------

65,313 

44,683 
12,676 
4,983 
- ----------- 
127,655 
- ----------- 

(100,105)
(89,180)
- ----------- 
$  (189,285)
=========== 

$  (187,392)
(1,893)
- ----------- 
$  (189,285)
=========== 

$    (18.03)
=========== 

10,395 
=========== 


$    22,195 

- ----------- 
22,195 
- ------------

65,547 

26,316 
13,051 
5,013 
- ----------- 
109,927 
- ----------- 

(87,732)
(117,987)
- ----------- 
$  (205,719)
=========== 

$  (203,662)
(2,057)
- ----------- 
$  (205,719)
=========== 

$    (19.59)
=========== 

10,395 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 8

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners



Net Loss Per Number of Limited
Partnership Units

Number of Limited Partnership
Units Outstanding


$    16,789 
12,073 
- ---------- 
28,862 
- -----------

68,046 

49,265 
15,480 
2,304 
- ---------- 
135,095 
- ---------- 

(106,233)
(56,867)
- ---------- 
$  (163,100)
=========== 

$  (161,469)
(1,631)
- ----------- 
$  (163,100)
=========== 

$    (16.18)
=========== 

9,980 
=========== 


$    20,700 

- ---------- 
20,700 
- -----------

68,274 

29,016 
16,026 
3,555 
- ---------- 
116,871 
- ---------- 

(96,171)
(102,918)
- ---------- 
$  (199,089)
=========== 

$  (197,098)
(1,991)
- ----------- 
$  (199,089)
=========== 

$    (19.75)
=========== 

9,980 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 9

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnership
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners



Net Loss Per Number of Limited
Partnership Units

Number of Limited Partnership Units
Outstanding


$    10,413 
3,038 
- ---------- 
13,451 
- -----------

37,398 

27,497 
7,434 
2,313 
- ---------- 
74,642 
- ---------- 

(61,191)
(156,308)
- ---------- 
$  (217,499)
=========== 

$  (215,324)
(2,175)
- ----------- 
$  (217,499)
=========== 

$    (34.43)
=========== 

6,254 
=========== 


$    12,447 

- ---------- 
12,447 
- -----------

37,521 

16,195 
8,717 
2,442 
- ---------- 
64,875 
- ---------- 

(52,428)
(225,884)
- ---------- 
$  (278,312)
=========== 

$  (275,529)
(2,783)
- ----------- 
$  (278,312)
=========== 

$    (44.06)
=========== 

6,254 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 10

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners



Net Loss Per Number of Limited
Partnership Units

Number of Limited Partnership
Units Outstanding


$    10,275 
1,500 
- ---------- 
11,775 
- -----------

25,509 

17,186 
5,043 
3,435 
- ---------- 
51,173 
- ---------- 

(39,398)
(140,085)
- ---------- 
$  (179,483)
=========== 

$  (177,688)
(1,795)
- ----------- 
$  (179,483)
=========== 

$    (35.23)
=========== 

5,043 
=========== 


$    12,074 

- ---------- 
12,074 
- -----------

25,587 

10,121 
5,817 
3,609 
- ---------- 
45,134 
- ---------- 

(33,060)
(133,570)
- ---------- 
$  (166,630)
=========== 

$  (164,964)
(1,666)
- ----------- 
$  (166,630)
=========== 

$    (32.71)
=========== 

5,043 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 11

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners



Net Loss Per Number of Limited
Partnership Units

Number of Limited Partnership
Units Outstanding


$    12,122 
3,167 
- ---------- 
15,289 
- -----------

21,390 

13,749 
4,892 
5,049 
- ---------- 
45,080 
- ---------- 

(29,791)
(74,393)
- ---------- 
$  (104,184)
=========== 

$  (103,142)
(1,042)
- ----------- 
$  (104,184)
=========== 

$    (20.12)
=========== 

5,127 
=========== 


$    14,060 

- ---------- 
14,060 
- -----------

21,576 

8,097 
5,103 
6,222 
- ---------- 
40,998 
- ---------- 

(26,938)
(151,500)
- ---------- 
$  (178,438)
=========== 

$  (176,654)
(1,784)
- ----------- 
$  (178,438)
=========== 

$    (34.46)
=========== 

5,127 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF OPERATIONS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

TOTAL SERIES 7 - 11

2003 
- ---- 

2002 
- ---- 

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of
 Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Limited Partners
 General Partners


$    68,088 
28,839 
- ---------- 
96,927 
- -----------

217,656 

152,380 
45,525 
18,084 
- ---------- 
433,645 
- ---------- 

(336,718)
(516,833)
- ---------- 
$  (853,551)
=========== 

$  (845,015)
(8,536)
- ----------- 
$  (853,551)
=========== 


$    81,476 

- ---------- 
81,476 
- -----------

218,505 

89,745 
48,714 
20,841 
- ---------- 
377,805 
- ---------- 

(296,329)
(731,859)
- ---------- 
$(1,028,188)
=========== 

$(1,017,907)
(10,281)
- ----------- 
$(1,028,188)
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF PARTNERS' EQUITY (Deficit)
FOR THE NINE MONTHS ENDED DECEMBER 31, 2003 AND 2002:
(Unaudited)

SERIES 7


Limited 
Partners 
- --------- 

General 
Partners 
(Deficit)
- -------- 



Total 
- ----- 



Balance at March 31, 2002

Net Loss


Balance at December 31, 2002



Balance at March 31, 2003

Net Loss


Balance at December 31, 2003



$ 1,780,281 

(203,662)
- ----------- 

$ 1,576,619 
=========== 


$ 1,549,556 

(187,392)
- ----------- 

$ 1,362,164 
=========== 



$   (74,217)

(2,057)
- ----------- 

$   (76,274)
=========== 


$   (76,548)

(1,893)
- ----------- 

$   (78,441)
=========== 



$ 1,706,064 

(205,719)
- ----------- 

$ 1,500,345 
=========== 


$ 1,473,008 

(189,285)
- ----------- 

$ 1,283,723 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF PARTNERS' EQUITY (Deficit)
FOR THE NINE MONTHS ENDED DECEMBER 31, 2003 AND 2002:
(Unaudited)

SERIES 8


Limited 
Partners 
- --------- 

General 
Partners 
(Deficit) 
- -------- 



Total 
- ----- 



Balance at March 31, 2002

Net Loss


Balance at December 31, 2002



Balance at March 31, 2003

Net Loss


Balance at December 31, 2003



$ 1,001,538 

(197,098)
- ----------- 

$   804,440 
=========== 


$   810,146 

(161,469)
- ----------- 

$   648,677 
=========== 



$   (78,394)

(1,991)
- ----------- 

$   (80,385)
=========== 


$   (80,327)

(1,631)
- ----------- 

$   (81,958)
=========== 



$   923,144 

(199,089)
- ----------- 

$   724,055 
=========== 


$   729,819 

(163,100)
- ----------- 

$   566,719 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF PARTNERS' EQUITY (Deficit)
FOR THE NINE MONTHS ENDED DECEMBER 31, 2003 AND 2002:
(Unaudited)

SERIES 9


Limited 
Partners 
- --------- 

General 
Partners 
(Deficit) 
- -------- 



Total 
- ----- 



Balance at March 31, 2002

Net Loss


Balance at December 31, 2002



Balance at March 31, 2003

Net Loss


Balance at December 31, 2003



$ 1,707,018 

(275,529)
- ----------- 

$ 1,431,489 
=========== 


$ 1,364,080 

(215,324)
- ----------- 

$ 1,148,756 
=========== 



$   (38,148)

(2,783)
- ----------- 

$   (40,931)
=========== 


$   (41,612)

(2,175)
- ----------- 

$   (43,787)
=========== 



$ 1,668,870 

(278,312)
- ----------- 

$ 1,390,558 
=========== 


$ 1,322,468 

(217,499)
- ----------- 

$ 1,104,969 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF PARTNERS' EQUITY (Deficit)
FOR THE NINE MONTHS ENDED DECEMBER 31, 2003 AND 2002:
(Unaudited)

SERIES 10


Limited 
Partners 
- --------- 

General 
Partners 
(Deficit) 
- -------- 



Total 
- ----- 



Balance at March 31, 2002

Net Loss


Balance at December 31, 2002



Balance at March 31, 2003

Net Loss


Balance at December 31, 2003



$ 2,586,073 

(164,964)
- ----------- 

$ 2,421,109 
=========== 


$ 2,341,846 

(177,688)
- ----------- 

$ 2,164,158 
=========== 



$   (18,504)

(1,666)
- ----------- 

$   (20,170)
=========== 


$   (20,971)

(1,795)
- ----------- 

$   (22,766)
=========== 



$ 2,567,569 

(166,630)
- ----------- 

$ 2,400,939 
=========== 


$ 2,320,875 

(179,483)
- ----------- 

$ 2,141,392 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF PARTNERS' EQUITY (Deficit)
FOR THE NINE MONTHS ENDED DECEMBER 31, 2003 AND 2002:
(Unaudited)

SERIES 11


Limited 
Partners 
- --------- 

General 
Partners 
(Deficit) 
- -------- 



Total 
- ----- 



Balance at March 31, 2002

Net Loss


Balance at December 31, 2002



Balance at March 31, 2003

Net Loss


Balance at December 31, 2003



$ 3,549,631 

(176,654)
- ----------- 

$ 3,372,977 
=========== 


$ 3,344,393 

(103,142)
- ----------- 

$ 3,241,251 
=========== 



$   (10,600)

(1,784)
- ----------- 

$   (12,384)
=========== 


$   (12,673)

(1,042)
- ----------- 

$   (13,715)
=========== 



$ 3,539,031 

(178,438)
- ----------- 

$ 3,360,593 
=========== 


$ 3,331,720 

(104,184)
- ----------- 

$ 3,227,536 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF PARTNERS' EQUITY (Deficit)
FOR THE NINE MONTHS ENDED DECEMBER 31, 2003 AND 2002:
(Unaudited)

TOTAL SERIES 7 - 11


Limited 
Partners 
- ---------

General 
Partners 
(Deficit) 
- -------- 



Total 
- ----- 



Balance at March 31, 2002

Net Loss


Balance at December 31, 2002



Balance at March 31, 2003

Net Loss


Balance at December 31, 2003



$10,624,541 

(1,017,907)
- ----------- 

$ 9,606,634 
=========== 


$ 9,410,021 

(845,015)
- ----------- 

$ 8,565,006 
=========== 



$  (219,863)

(10,281)
- ----------- 

$  (230,144)
=========== 


$  (232,131)

(8,536)
- ----------- 

$  (240,667)
=========== 



$10,404,678 

(1,028,188)
- ----------- 

$9,376,490 
=========== 


$ 9,177,890 

(853,551)
- ----------- 

$ 8,324,339 
=========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF CASH FLOWS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 7
- --------

2003 
- ---- 

2002 
- ---- 

Cash Flows from Operating Activities:
  Net Loss
  Adjustments to Reconcile Net Loss to
  Net Cash Used in Operating Activities:
   Amortization
   Accreted Interest Income on Investments
   in Securities
   Equity in Losses of Project Partnerships
   Distributions Included in Other Income
   Changes in Operating Assets and Liabilities:
    Increase in Payable to General Partners

     Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
   Distributions Received from Project
   Partnerships

     Net Cash Provided by Investing Activities

Decrease in Cash and Cash Equivalents
Cash and Cash Equivalents at Beginning
of Period

Cash and Cash Equivalents at End of Period


$ (189,285)


4,983 

(17,334)
89,180 
(9,061)

9,435 
- ---------- 
(112,082)
- ---------- 


16,354 
- ---------- 
16,354 
- ---------- 
(95,728)

390,008 
- ---------- 
$  294,280 
========== 


$ (205,719)


5,013 

(19,302)
117,987 


12,385 
- ---------- 
(89,636)
- ---------- 


18,075 
- ---------- 
18,075 
- ---------- 
(71,561)

384,626 
- ---------- 
$  313,065 
========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF CASH FLOWS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 8
- --------

2003 
- ---- 

2002 
- ---- 

Cash Flows from Operating Activities:
  Net Loss
  Adjustments to Reconcile Net Loss to
  Net Cash Used in Operating Activities:
   Amortization
   Accreted Interest Income on Investments
   in Securities
   Equity in Losses of Project Partnership
   Distributions Included in Other Income
   Changes in Operating Assets and Liabilities:
    Increase in Payable to General Partners
    Increase in Accounts Receivable

     Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
   Distributions Received from Project
   Partnerships

     Net Cash Provided by Investing Activities

Decrease in Cash and Cash Equivalents
Cash and Cash Equivalents at Beginning
of Period

Cash and Cash Equivalents at End of Period


$ (163,100)


2,304 

(15,498)
56,867 
(12,073)

24,579 
(24,220)
- --------- 
(131,141)
- --------- 


13,102 
- --------- 
13,102 
- --------- 
(118,039)

450,206 
- --------- 
$ 332,167 
========= 


$ (199,089)


3,555 

(17,239)
102,918 


27,280 

- --------- 
(82,575)
- --------- 


12,087 
- --------- 
12,087 
- --------- 
(70,488)

456,356 
- --------- 
$ 385,868 
========= 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF CASH FLOWS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 9
- --------

2003 
- ---- 

2002 
- ---- 

Cash Flows from Operating Activities:
  Net Loss
  Adjustments to Reconcile Net Loss to
  Net Cash Used in Operating Activities:
   Amortization
   Accreted Interest Income on Investments
   in Securities
   Equity in Losses of Project Partnerships
   Distributions Included in Other Income
   Changes in Operating Assets and Liabilities:
    Increase in Payable to General Partners

     Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
  Distributions Received from Project
  Partnerships

     Net Cash Provided by Investing Activities

Decrease in Cash and Cash Equivalents
Cash and Cash Equivalents at Beginning
of Period

Cash and Cash Equivalents at End of Period


$ (217,499)


2,313 

(9,613)
156,308 
(3,038)

26,723 
- ---------- 
(44,806)
- ---------- 


8,441 
- --------- 
8,441 
- --------- 
(36,365)

260,485 
- ---------- 
$  224,120 
========== 


$ (278,312)


2,442 

(10,513)
225,884 


23,098 
- ---------- 
(37,401)
- ---------- 


6,585 
- --------- 
6,585 
- --------- 
(30,816)

251,331 
- ---------- 
$  220,515 
========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF CASH FLOWS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 10
- --------

2003 
- ---- 

2002 
- ---- 

Cash Flows from Operating Activities:
  Net Loss
  Adjustments to Reconcile Net Loss to
  Net Cash Used in Operating
  Activities:
   Amortization
   Accreted Interest Income on Investments
   in Securities
   Equity in Losses of Project Partnerships
   Distributions Included in Other Income
   Changes in Operating Assets and Liabilities:
    Increase in Payable to General Partners

     Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
   Distributions Received from Project
   Partnerships

     Net Cash Provided by Investing Activities

Decrease in Cash and Cash Equivalents
Cash and Cash Equivalents at Beginning
of Period

Cash and Cash Equivalents at End of Period


$ (179,483)



3,435 

(9,472)
140,085 
(1,500)

5,791 
- ---------- 
(41,144)
- ---------- 


14,652 
- ---------- 
14,652 
- ---------- 
(26,492)

251,941 
- ---------- 
$  225,449 
========== 


$ (166,630)



3,609 

(10,146)
133,570 


2,947 
- ---------- 
(36,650)
- ---------- 


6,534 
- ---------- 
6,534 
- ---------- 
(30,116)

252,149 
- ---------- 
$  222,033 
========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF CASH FLOWS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

SERIES 11
- --------

2003 
- ---- 

2002 
- ---- 

Cash Flows from Operating Activities:
  Net Loss
  Adjustments to Reconcile Net Loss to
  Net Cash Used in Operating Activities:
   Amortization
   Accreted Interest Income on Investments
   in Securities
   Equity in Losses of Project Partnerships
   Distributions Included in Other Income
   Changes in Operating Assets and Liabilities:
    Decrease in Payable to General Partners

     Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
   Distributions Received from Project
   Partnerships

     Net Cash Provided by Investing Activities

Decrease in Cash and Cash Equivalents
Cash and Cash Equivalents at Beginning
of Period

Cash and Cash Equivalents at End of Period


$ (104,184)


5,049 

(11,315)
74,393 
(3,167)

(7,856)
- ----------- 
(47,080)
- ----------- 


5,554 
- ---------- 
5,554 
- ----------- 
(41,526)

264,198 
- ----------- 
$  222,672 
===========


$ (178,438)


6,222 

(12,058)
151,500 


(16,108)
- ----------- 
(48,882)
- ----------- 


6,194 
- ---------- 
6,194 
- ----------- 
(42,688)

266,059 
- ----------- 
$  223,371 
===========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
STATEMENTS OF CASH FLOWS
FOR THE NINE MONTHS ENDED DECEMBER 31,
(Unaudited)

TOTAL SERIES 7 - 11
- -------------------

2003 
- ---- 

2002 
- ---- 

Cash Flows from Operating Activities:
  Net Loss
  Adjustments to Reconcile Net Loss to
  Net Cash Used in Operating
  Activities:
   Amortization
   Accreted Interest Income on Investments
   in Securities
   Equity in Losses of Project Partnerships
   Distributions Included in Other Income
   Changes in Operating Assets and Liabilities:
    Increase in Payable to General Partners
    Increase in Accounts Receivable

     Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
   Distributions Received from Project
   Partnerships

     Net Cash Provided by Investing Activities

Decrease in Cash and Cash Equivalents
Cash and Cash Equivalents at Beginning
of Period

Cash and Cash Equivalents at End of Period


$  (853,551)



18,084 

(63,232)
516,833 
(28,839)

58,672 
(24,220)
- ---------- 
(376,253)
- ---------- 


58,103 
- ---------- 
58,103 
- ---------- 
(318,150)

1,616,838 
- ---------- 
$ 1,298,688 
========== 


$(1,028,188)



20,841 

(69,258)
731,859 


49,602 

- ---------- 
(295,144)
- ---------- 


49,475 
- ---------- 
49,475 
- ---------- 
(245,669)

1,610,521 
- ---------- 
$ 1,364,852 
========== 

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND III LTD.
(A Florida Limited Partnership)
NOTES TO FINANCIAL STATEMENTS
DECEMBER 31, 2003

NOTE 1 - ORGANIZATION:

   Gateway Tax Credit Fund III Ltd. ("Gateway"), a Florida Limited Partnership, was formed October 17, 1991 under the laws of Florida. Gateway offered its limited partnership interests in Series. The first Series for Gateway is Series 7. Operations commenced on July 16, 1992 for Series 7, January 4, 1993 for Series 8, September 30, 1993 for Series 9, January 21, 1994 for Series 10 and April 29, 1994 for Series 11. Each Series invests, as a limited partner, in other limited partnerships ("Project Partnerships"), each of which owns and operates apartment complexes eligible for Low-Income Housing Tax Credits ("Tax Credits"), provided for in Section 42 of the Internal Revenue Code of 1986. Gateway will terminate on December 31, 2040 or sooner, in accordance with the terms of the Limited Partnership Agreement. As of December 31, 2003, Gateway had received capital contributions of $1,000 from the General Partners and $36,799,000 from the investor Limited Partners.

   Raymond James Partners, Inc. and Raymond James Tax Credit Funds, Inc., wholly-owned subsidiaries of Raymond James Financial, Inc., are the General Partner and Managing General Partner, respectively. The Managing General Partner manages and controls the business of Gateway.

   Gateway received capital contributions of $10,395,000, $9,980,000, $6,254,000, $5,043,000 and $5,127,000 from the investor Limited Partners in Series 7, 8, 9, 10 and 11, respectively. Each Series will be treated as though it were a separate partnership, investing in a separate and distinct pool of Project Partnerships. Income or loss and all tax items from the Project Partnerships acquired by each Series will be specifically allocated among the limited partners of such Series.

   Operating profits and losses, cash distributions from operations and Tax Credits from each Series are generally allocated 99% to the Limited Partners in that Series and 1% to the General Partners. Profit or loss and cash distributions from sales of property by each Series are allocated as formulated in the Limited Partnership Agreement.

NOTE 2 - SIGNIFICANT ACCOUNTING POLICIES:

Basis of Accounting

   Gateway utilizes an accrual basis of accounting whereby revenues are recognized as earned and expenses are recognized as obligations are incurred.

   Gateway accounts for its investments as the limited partner in Project Partnerships ("Investments in Project Partnerships") using the equity method of accounting, because management believes that Gateway does not have a majority control of the major operating and financial policies of the Project Partnerships in which it invests, and reports the equity in losses of the Project Partnerships on a 3-month lag in the Statement of Operations. Under the equity method, the Investments in Project Partnerships initially include:

   1) Gateway's capital contribution,
   2) Acquisition fees paid to the General Partner for services rendered
      in selecting properties for acquisition, and
   3) Acquisition expenses including legal fees, travel and other       miscellaneous costs relating to acquiring properties.

Quarterly the Investments in Project Partnerships are increased or decreased as follows:

   1) Increased for equity in income or decreased for equity in losses of the           Project Partnerships,
   2) Decreased for cash distributions received from the Project Partnerships, and
   3) Decreased for the amortization of the acquisition fees and expenses.

    Amortization is calculated on a straight-line basis over 35 years, as this is the average estimated useful life of the underlying assets. The amortization is shown as amortization expense on the Statements of Operations.

    Pursuant to the limited partnership agreements for the Project Partnerships, cash losses generated by the Project Partnerships are allocated to the general partners of those partnerships. In subsequent years, cash profits, if any, are first allocated to the general partners to the extent of the allocation of prior years' cash losses.

   Since Gateway invests as a limited partner, and therefore is not obligated to fund losses or make additional capital contributions, it does not recognize losses from individual Project Partnerships to the extent that these losses would reduce the investment in those Project Partnerships below zero. The suspended losses will be used to offset future income from the individual Project Partnerships.

   Gateway reviews its investment in the Project Partnerships to determine if there has been any permanent impairment whenever events or changes in circumstances indicate that the carrying amount of the investment may not be recoverable. If the sum of the expected future cash flows is less than the carrying amount of the investment, Gateway recognizes an impairment loss. No impairment loss has been recognized in the accompanying financial statements.

   Gateway, as a limited partner in the Project Partnerships, is subject to risks inherent in the ownership of property which are beyond its control, such as fluctuations in occupancy rates and operating expenses, variations in rental schedules, proper maintenance and continued eligibility of tax credits. If the cost of operating a property exceeds the rental income earned thereon, Gateway may deem it in its best interest to voluntarily provide funds in order to protect its investment.

Cash and Cash Equivalents

   It is Gateway's policy to include short-term investments with an original maturity of three months or less in Cash and Cash Equivalents. Short-term investments are comprised of money market mutual funds.

Concentrations of Credit Risk

   Financial instruments which potentially subject Gateway to concentrations of credit risk consist of cash investments in a money market mutual fund that is a wholly-owned subsidiary of Raymond James Financial, Inc.

Use of Estimates in the Preparation of Financial Statements

   The preparation of financial statements in conformity with generally accepted accounting principles requires the use of estimates that affect certain reported amounts and disclosures. These estimates are based on management's knowledge and experience. Accordingly, actual results could differ from these estimates.

Investment in Securities

   Effective April 1, 1994, Gateway adopted Statement of Financial Accounting Standards No. 115, Accounting for Certain Investments in Debt and Equity Securities ("FAS 115"). Under FAS 115, Gateway is required to categorize its debt securities as held-to-maturity, available-for-sale or trading securities, dependent upon Gateway's intent in holding the securities. Gateway's intent is to hold all of its debt securities (U. S. Treasury Security Strips) until maturity and to use these reserves to fund Gateway's ongoing operations. Interest income is recognized ratably on the U.S. Treasury Strips using the effective yield to maturity.

Receivable from Project Partnerships

   Receivable from Project Partnerships represents amounts due to Gateway from Logan Heights for loans made to the property and expenses paid on behalf of the property.

Income Taxes

   No provision for income taxes has been made in these financial statements, as income taxes are a liability of the partners rather than of Gateway.

Basis of Preparation

   The unaudited financial statements presented herein have been prepared in accordance with the instructions to Form 10-Q and do not include all of the information and note disclosures required by generally accepted accounting principles. These statements should be read in conjunction with the financial statements and notes thereto included with the Partnership's Form 10-K for the year ended March 31, 2003. In the opinion of management these financial statements include adjustments, consisting only of normal recurring adjustments, necessary to fairly summarize the Partnership's financial position and results of operations. The results of operations for the periods may not be indicative of the results to be expected for the year.

Recent Accounting Pronouncements

    In August 2001, the Financial Accounting Standards Board issued SFAS No. 144, "Accounting for the Impairment or Disposal of Long-Lived Assets". SFAS No. 144 provides accounting guidance for financial accounting and reporting for the impairment or disposal of long-lived assets. SFAS No. 144 supersedes SFAS No. 121, "Accounting for the Impairment of Long-Lived Assets and for Long-Lived Assets to be Disposed Of". SFAS No. 144 is effective for fiscal years beginning after December 15, 2001. The Partnership adopted SFAS No. 144 effective January 1, 2002. The adoption did not have an effect on the financial position or results of operations of the Partnership.

    In January 2003, the FASB issued FASB Interpretation No. 46 ("FIN46"), "Consolidation of Variable Interest Entities, an Interpretation of ARB No. 51." FIN46 requires certain variable interest entities to be consolidated by the primary beneficiary of the entity if the equity investors in the entity do not have the characteristics of a controlling financial interest or do not have sufficient equity at risk for the entity to finance its activities without additional subordinated financial support from other parties. FIN46 is effective for all new variable interest entities created or acquired after January 31, 2003. For variable interest entities created or acquired prior to February 1, 2003, the provisions of FIN46 must be applied for the first interim or annual period ending after March 15, 2004. The Partnership is currently evaluating the effect, if any, that the adoption of FIN46 will have on its results of operations and financial condition.


NOTE 3 - INVESTMENT IN SECURITIES:

   The December 31, 2003 Balance Sheet includes Investment in Securities consisting of U.S. Treasury Security Strips which represents their cost, plus accreted interest income of $192,950 for Series 7, $169,483 for Series 8, $100,542 for Series 9, $91,282 for Series 10 and $105,714 for Series 11.

 

Estimated
Market Value
- -----------------

Cost Plus
Accreted Interest
- -----------------

Gross Unrealized
Gains and (Losses)
- ----------------

Series 7

$  363,758  

$  328,319  

$  35,439  

Series 8

341,800  

310,684  

31,116  

Series 9

233,818  

213,350  

20,468  

Series 10

208,053  

185,299  

22,754  

Series 11

240,855  

210,039  

30,816  

   As of December 31, 2003, the cost and accreted interest of debt securities by contractual maturities is as follows:

 

Series 7
- --------

Series 8
- --------

Series 9
- --------

Due within 1 year

$   67,602

$   62,609

$   36,772

After 1 year through 5 years

197,306

186,649

107,942

After 5 years through 10 years

   63,411

   61,426

   68,636

  Total Amount Carried on
      Balance Sheet


$  328,319
==========


$  310,684
==========


$  213,350
==========

 

Series 10
- --------

Series 11
- --------

Total
- --------

Due within 1 year

$   28,000

$   31,798

$  226,781

After 1 year through 5 years

80,147

92,495

664,539

After 5 years through 10 years

   77,152

   85,746

  356,371

  Total Amount Carried on
      Balance Sheet


$  185,299
==========


$  210,039
==========


$1,247,691
==========

NOTE 4 - RELATED PARTY TRANSACTIONS:

   The Payable to General Partners primarily represents the asset management fees owed to the General Partners at the end of the period. It is unsecured, due on demand and, in accordance with the limited partnership agreement, non-interest bearing. Within the next 12 months, the Managing General Partner does not intend to demand payment on the portion of Asset Management Fees payable classified as long-term on the Balance Sheet.

   For the nine months ended December 31, 2003 and 2002 the General Partners and affiliates are entitled to compensation and reimbursement for costs and expenses incurred by Gateway as follows:

   Asset Management Fee - The Managing General Partner is entitled to receive an annual asset management fee equal to the greater of (i) $2,000 for each limited partnership in which Gateway invests, or (ii) 0.275% of Gateway's gross proceeds from the sale of limited partnership interests. In either event (i) or (ii), the maximum amount may not exceed 0.2% of the aggregate cost (Gateway's capital contribution plus Gateway's share of the Properties' mortgage) of Gateway's interest in properties owned by the Project Partnerships. The asset management fee will be paid only after all other expenses of Gateway have been paid. These fees are included in the Statement of Operations.

                           2003             2002
                          -----            -----
Series 7                $ 65,313         $ 65,547
Series 8                  68,046           68,274
Series 9                  37,398           37,521
Series 10                 25,509            25,587
Series 11                 21,390           21,576
                        --------         --------
Total                   $217,656         $218,505
                        ========         ========

   General and Administrative Expenses - The Managing General Partner is reimbursed for general and administrative expenses of Gateway on an accountable basis. This expense is included in the Statement of Operations.

Series 7                $  44,683         $  26,316
Series 8                   49,265           29,016
Series 9                   27,497           16,195
Series 10                  17,186           10,121
Series 11                  13,749            8,097
                         --------         --------
Total                   $ 152,380        $  89,745
                         ========         ========


NOTE 5 - INVESTMENTS IN PROJECT PARTNERSHIPS:

   As of December 31, 2003, the Partnership had acquired a 99% interest in the profits, losses and tax credits as a limited partner in 39 Project Partnerships which own and operate government assisted multi-family housing complexes. Cash flows from operations are allocated according to each Partnership agreement. Upon dissolution proceeds will be distributed according to each Partnership agreement.

   The following is a summary of Investments in Project Partnerships as of:

SERIES 7

DECEMBER 31,
2003
- ------------

MARCH 31,
2003
- -----------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships (1)

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before adjustment

Excess of investment cost over the underlying assets acquired:
 Acquisition fees and expenses
 Accumulated amortization of acquisition
 fees and expenses


Investments in Project Partnerships



$ 7,732,089 


(6,951,423)


(211,737)
- -----------

568,929 



793,335 

(184,886)
- ------------

$ 1,177,378 
============



$ 7,732,089 


(6,862,243)


(204,444)
- -----------

665,402 



793,335 

(179,903)
- ------------

$ 1,278,834 
============

(1) In accordance with the Partnership's accounting policy to not carry Investments in Project Partnerships below zero, cumulative suspended losses of $3,169,446 for the period ended December 31, 2003 and cumulative suspended losses of $2,658,435 for the year ended March 31, 2003 are not included.


NOTE 5 - INVESTMENTS IN PROJECT PARTNERSHIPS (continued):

   As of December 31, 2003, the Partnership had acquired a 99% interest in the profits, losses and tax credits as a limited partner in 43 Project Partnerships which own and operate government assisted multi-family housing complexes. Cash flows from operations are allocated according to each Partnership agreement. Upon dissolution proceeds will be distributed according to each Partnership agreement.

   The following is a summary of Investments in Project Partnerships as of:

SERIES 8

DECEMBER 31,
2003
- ------------

MARCH 31,
2003
- -----------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships (1)

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before adjustment

Excess of investment cost over the underlying assets acquired:
 Acquisition fees and expenses
 Accumulated amortization of acquisition
 fees and expenses


Investments in Project Partnerships



$ 7,586,105 


(7,360,793)


(159,925)
- -----------

65,387 



549,773 

(115,128)
- ------------

$   500,032 
============



$ 7,586,105 


(7,303,925)


(158,899)
- -----------

123,281 



549,773 

(112,823)
- ------------

$   560,231 
============

(1) In accordance with the Partnership's accounting policy to not carry Investments in Project Partnerships below zero, cumulative suspended losses of $3,628,709 for the period ended December 31, 2003 and cumulative suspended losses of $3,065,413 for the year ended March 31, 2003 are not included.


NOTE 5 - INVESTMENTS IN PROJECT PARTNERSHIPS (continued):

   As of December 31, 2003, the Partnership had acquired a 99% interest in the profits, losses and tax credits as a limited partner in 24 Project Partnerships which own and operate government assisted multi-family housing complexes. Cash flows from operations are allocated according to each Partnership agreement. Upon dissolution proceeds will be distributed according to each Partnership agreement.

   The following is a summary of Investments in Project Partnerships as of:

SERIES 9

DECEMBER 31,
2003
- ------------

MARCH 31,
2003
- -----------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships (1)

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before adjustment

Excess of investment cost over the underlying assets acquired:
 Acquisition fees and expenses
 Accumulated amortization of acquisition
 fees and expenses


Investments in Project Partnerships



$ 4,914,116 


(3,926,705)


(127,558)
- -----------

859,853 



244,087 

(56,030)
- ------------

$ 1,047,910 
============



$ 4,914,116 


(3,770,400)


(122,154)
- ----------

1,021,562 



244,087 

(53,716)
- ------------

$ 1,211,933 
============

(1) In accordance with the Partnership's accounting policy to not carry Investments in Project Partnerships below zero, cumulative suspended losses of $1,114,752 for the period ended December 31, 2003 and cumulative suspended losses of $925,614 for the year ended March 31, 2003 are not included.


NOTE 5 - INVESTMENTS IN PROJECT PARTNERSHIPS (continued):

   As of December 31, 2003, the Partnership had acquired a 99% interest in the profits, losses and tax credits as a limited partner in 15 Project Partnerships which own and operate government assisted multi-family housing complexes. Cash flows from operations are allocated according to each Partnership agreement. Upon dissolution proceeds will be distributed according to each Partnership agreement.

   The following is a summary of Investments in Project Partnerships as of:

SERIES 10

DECEMBER 31,
2003
- ------------

MARCH 31,
2003
- -----------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships (1)

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before adjustment

Excess of investment cost over the underlying assets acquired:
 Acquisition fees and expenses
 Accumulated amortization of acquisition
 fees and expenses


Investments in Project Partnerships



$ 3,914,672 


(2,038,227)


(161,797)
- -----------

1,714,648 



196,738 

(53,318)
- -------------

$ 1,858,068 
=============



$ 3,914,672 


(1,898,143)


(148,645)
- ----------

1,867,884 



196,738 

(49,880)
- ------------

$ 2,014,742 
============

(1) In accordance with the Partnership's accounting policy to not carry Investments in Project Partnerships below zero, cumulative suspended losses of $113,095 for the period ended December 31, 2003 and cumulative suspended losses of $94,384 for the year ended March 31, 2003 are not included.


NOTE 5 - INVESTMENTS IN PROJECT PARTNERSHIPS (continued):

   As of December 31, 2003, the Partnership had acquired a 99% interest in the profits, losses and tax credits as a limited partner in 12 Project Partnerships which own and operate government assisted multi-family housing complexes. Cash flows from operations are allocated according to each Partnership agreement. Upon dissolution proceeds will be distributed according to each Partnership agreement.

   The following is a summary of Investments in Project Partnerships as of:

SERIES 11

DECEMBER 31,
2003
- -----------

MARCH 31,
2003
- -----------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before adjustment

Excess of investment cost over the underlying assets acquired:
 Acquisition fees and expenses
 Accumulated amortization of acquisition
 fees and expenses


Investments in Project Partnerships



$ 4,128,042 


(1,367,780)


(145,315)
- -----------

2,614,947 



290,335 

(72,983)
- -----------

$ 2,832,299 
============



$ 4,128,042 


(1,293,389)


(142,928)
- -----------

2,691,725 



290,335 

(67,930)
- -----------

$ 2,914,130 
============

(1) In accordance with the Partnership's accounting policy to not carry Investments in Project Partnerships below zero, cumulative suspended losses of $144,936 for the period ended December 31, 2003 and cumulative suspended losses of $40,610 for the year ended March 31, 2003 are not included.


NOTE 5 - INVESTMENTS IN PROJECT PARTNERSHIPS (continued):

   The following is a summary of Investments in Project Partnerships as of:

TOTAL SERIES 7 - 11

DECEMBER 31,
2003
- -------------

MARCH 31,
2003
- -----------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before adjustment

Excess of investment cost over the underlying assets acquired:
 Acquisition fees and expenses
 Accumulated amortization of acquisition
 fees and expenses


Investments in Project Partnerships



$28,275,024 


(21,644,928)


(806,332)
- ------------

5,823,764 



2,074,268 

(482,345)