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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549


FORM 10-Q

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934

For The Quarterly Period Ended             September 30, 2003                 

Commission File Number                       0-19022                          

                            Gateway Tax Credit Fund II Ltd.                   
               (Exact name of Registrant as specified in its charter)

        Florida                                            65-0142704         
 (State or other jurisdiction of                   (I.R.S. Employer No.)
  incorporation or organization)

    880 Carillon Parkway,    St. Petersburg,       Florida             33716  
   (Address of principal executive offices)                       (Zip Code)

Registrant's Telephone Number, Including Area Code:        (727) 567-4830      


Indicate by check mark whether the Registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

                                     YES   X          NO      



                                                   Number of Units
Title of Each Class                               September 30, 2003
Beneficial Assignee Certificates:
$1,000 per certificate                                  37,228


DOCUMENTS INCORPORATED BY REFERENCE

Parts I and II, 2003 Form 10-K, filed with the
Securities and Exchange Commission on June 27, 2003
Parts III and IV - Form S-11 Registration Statement
and all amendments and supplements thereto
File No. 33-31821


PART I - Financial Information
Item 1.  Financial Statements

GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

SERIES 2

September 30,
2003
- ---------
(Unaudited)

March 31,
2003
- ----------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Accounts Receivable
 Investments in Securities

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

  Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Assignor Limited Partner
 Units of limited partnership interest consisting of 40,000 authorized BAC's of which 6,136 at September 30, 2003 and March 31, 2003 have been issued to the assignees
Assignees
 Units of beneficial interest of the limited partnership interest of the assignor limited partner, $1,000 stated value per BAC, 6,136 at September 30, 2003 and March 31, 2003, issued and outstanding
General Partners

  Total Partners' Equity (Deficit)

    Total Liabilities and Partners' Equity
    (Deficit)



$ 247,717 
1,957 
59,021 
- ----------
308,695 

111,137 
35,735 
- ----------
$ 455,567 
==========


$  59,213 
- ----------
59,213 
- ----------

455,841 
- ----------











(5,093)
(54,394)
- ---------
(59,487)
- ----------

$ 455,567 
==========



$ 243,155 

58,586 
- ----------
301,741 

163,672 
58,381 
- ----------
$ 523,794 
==========


$  53,915 
- ----------
53,915 
- ----------

462,542 
- ----------











61,063 
(53,726)
- ----------
7,337 
- ----------

$ 523,794 
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

SERIES 3

September 30,
2003
- ---------
(Unaudited)

March 31,
2003
- ----------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Investments in Securities

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

  Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Assignor Limited Partner
 Units of limited partnership interest consisting of 40,000 authorized BAC's, of which 5,456 at September 30, 2003 and March 31, 2003 have been issued to the assignees
Assignees
 Units of beneficial interest of the limited partnership interest of the assignor limited partner, $1,000 stated value per BAC, 5,456 at September 30, 2003 and March 31, 2003, issued and outstanding
General Partners

  Total Partners' Equity (Deficit)

    Total Liabilities and Partners' Equity     (Deficit)



$ 222,926 
52,498 
- ----------
275,424 

98,854 
4,079 
- ----------
$ 378,357 
==========


$  66,626 
- ----------
66,626 
- ----------

342,813 
- ----------











17,045 
(48,127)
- ----------
(31,082)
- ----------

$ 378,357 
==========



$ 201,450 
52,111 
- ----------
253,561 

145,583 
6,633 
- ----------
$ 405,777 
==========

$  58,599 
- ----------
58,599 
- ----------

342,384 
- ----------










52,562 
(47,768)
- ----------
4,794 
- ----------

$ 405,777 
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

SERIES 4

September 30,
2003
- ---------
(Unaudited)

March 31,
2003
- ----------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Investments in Securities

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

  Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Assignor Limited Partner
 Units of limited partnership interest consisting of 40,000 authorized BAC's, of which 6,915 at September 30, 2003 and March 31, 2003 have been issued to the assignees
Assignees
 Units of beneficial interest of the limited partnership interest of the assignor limited partner, $1,000 stated value per BAC, 6,915 at September 30, 2003 and March 31, 2003, issued and outstanding
General Partners

  Total Partners' Equity (Deficit)

    Total Liabilities and Partners' Equity     (Deficit)



$ 313,229 
66,509 
- ----------
379,738 

125,238 
4,048 
- ----------
$ 509,024 
==========


$  71,029 
- ----------
71,029 
- ----------

460,304 
- ----------











38,568 
(60,877)
- ----------
(22,309)
- ----------

$ 509,024 
==========



$ 273,896 
66,019 
- ----------
339,915 

184,439 
12,279 
- ----------
$ 536,633 
==========


$  66,103 
- ----------
66,103 
- ----------

448,900 
- ----------











82,068 
(60,438)
- ----------
21,630 
- ----------

$ 536,633 
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

SERIES 5

September 30,
2003
- ---------
(Unaudited)

March 31,
2003
- ----------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Investments in Securities

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

  Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Assignor Limited Partner
 Units of limited partnership interest consisting of 40,000 authorized BAC's, of which 8,616 at September 30, 2003 and March 31, 2003 have been issued to the assignees
Assignees
 Units of beneficial interest of the limited partnership interest of the assignor limited partner, $1,000 stated value per BAC, 8,616 at September 30, 2003 and March 31, 2003, issued and outstanding
General Partners

  Total Partners' Equity

    Total Liabilities and Partners' Equity



$  398,299 
82,895 
- -----------
481,194 

156,094 
313,931 
- -----------
$  951,219 
===========


$   96,311 
- -----------
96,311 
- -----------

448,250 
- -----------











478,215 
(71,557)
- -----------
406,658 
- -----------
$  951,219 
===========



$  385,402 
82,284 
- -----------
467,686 

229,879 
376,275 
- -----------
$1,073,840 
===========


$  87,203 
- -----------
87,203 
- -----------

455,765 
- -----------











601,187 
(70,315)
- -----------
530,872 
- -----------
$1,073,840 
===========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

SERIES 6

September 30,
2003
- ---------
(Unaudited)

March 31,
2003
- ----------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Investments in Securities

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

  Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Assignor Limited Partner
 Units of limited partnership interest consisting of 40,000 authorized BAC's,of which 10,105 at September 30, 2003 and March 31, 2003 have been issued to the assignees
Assignees
 Units of beneficial interest of the limited partnership interest of the assignor limited partner, $1,000 stated value per BAC, 10,105 at September 30, 2003 and March 31, 2003, issued and outstanding
General Partners

  Total Partners' Equity

    Total Liabilities and Partners' Equity



$  377,001 
68,701 
- -----------
445,702 

200,509 
943,456 
- -----------
$1,589,667 
===========


$   93,280 
- -----------
93,280 
- -----------

587,665 
- -----------











988,360 
(79,638)
- -----------
908,722 
- -----------
$1,589,667 
===========



$  447,585 
66,339 
- -----------
513,924 

193,328 
1,024,672 
- -----------
$1,731,924 
===========


$   83,931 
- -----------
83,931 
- -----------

586,023 
- -----------











1,140,076 
(78,106)
- -----------
1,061,970 
- -----------
$1,731,924 
===========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)
BALANCE SHEETS

TOTAL SERIES 2 - 6

September 30,
2003
- ----------
(Unaudited)

March 31,
2003
- ----------
(Audited)

ASSETS
Current Assets:
 Cash and Cash Equivalents
 Accounts Receivable
 Investments in Securities

  Total Current Assets

 Investments in Securities
 Investments in Project Partnerships, Net

    Total Assets

LIABILITIES AND PARTNERS' EQUITY
Current Liabilities:
 Payable to General Partners

  Total Current Liabilities

Long-Term Liabilities:
 Payable to General Partners

Partners' Equity (Deficit):
Assignor Limited Partner
 Units of limited partnership interest consisting of 40,000 authorized BAC's, of which 37,228 at September 30, 2003 and March 31, 2003 have been issued to the assignees
Assignees
 Units of beneficial interest of the limited partnership interest of the assignor limited partner, $1,000 stated value per BAC, 37,228 at September 30, 2003 and March 31, 2003, issued and outstanding
General Partners

  Total Partners' Equity

    Total Liabilities and Partners' Equity



$1,559,172 
1,957 
329,624 
- -----------
1,890,753 

691,832 
1,301,249 
- -----------
$3,883,834 
===========


$  386,459 
- -----------
386,459 
- -----------

2,294,873 
- -----------











1,517,095 
(314,593)
- -----------
1,202,502 
- -----------
$3,883,834 
===========



$1,551,488 

325,339 
- -----------
1,876,827 

916,901 
1,478,240 
- -----------
$4,271,968 
===========


$  349,571 
- -----------
349,571 
- -----------

2,295,614 
- -----------











1,936,956 
(310,353)
- -----------
1,626,603 
- -----------
$4,271,968 
===========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED SEPTEMBER 30,
(Unaudited)

SERIES 2

2003
- ----

2002
- ----

Revenues:
 Interest Income
 Other Income

  Total Revenue

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners



Net Loss Per Beneficial Assignee Certificate

Number of Beneficial Assignee Certificates Outstanding


$   3,533 
1,957 
- ---------
5,490 
- ---------

17,005 

6,378 
3,822 
174 
- ---------
27,379 
- ---------

(21,889)
(6,529)
- ---------
$ (28,418)
=========

$ (28,134)
(284)
- ---------
$ (28,418)
=========
$   (4.59)
=========

6,136 
=========


$   4,978 

- ---------
4,978 
- ---------

17,050 

6,769 
4,427 
174 
- ---------
28,420 
- ---------

(23,442)
(16,920)
- ---------
$ (40,362)
=========

$ (39,958)
(404)
- ---------
$ (40,362)
=========
$   (6.51)
=========

6,136 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED SEPTEMBER 30,
(Unaudited)

SERIES 3

2003
- ----

2002
- ----

Revenues:
 Interest Income
 Other Income

  Total Revenues

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners



Net Loss Per Beneficial Assignee Certificate

Number of Beneficial Assignee Certificates Outstanding


$   3,138 
10,112 
- ---------
13,250 
- ---------

15,665 

6,668 
3,947 
129 
- ---------
26,409 
- ---------

(13,159)
(1,456)
- ---------
$ (14,615)
=========

$ (14,469)
(146)
- ---------
$ (14,615)
=========
$   (2.65)
=========

5,456 
=========


$   4,406 

- ---------
4,406 
- ---------

15,723 

7,077 
4,328 
280 
- ---------
27,408 
- ---------

(23,002)
10,808 
- ---------
$ (12,194)
=========

$ (12,072)
(122)
- ---------
$ (12,194)
=========
$   (2.21)
=========

5,456 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED SEPTEMBER 30,
(Unaudited)

SERIES 4

2003
- ----

2002
- ----

Revenues:
 Interest Income
 Other Income

  Total Revenues

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners



Net Loss Per Beneficial Assignee Certificate

Number of Beneficial Assignee Certificates Outstanding


$   3,994 
19,578 
- ---------
23,572 
- ---------

19,318 

8,407 
5,356 
309 
- ---------
33,390 
- ---------

(9,818)
(3,285)
- ---------
$ (13,103)
=========

$ (12,972)
(131)
- ---------
$ (13,103)
=========
$   (1.88)
=========

6,915 
=========


$   5,650 

- ---------
5,650 
- ---------

19,369 

8,923 
5,301 
988 
- ---------
34,581 
- ---------

(28,931)
(7,080)
- ---------
$ (36,011)
=========

$ (35,651)
(360)
- ---------
$ (36,011)
=========
$   (5.16)
=========

6,915 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED SEPTEMBER 30,
(Unaudited)

SERIES 5

2003
- ----

2002
- ----

Revenues:
 Interest Income

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners



Net Loss Per Beneficial Assignee Certificate

Number of Beneficial Assignee Certificates Outstanding


$   5,009 
- ---------

23,870 

10,436 
6,231 
1,202 
- ---------
41,739 
- ---------

(36,730)
(41,281)
- ---------
$ (78,011)
=========

$ (77,231)
(780)
- ---------
$ (78,011)
=========
$   (8.96)
=========

8,616 
=========


$   7,174 
- ---------

23,939 

11,077 
6,237 
1,278 
- ---------
42,531 
- ---------

(35,357)
(29,072)
- ---------
$ (64,429)
=========

$ (63,785)
(644)
- ---------
$ (64,429)
=========
$   (7.40)
=========

8,616 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED SEPTEMBER 30,
(Unaudited)

SERIES 6

2003
- ----

2002

----

Revenues:
 Interest Income
 Other Income

  Total Revenues

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners



Net Loss Per Beneficial Assignee Certificate

Number of Beneficial Assignee Certificates Outstanding


$   5,198 
6,988 
- ---------
12,186 
- ---------

26,344 

11,016 
6,724 
2,224 
- ---------
46,308 
- ---------

(34,122)
(11,731)
- ---------
$ (45,853)
=========

$ (45,394)
(459)
- ---------
$ (45,853)
=========
$   (4.49)
=========

10,105 
=========


$   6,769 

- ---------
6,769 
- ---------

26,438 

11,693 
7,044 
2,363 
- ---------
47,538 
- ---------

(40,769)
(35,300)
- ---------
$ (76,069)
=========

$ (75,308)
(761)
- ---------
$ (76,069)
=========
$   (7.45)
=========

10,105 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE THREE MONTHS ENDED SEPTEMBER 30,
(Unaudited)

TOTAL SERIES 2 - 6

2003
- ----

2002
- ----

Revenues:
 Interest Income
 Other Income

  Total Revenues

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners


$   20,872 
38,635 
- ----------
59,507 
- ----------

102,202 

42,905 
26,080 
4,038 
- ----------
175,225 
- ----------

(115,718)
(64,282)
- ----------
$ (180,000)
==========

$ (178,200)
(1,800)
- ----------
$ (180,000)
==========


$   28,977 

- ----------
28,977 
- ----------

102,519 

45,539 
27,337 
5,083 
- ----------
180,478 
- ----------

(151,501)
(77,564)
- ----------
$ (229,065)
==========

$ (226,774)
(2,291)
- ----------
$ (229,065)
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE SIX MONTHS ENDED SEPTEMBER 30,
(Unaudited)

SERIES 2

2003
- ----

2002
- ----

Revenues:
 Interest Income
 Other Income

  Total Revenues

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners



Net Loss Per Beneficial Assignee Certificate

Number of Beneficial Assignee Certificates Outstanding


$   7,123 
1,957 
- ---------
9,080 
- ---------

34,009 

18,170 
5,235 
348 
- ---------
57,762 
- ---------

(48,682)
(18,142)
- ---------
$ (66,824)
=========

$ (66,156)
(668)
- ---------
$ (66,824)
=========
$  (10.78)
=========

6,136 
=========


$   9,675 

- ---------
9,675 
- ---------

34,100 

11,207 
6,499 
348 
- ---------
52,154 
- ---------

(42,479)
(43,930)
- ---------
$ (86,409)
=========

$ (85,545)
(864)
- ---------
$ (86,409)
=========
$  (13.94)
=========

6,136 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE SIX MONTHS ENDED SEPTEMBER 30,
(Unaudited)

SERIES 3

2003
- ----

2002
- ----

Revenues:
 Interest Income
 Other Income

  Total Revenues

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners



Net Loss Per Beneficial Assignee Certificate

Number of Beneficial Assignee Certificates Outstanding


$   6,316 
16,317 
- ----------
22,633 
- ----------

31,329 

18,997 
5,629 
258 
- ----------
56,213 
- ----------

(33,580)
(2,296)
- ----------
$ (35,876)
==========

$ (35,517)
(359)
- ----------
$ (35,876)
==========
$   (6.51)
==========

5,456 
==========


$   8,559 

- ----------
8,559 
- ----------

31,455 

11,717 
6,280 
560 
- ----------
50,012 
- ----------

(41,453)
(5,946)
- ----------
$ (47,399)
==========

$ (46,925)
(474)
- ----------
$ (47,399)
==========
$   (8.60)
==========

5,456 
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE SIX MONTHS ENDED SEPTEMBER 30,
(Unaudited)

SERIES 4

2003
- ----

2002
- ----

Revenues:
 Interest Income
 Other Income

  Total Revenues

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners



Net Loss Per Beneficial Assignee Certificate

Number of Beneficial Assignee Certificates Outstanding


$   8,043 
26,141 
- ---------
34,184 
- ---------

38,636 

23,951 
7,304 
618 
- ---------
70,509 
- ---------

(36,325)
(7,614)
- ---------
$ (43,939)
=========

$ (43,500)
(439)
- ---------
$ (43,939)
=========
$   (6.29)
=========

6,915 
=========


$  10,970 

- ---------
10,970 
- ---------

38,738 

14,773 
7,764 
1,976 
- ---------
63,251 
- ---------

(52,281)
(64,557)
- ---------
$(116,838)
=========

$(115,670)
(1,168)
- ---------
$(116,838)
=========
$  (16.73)
=========

6,915 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE SIX MONTHS ENDED SEPTEMBER 30,
(Unaudited)

SERIES 5

2003
- ----

2002
- ----

Revenues:
 Interest Income
 Other Income

  Total Revenues

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project  Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners



Net Loss Per Beneficial Assignee Certificate

Number of Beneficial Assignee Certificates Outstanding


$   10,162 
12,492 
- ---------
22,654 
- ---------

47,740 

29,733 
8,704 
2,404 
- ---------
88,581 
- ---------

(65,927)
(58,287)
- ---------
$ (124,214)
=========

$ (122,972)
(1,242)
- ---------
$ (124,214)
==========
$   (14.27)
==========

8,616 
==========


$   13,921 

- ---------
13,921 
- ---------

47,878 

18,339 
9,155 
2,556 
- ---------
77,928 
- ---------

(64,007)
(44,545)
- ---------
$ (108,552)
=========

$ (107,466)
(1,086)
- ---------
$ (108,552)
==========
$   (12.47)
==========

8,616 
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE SIX MONTHS ENDED SEPTEMBER 30,
(Unaudited)

SERIES 6

2003
- ----

2002
- ----

Revenues:
 Interest Income
 Other Income

  Total Revenues

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners



Net Loss Per Beneficial Assignee Certificate

Number of Beneficial Assignee Certificates Outstanding


$   10,532 
10,502 
- ----------
21,034 
- ----------

52,688 

31,384 
10,511 
4,448 
- ----------
99,031 
- ----------

(77,997)
(75,251)
- ----------
$ (153,248)
==========

$ (151,716)
(1,532)
- ----------
$ (153,248)
==========
$   (15.01)
==========

10,105 
==========


$   13,558 

- ----------
13,558 
- ----------

52,876 

19,358 
10,268 
4,726 
- ----------
87,228 
- ----------

(73,670)
(92,689)
- ----------
$ (166,359)
==========

$ (164,695)
(1,664)
- ----------
$ (166,359)
==========
$   (16.30)
==========

10,105 
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF OPERATIONS
FOR THE SIX MONTHS ENDED SEPTEMBER 30,
(Unaudited)

TOTAL SERIES 2 - 6

2003
- ----

2002
- ----

Revenues:
 Interest Income
 Other Income

  Total Revenues

Expenses:
 Asset Management Fee-General Partner
 General and Administrative:
  General Partner
  Other
 Amortization

  Total Expenses

Loss Before Equity in Losses of Project Partnerships
Equity in Losses of Project Partnerships

Net Loss

Allocation of Net Loss:
 Assignees
 General Partners


$   42,176 
67,409 
- ----------
109,585 
- ----------

204,402 

122,235 
37,383 
8,076 
- ----------
372,096 
- ----------

(262,511)
(161,590)
- ----------
$ (424,101)
==========

$ (419,861)
(4,240)
- ----------
$ (424,101)
==========


$   56,683 

- ----------
56,683 
- ----------

205,047 

75,394 
39,966 
10,166 
- ----------
330,573 
- ----------

(273,890)
(251,667)
- ----------
$ (525,557)
==========

$ (520,301)
(5,256)
- ----------
$ (525,557)
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF PARTNERS' EQUITY (DEFICIT)

FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

SERIES 2


Assignees
- ---------

General
Partners
- --------


Total
- -----



Balance at March 31, 2002

Net Loss


Balance at September 30, 2002



Balance at March 31, 2003

Net Loss


Balance at September 30, 2003



$ 145,441 

(85,545)
- ---------

$  59,896 
=========


$  61,063 

(66,156)
- ---------

$  (5,093)
=========



$ (52,874)

(864)
- ---------

$ (53,738)
=========


$ (53,726)

(668)
- ---------

$ (54,394)
=========



$  92,567 

(86,409)
- ---------

$   6,158 
=========


$   7,337 

(66,824)
- ---------

$ (59,487)
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF PARTNERS' EQUITY (DEFICIT)

FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

SERIES 3


Assignees
- ---------

General
Partners
- --------


Total
- -----



Balance at March 31, 2002

Net Loss


Balance at September 30, 2002



Balance at March 31, 2003

Net Loss


Balance at September 30, 2003



$ 134,464 

(46,925)
- ---------

$  87,539 
=========


$  52,562 

(35,517)
- ---------

$  17,045 
=========



$ (46,941)

(474)
- ---------

$ (47,415)
=========


$ (47,768)

(359)
- ---------

$ (48,127)
=========



$  87,523 

(47,399)
- ---------

$  40,124 
=========


$   4,794 

(35,876)
- ---------

$ (31,082)
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF PARTNERS' EQUITY (DEFICIT)

FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

SERIES 4


Assignees
- ---------

General
Partners
- --------


Total
- -----



Balance at March 31, 2002

Net Loss


Balance at September 30, 2002



Balance at March 31, 2003

Net Loss


Balance at September 30, 2003



$ 240,778 

(115,670)
- ---------

$ 125,108 
=========


$  82,068 

(43,500)
- ---------

$  38,568 
=========



$ (58,835)

(1,168)
- ---------

$ (60,003)
=========


$ (60,438)

(439)
- ---------

$ (60,877)
=========



$ 181,943 

(116,838)
- ---------

$  65,105 
=========


$  21,630 

(43,939)
- ---------

$ (22,309)
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF PARTNERS' EQUITY (DEFICIT)

FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

SERIES 5


Assignees
- ---------

General
Partners
- --------


Total
- -----



Balance at March 31, 2002

Net Loss


Balance at September 30, 2002



Balance at March 31, 2003

Net Loss


Balance at September 30, 2003



$  860,560 

(107,466)
- ----------

$  753,094 
==========


$  601,187 

(122,972)
- ----------

$  478,215 
==========



$ (67,695)

(1,086)
- ---------

$ (68,781)
=========


$ (70,315)

(1,242)
- ---------

$ (71,557)
=========



$  792,865 

(108,552)
- ----------

$  684,313 
==========


$  530,872 

(124,214)
- ----------

$  406,658 
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF PARTNERS' EQUITY (DEFICIT)

FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

SERIES 6


Assignees
- ---------

General
Partners
- --------


Total
- -----



Balance at March 31, 2002

Net Loss


Balance at September 30, 2002



Balance at March 31, 2003

Net Loss


Balance at September 30, 2003



$1,471,324 

(164,695)
- ----------

$1,306,629 
==========


$1,140,076 

(151,716)
- ----------

$  988,360 
==========



$ (74,760)

(1,664)
- ---------

$ (76,424)
=========


$ (78,106)

(1,532)
- ---------

$ (79,638)
=========



$1,396,564 

(166,359)
- ----------

$1,230,205 
==========


$1,061,970 

(153,248)
- ----------

$  908,722 
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF PARTNERS' EQUITY (DEFICIT)

FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

TOTAL SERIES 2 - 6


Assignees
- ---------

General
Partners
- --------


Total
- -----



Balance at March 31, 2002

Net Loss


Balance at September 30, 2002



Balance at March 31, 2003

Net Loss


Balance at September 30, 2003



$2,852,567 

(520,301)
- ----------

$2,332,266 
==========


$1,936,956 

(419,861)
- ----------

$1,517,095 
==========



$(301,105)

(5,256)
- ---------

$(306,361)
=========


$(310,353)

(4,240)
- ---------

$(314,593)
=========



$2,551,462 

(525,557)
- ----------

$2,025,905 
==========


$1,626,603 

(424,101)
- ----------

$1,202,502 
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF CASH FLOWS
FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

SERIES 2
- --------

2003
- ----

2002
- ----

Cash Flows from Operating Activities:
 Net Loss
 Adjustments to Reconcile Net Loss to Net Cash  Used in Operating Activities:
  Amortization
  Accreted Interest Income on Investments in   Securities
  Equity in Losses of Project Partnerships
  Interest Income from Redemption of Securities
  Distributions Included in Other Income
  Changes in Operating Assets and Liabilities:
   Increase (Decrease) in Payable to General    Partners

   Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
  Distributions Received from Project   Partnerships
  Redemption of Investment in Securities

    Net Cash Provided by Investing Activities

Increase in Cash and Cash Equivalents

Cash and Cash Equivalents at Beginning Of Year

Cash and Cash Equivalents at End of Year


$ (66,824)


348 

(6,485)
18,142 
33,932 
(1,957)


(1,403)
- ---------
(24,247)
- ---------


4,156 
24,653 
- ---------
28,809 
- ---------
4,562 

243,155 
- ---------
$ 247,717 
=========


$ (86,409)


348 

(8,126)
43,930 
30,399 



13,683 
- ---------
(6,175)
- ---------


5,057 
25,699 
- ---------
30,756 
- ---------
24,581 

235,805 
- ---------
$ 260,386 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF CASH FLOWS
FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

SERIES 3
- --------

2003
- ----

2002
- ----

Cash Flows from Operating Activities:
 Net Loss
 Adjustments to Reconcile Net Loss to Net Cash  Used in Operating Activities:
  Amortization
  Accreted Interest Income on Investments in   Securities
  Equity in Losses of Project Partnerships
  Interest Income from Redemption of Securities
  Distributions Included in Other Income
  Changes in Operating Assets and Liabilities:
   Increase in Payable to General Partners

    Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
  Distributions Received from Project   Partnerships
  Redemption of Investment in Securities

    Net Cash Provided by Investing Activities

Increase in Cash and Cash Equivalents

Cash and Cash Equivalents at Beginning of Year

Cash and Cash Equivalents at End of Year


$ (35,876)


258 

(5,768)
2,296 
30,182 
(16,317)

8,456 
- --------
(16,769)
- --------


16,317 
21,928 
- --------
38,245 
- --------
21,476 

201,450 
- --------
$ 222,926 
========


$ (47,399)


560 

(7,228)
5,946 
27,039 


6,578 
- --------
(14,504)
- --------


7,659 
22,859 
- --------
30,518 
- --------
16,014 

198,028 
- --------
$ 214,042 
========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF CASH FLOWS
FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

SERIES 4
- --------

2003
- ----

2002
- ----

Cash Flows from Operating Activities:
 Net Loss
 Adjustments to Reconcile Net Loss to Net Cash  Used in Operating Activities:
  Amortization
  Accreted Interest Income on Investments in   Securities
  Equity in Losses of Project Partnerships
  Interest Income from Redemption of Securities
  Distributions Included in Other Income
  Changes in Operating Assets and Liabilities:
   Increase in Payable to General Partners

     Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
  Distributions Received from Project   Partnerships
  Redemption of Investment in Securities

     Net Cash Provided by Investing Activities

Increase in Cash and Cash Equivalents

Cash and Cash Equivalents at Beginning of Year

Cash and Cash Equivalents at End of Year


$ (43,939)


618 

(7,308)
7,614 
38,238 
(26,141)

16,329 
- ---------
(14,589)
- ---------


26,141 
27,781 
- ---------
53,922 
- ---------
39,333 

273,896 
- ---------
$ 313,229 
=========


$(116,838)


1,976 

(9,157)
64,557 
34,255 


13,256 
- ---------
(11,951)
- ---------


14,141 
28,960 
- ---------
43,101 
- ---------
31,150 

272,179 
- ---------
$ 303,329 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF CASH FLOWS
FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

SERIES 5
- --------

2003
- ----

2002
- ----

Cash Flows from Operating Activities:
 Net Loss
 Adjustments to Reconcile Net Loss to Net Cash  Used in Operating Activities:
  Amortization
  Accreted Interest Income on Investments in   Securities
  Equity in Losses of Project Partnerships
  Interest Income from Redemption of Securities
  Distributions Included in Other Income
  Changes in Operating Assets and Liabilities:
   Increase in Payable to General Partners

     Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
  Distributions Received from Project   Partnerships
  Redemption of Investment in Securities

     Net Cash Provided by Investing Activities

Increase in Cash and Cash Equivalents

Cash and Cash Equivalents at Beginning of Year

Cash and Cash Equivalents at End of Year


$ (124,214)


2,404 

(9,109)
58,287 
47,659 
(12,492)

1,593 
- ---------
(35,872)
- ---------


14,145 
34,624 
- ---------
48,769 
- ---------
12,897 

385,402 
- ---------
$ 398,299 
=========


$ (108,552)


2,556 

(11,413)
44,545 
42,695 


13,107 
- ---------
(17,062)
- ---------


16,925 
36,094 
- ---------
53,019 
- ---------
35,957 

380,377 
- ---------
$ 416,334 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF CASH FLOWS
FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

SERIES 6
- --------

2003
- ----

2002
- ----

Cash Flows from Operating Activities:
 Net Loss
 Adjustments to Reconcile Net Loss to Net Cash  Used in Operating Activities:
  Amortization
  Accreted Interest Income on Investments in   Securities
  Equity in Losses of Project Partnerships
  Distributions Included in Other Income
  Changes in Operating Assets and Liabilities:
   Increase in Payable to General Partners

     Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
  Distributions Received from Project   Partnerships

     Net Cash Provided by Investing Activities

Decrease in Cash and Cash Equivalents

Cash and Cash Equivalents at Beginning of Year

Cash and Cash Equivalents at End of Year


$ (153,248)


4,448 

(9,542)
75,251 
(10,502)

10,990 
- ---------
(82,603)
- ---------


12,019 
- ---------
12,019 
- ---------
(70,584)

447,585 
- ---------
$ 377,001 
=========


$ (166,359)


4,726 

(11,067)
92,689 


21,960 
- ---------
(58,051)
- ---------


10,343 
- ---------
10,343 
- ---------
(47,708)

455,377 
- ---------
$ 407,669 
=========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

STATEMENTS OF CASH FLOWS
FOR THE SIX MONTHS ENDED SEPTEMBER 30, 2003 AND 2002
(Unaudited)

TOTAL SERIES 2 - 6
- -----------------

2003
- ----

2002
- ----

Cash Flows from Operating Activities:
 Net Loss
 Adjustments to Reconcile Net Loss to Net Cash  Used in Operating Activities:
  Amortization
  Accreted Interest Income on Investments in   Securities
  Equity in Losses of Project Partnerships
  Interest Income from Redemption of Securities
  Distributions Included in Other Income
  Changes in Operating Assets and Liabilities:
   Increase in Payable to General Partners

      Net Cash Used in Operating Activities

Cash Flows from Investing Activities:
  Distributions Received from Project   Partnerships
  Redemption of Investment in Securities

      Net Cash Provided by Investing Activities

Increase in Cash and Cash Equivalents

Cash and Cash Equivalents at Beginning of Year

Cash and Cash Equivalents at End of Year


$ (424,101)


8,076 

(38,212)
161,590 
150,011 
(67,409)

35,965 
- ----------
(174,080)
- ----------


72,778 
108,986 
- ----------
181,764 
- ----------
7,684 

1,551,488 
- ----------
$1,559,172 
==========


$ (525,557)


10,166 

(46,991)
251,667 
134,388 


68,584 
- ----------
(107,743)
- ----------


54,125 
113,612 
- ----------
167,737 
- ----------
59,994 

1,541,766 
- ----------
$1,601,760 
==========

See accompanying notes to financial statements.


GATEWAY TAX CREDIT FUND II LTD.
(A Florida Limited Partnership)

NOTES TO FINANCIAL STATEMENTS
(Unaudited)
SEPTEMBER 30, 2003

NOTE 1 - ORGANIZATION:

   Gateway Tax Credit Fund II Ltd. ("Gateway"), a Florida Limited Partnership, was formed September 12, 1989, under the laws of Florida. Operations commenced on September 14, 1990 for Series 2, September 28, 1990 for Series 3, February 1, 1991 for Series 4, July 1, 1991 for Series 5 and January 1, 1992 for Series 6. Gateway has invested, as a limited partner, in other limited partnerships ("Project Partnerships") each of which owns and operates one or more apartment complexes expected to qualify for Low-Income Housing Tax Credits. Gateway will terminate on December 31, 2040, or sooner, in accordance with the terms of the Limited Partnership Agreement. As of September 30, 2003, Gateway had received capital contributions of $1,000 from the General Partners and $37,228,000 from Beneficial Assignee Certificate investors (the "Assignees"). The fiscal year of Gateway for reporting purposes ends on March 31.

   Pursuant to the Securities Act of 1933, Gateway filed a Form S-11 Registration Statement with the Securities and Exchange Commission, effective September 12, 1989, which covered the offering (the "Public Offering") of Gateway's Beneficial Assignee Certificates ("BACs") representing assignments of units for the beneficial interest of the limited partnership interest of the Assignor Limited Partner. The Assignor Limited Partner was formed for the purpose of serving in that capacity for the Fund and will not engage in any other business.

   Raymond James Partners, Inc. and Raymond James Tax Credit Funds, Inc., wholly-owned subsidiaries of Raymond James Financial, Inc., are the General Partner and the Managing General Partner, respectively. The Managing General Partner manages and controls the business of Gateway.

   Gateway offered BACs in five series. BACs in the amounts of $6,136,000, $5,456,000, $6,915,000, $8,616,000 and $10,105,000 for Series 2, 3, 4, 5 and 6, respectively had been issued as of September 30, 2003. Each Series is treated as a separate partnership, investing in a separate and distinct pool of Project Partnerships. Net proceeds from each Series are used to acquire Project Partnerships which are specifically allocated to such Series. Income or loss and all tax items from the Project Partnerships acquired by each Series are specifically allocated among the Assignees of such Series.

   Operating profits and losses, cash distributions from operations and tax credits are allocated 99% to the Assignees and 1% to the General Partners. Profit or loss and cash distributions from sales of properties will be allocated as formulated in the Limited Partnership Agreement.

NOTE 2 - SIGNIFICANT ACCOUNTING POLICIES:

Basis of Accounting

   Gateway utilizes the accrual basis of accounting whereby revenues are recognized when earned and expenses are recognized when obligations are incurred.

   Gateway accounts for its investments as the sole limited partner in Project Partnerships ("Investments in Project Partnerships") using the equity method of accounting, because management believes that Gateway does not have a majority
control of the major operating and financial policies of the Project Partnerships in which it invests, and reports the equity in losses of the Project Partnerships on a 3-month lag in the Statements of Operations. Under the equity method, the Investments in Project Partnerships initially include:

   1)   Gateway's capital contribution,
   2)   Acquisition fees paid to the General Partner for services rendered in         selecting properties for acquisition, and
   3)   Acquisition expenses including legal fees, travel and other miscellaneous         costs relating to acquiring properties.

Quarterly the Investments in Project Partnerships are increased or decreased as follows:

   1)   Increased for equity in income or decreased for equity in losses of the         Project Partnerships,
   2)   Decreased for cash distributions received from the Project Partnerships,         and
   3)   Decreased for the amortization of the acquisition fees and expenses.

   Amortization is calculated on a straight-line basis over 35 years, as this is the average estimated useful life of the underlying assets. The amortization is shown as amortization expense on the Statements of Operations.

   Pursuant to the limited partnership agreements for the Project Partnerships, cash losses generated by the Project Partnerships are allocated to the general partners of those partnerships. In subsequent years, cash profits, if any, are first allocated to the general partners to the extent of the allocation of prior years' cash losses.

   Since Gateway invests as a limited partner, and therefore is not obligated to fund losses or make additional capital contributions, it does not recognize losses from individual Project Partnerships to the extent that these losses would reduce the investment in those Project Partnerships below zero. The suspended losses will be used to offset future income from the individual Project Partnerships.

   Gateway reviews its investments in Project Partnerships to determine if there has been any permanent impairment whenever events or changes in circumstances indicate that the carrying amount of the investment may not be recoverable. If the sum of the expected future cash flows is less than the carrying amount of the investment, Gateway recognizes an impairment loss. No impairment loss has been recognized in the accompanying financial statements.

   Gateway, as a limited partner in the Project Partnerships, is subject to risks inherent in the ownership of property which are beyond its control, such as fluctuations in occupancy rates and operating expenses, variations in rental schedules, proper maintenance and continued eligibility of tax credits. If the cost of operating a property exceeds the rental income earned thereon, Gateway may deem it in its best interest to voluntarily provide funds in order to protect its investment.

Cash and Cash Equivalents

   It is Gateway's policy to include short-term investments with an original maturity of three months or less in Cash and Cash Equivalents. Short-term investments are comprised of money market mutual funds.

Concentration of Credit Risk

   Financial instruments which potentially subject Gateway to concentrations of credit risk consist of cash investments in a money market mutual fund that is a wholly-owned subsidiary of Raymond James Financial, Inc.

Use of Estimates in the Preparation of Financial Statements

   The preparation of financial statements in conformity with generally accepted accounting principles requires the use of estimates that affect certain reported amounts and disclosures. These estimates are based on management's knowledge and experience. Accordingly, actual results could differ from these estimates.

Investment in Securities

   Effective April 1, 1995, Gateway adopted Statement of Financial Accounting Standards No. 115, Accounting for Certain Investments in Debt and Equity Securities ("FAS 115"). Under FAS 115, Gateway is required to categorize its debt securities as held-to-maturity, available-for-sale or trading securities, dependent upon Gateway's intent in holding the securities. Gateway's intent is to hold all of its debt securities (U. S. Government Security Strips) until maturity and to use these reserves to fund Gateway's ongoing operations. Interest income is recognized ratably on the U. S. Government Strips using the effective yield to maturity.

Income Taxes

   No provision for income taxes has been made in these financial statements, as income taxes are a liability of the partners rather than of Gateway.

Reclassifications

   For comparability, the 2002 figures have been reclassified, where appropriate, to conform with the financial statement presentation used in 2003.

Basis of Preparation

   The unaudited financial statements presented herein have been prepared in accordance with the instructions to Form 10-Q and do not include all of the information and note disclosures required by generally accepted accounting principles. These statements should be read in conjunction with the financial statements and notes thereto included with the Partnership's Form 10-K for the year ended March 31, 2003. In the opinion of management these financial statements include adjustments, consisting only of normal recurring adjustments, necessary to fairly summarize the Partnership's financial position and results of operations. The results of operations for the periods may not be indicative of the results to be expected for the year.

Recent Accounting Pronouncements

   In August 2001, the Financial Accounting Standards Board issued SFAS No. 144, "Accounting for the Impairment or Disposal of Long-Lived Assets". SFAS No 144 provides accounting guidance for financial accounting and reporting for the impairment or disposal of long-lived assets. SFAS No. 144 supersedes SFAS No. 121, "Accounting for the Impairment of Long-Lived Assets and for Long-Lived Assets to be Disposed Of". SFAS No. 144 is effective for fiscal years beginning after December 15, 2001. The Partnership adopted SFAS No. 144 effective January 1, 2002. The adoption did not have an effect on the financial position or results of operations of the Partnership.

  In January 2003, the FASB issued FASB Interpretation No. 46 ("FIN46"), "Consolidation of Variable Interest Entities, an Interpretation of ARB No. 51." FIN46 requires certain variable interest entities to be consolidated by the primary beneficiary of the entity if the equity investors in the entity do not have the characteristics of a controlling financial interest or do not have sufficient equity at risk for the entity to finance its activities without additional subordinated financial support from other parties. FIN46 is effective for all new variable interest entities created or acquired after January 31, 2003. For variable interest entities created or acquired prior to February 1, 2003, the provisions of FIN46 must be applied for the first interim or annual period ending after December 15, 2003. The Partnership is currently evaluating the effect, if any, that the adoption of FIN46 will have on its results of operations and financial condition.


NOTE 3 - INVESTMENT IN SECURITIES:

   The September 30, 2003 Balance Sheet includes Investment in Securities consisting of U.S. Government Security Strips which represents their cost, plus accreted interest income of $102,067 for Series 2, $90,786 for Series 3, $115,016 for Series 4, $143,353 for Series 5 and $148,792 for Series 6. For convenience, the Investment in Securities are commonly held in a brokerage account with Raymond James and Associates, Inc. A separate accounting is maintained for each series' share of the investments.

 

Estimated
Market Value
- -----------

Cost Plus
Accreted Interest
- ---------------

Gross Unrealized
Gains and (Losses)
- --------

Series 2

$ 186,304 

$ 170,158 

$ 16,146 

Series 3

165,660 

151,352 

14,308 

Series 4

209,957 

191,747 

18,210 

Series 5

261,605 

238,989 

22,616 

Series 6

296,557 

269,210 

27,347 

   As of September 30, 2003, the cost and accreted interest of debt securities by contractual maturities is as follows:

Series 2
 

Series 3
 

Series 4
 

Due within 1 year

$ 59,021

$ 52,498

$ 66,509

After 1 year through 5 years

111,137

98,854

125,238

  Total Amount Carried on Balance Sheet

$170,158
========

$151,352
========

$191,747
========

 

Series 5
 

Series 6
 

Total
 

Due within 1 year

$ 82,895

$ 68,701

$  329,624

After 1 year through 5 years

156,094

200,509

691,832

  Total Amount Carried on Balance Sheet

$238,989
========

$269,210
========

$1,021,456
=========


NOTE 4 - RELATED PARTY TRANSACTIONS:

   The Payable to General Partners primarily represents the asset management fees owed to the General Partners at the end of the period. It is unsecured, due on demand and, in accordance with the limited partnership agreement, non-interest bearing. Within the next 12 months, the Managing General Partner does not intend to demand payment on the portion of Asset Management Fees payable classified as long-term on the Balance Sheet.

   For the six months ended September 30, 2003 and 2002 the General Partners and affiliates are entitled to compensation and reimbursement for costs and expenses incurred by Gateway as follows:

   Asset Management Fee - The Managing General Partner is entitled to be paid an annual asset management fee equal to 0.25% of the aggregate cost of Gateway's interest in the projects owned by the Project Partnerships. The asset management fee will be paid only after all other expenses of Gateway have been paid. These fees are included in the Statements of Operations.

                                  2003                2002
                                 -----                -----
   Series 2                    $ 34,009            $ 34,100
   Series 3                      31,329              31,455
   Series 4                      38,636              38,738
   Series 5                      47,740              47,878
   Series 6                      52,688              52,876
                              ---------           ---------
   Total                       $204,402             $205,047
                              =========           =========

   General and Administrative Expenses - The Managing General Partner is reimbursed for general and administrative expenses of Gateway on an accountable basis. This expense is included in the Statements of Operations.

   Series 2                   $ 18,170             $ 11,207
   Series 3                     18,997               11,717
   Series 4                     23,951               14,773
   Series 5                     29,733               18,339
   Series 6                     31,384               19,358
                              ---------            --------
   Total                      $122,235             $ 75,394
                              =========            ========


NOTE 5 - INVESTMENTS IN PROJECT PARTNERSHIPS:

   As of September 30, 2003, the Partnership had acquired a 99% interest in the profits, losses and tax credits as a limited partner in 148 Project Partnerships for the Series which own and operate government assisted multi-family housing complexes (Series 2 - 22,Series 3 - 23, Series 4 - 29, Series 5 - 36 and Series
6 - 38).

   Cash flows from operations are allocated according to each partnership agreement. Upon dissolution proceeds will be distributed according to each partnership agreement.

   The following is a summary of Investments in Project Partnerships as of:

SERIES 2

SEPTEMBER 30,
2003
- -----------

MARCH 31,
2003
- --------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships (1)

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before Adjustment

Excess of investment cost over the underlying assets acquired:
  Acquisition fees and expenses
  Accumulated amortization of acquisition   fees and expenses

Investments in Project Partnerships



$ 4,524,678 


(4,709,416)


(86,959)
- -----------

(271,697)



390,838 

(83,406)
- -----------
$    35,735 
===========



$ 4,524,678 


(4,691,275)


(82,805)
- -----------

(249,402)



390,838 

(83,055)
- -----------
$    58,381 
===========

(1) In accordance with the Partnership's accounting policy to not carry Investments in Project Partnerships below zero, cumulative suspended losses of $3,904,619 for the period ended September 30, 2003 and cumulative suspended losses of $3,619,969 for the year ended March 31, 2003 are not included.


   The following is a summary of Investments in Project Partnerships as of:

SERIES 3

SEPTEMBER 30,
2003
- -----------

MARCH 31,
2003
- ----------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships (1)

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before Adjustment

Excess of investment cost over the underlying assets acquired:
  Acquisition fees and expenses
  Accumulated amortization of acquisition   fees and expenses

Investments in Project Partnerships



$ 3,888,713 


(4,130,638)


(163,436)
- -----------

(405,361)



491,746 

(82,306)
- -----------
$     4,079 
===========



$ 3,888,713 


(4,128,342)


(163,436)
- -----------

(403,065)



491,746 

(82,048)
- ----------
$     6,633 
===========

(1) In accordance with the Partnership's accounting policy to not carry Investments in Project Partnerships below zero, cumulative suspended losses of $4,668,189 for the period ended September 30, 2003 and cumulative suspended losses of $4,423,589 for the year ended March 31, 2003 are not included.


   The following is a summary of Investments in Project Partnerships as of:

SERIES 4

SEPTEMBER 30,
2003
- ------------

MARCH 31,
2003
- ----------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships (1)

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before Adjustment

Excess of investment cost over the underlying assets acquired:
  Acquisition fees and expenses
  Accumulated amortization of acquisition fees   and expenses

Investments in Project Partnerships



$ 4,952,519 


(5,267,756)


(121,973)
- -----------

(437,210)



562,967 

(121,709)
- -----------
$     4,048 
===========



$ 4,952,519 


(5,260,142)


(121,974)
- -----------

(429,597)



562,967 

(121,091)
- -----------
$    12,279 
===========

(1) In accordance with the Partnership's accounting policy to not carry Investments in Project Partnerships below zero, cumulative suspended losses of $3,637,197 for the period ended September 30, 2003 and cumulative suspended losses of $3,390,030 for the year ended March 31, 2003 are not included.


   The following is a summary of Investments in Project Partnerships as of:

SERIES 5

SEPTEMBER 30,
2003
- -----------

MARCH 31,
2003
- ---------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships (1)

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before Adjustment

Excess of investment cost over the underlying assets acquired:
  Acquisition fees and expenses
  Accumulated amortization of acquisition   fees and expenses

Investments in Project Partnerships



$ 6,164,472 


(6,172,410)


(189,764)
- -----------

(197,702)



650,837 

(139,204)
- -----------
$   313,931 
===========



$ 6,164,472 


(6,114,123)


(188,111)
- -----------

(137,762)



650,837 

(136,800)
- -----------
$   376,275 
===========

(1) In accordance with the Partnership's accounting policy to not carry Investments in Project Partnerships below zero, cumulative suspended losses of $4,371,379 for the period ended September 30, 2003 and cumulative suspended losses of $4,001,897 for the year ended March 31, 2003 are not included.


   The following is a summary of Investments in Project Partnerships as of:

SERIES 6

SEPTEMBER 30,
2003
- -----------

MARCH 31,
2003
- ---------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships (1)

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before Adjustment

Excess of investment cost over the underlying assets acquired:
  Acquisition fees and expenses
  Accumulated amortization of acquisition   fees and expenses

Investments in Project Partnerships



$ 7,462,215 


(6,905,794)


(205,625)
- -----------

350,796 



785,179 

(192,519)
- -----------
$   943,456 
===========



$ 7,462,215 


(6,830,543)


(204,108)
- ----------

427,564 



785,179 

(188,071)
- ----------
$ 1,024,672 
==========

(1) In accordance with the Partnership's accounting policy to not carry Investments in Project Partnerships below zero, cumulative suspended losses of $3,029,889 for the period ended September 30, 2003 and cumulative suspended losses of $2,752,730 for the year ended March 31, 2003 are not included.


   The following is a summary of Investments in Project Partnerships as of:

TOTAL SERIES 2 - 6

SEPTEMBER 30,
2003
- ----------

MARCH 31,
2003
- ---------

Capital Contributions to Project Partnerships and purchase price paid for limited partner interests in Project Partnerships

Cumulative equity in losses of Project Partnerships (1)

Cumulative distributions received from Project Partnerships

Investment in Project Partnerships before Adjustment

Excess of investment cost over the underlying assets acquired:
  Acquisition fees and expenses
  Accumulated amortization of acquisition   fees and expenses

Investments in Project Partnerships



$ 26,992,597 


(27,186,014)


(767,757)
- -----------

(961,174)



2,881,567 

(619,144)
- -----------
$ 1,301,249 
===========



$ 26,992,597 


(27,024,425)


(760,434)
- -----------

(792,262)



2,881,567 

(611,065)
- -----------
$ 1,478,240 
===========


NOTE 5 - INVESTMENTS IN PROJECT PARTNERSHIPS (continued):

   In accordance with the Partnership's policy of presenting the financial information of the Project Partnerships on a three month lag, below is the summarized financial information for the Series' Project Partnerships as of
June 30, of each year:

JUNE 30,

SERIES 2

2003
- ----

2002
- ----

SUMMARIZED BALANCE SHEETS
Assets:
  Current assets
  Investment properties, net
  Other assets

    Total assets

Liabilities and Partners' Equity:
  Current liabilities
  Long-term debt

    Total liabilities

Partners' equity
  Limited Partner
  General Partners

    Total Partners' equity

    Total liabilities and partners' equity

SUMMARIZED STATEMENTS OF OPERATIONS
Rental and other income
Expenses:
  Operating expenses
  Interest expense
  Depreciation and amortization

    Total expenses

      Net loss

Other partners' share of net loss

Partnerships' share of net loss
Suspended losses

Equity in Losses of Project Partnerships



$ 2,091,009 
16,956,721 
24,263 
- -----------
$19,071,993 
===========

$   440,684 
22,911,635 
- -----------
23,352,319 
- -----------

(4,201,357)
(78,969)
- -----------
(4,280,326)
- -----------
$19,071,993 
===========

$ 1,362,500 
- -----------
944,829 
291,021 
432,501 
- -----------
1,668,351 
- -----------
$  (305,851)
===========
$    (3,059)
===========
$  (302,792)
284,650 
- -----------
$   (18,142)
===========



$ 2,139,115 
17,739,175 
770 
- -----------
$19,879,060 
===========

$   451,350 
22,987,546 
- -----------
23,438,896 
- -----------

(3,507,920)
(51,916)
- -----------
(3,559,836)
- -----------
$19,879,060 
===========

$ 1,318,620 
- -----------
894,938 
315,094 
432,502 
- -----------
1,642,534 
- -----------
$  (323,914)
===========
$    (3,240)
===========
$  (320,674)
276,744 
- -----------
$   (43,930)
===========


   In accordance with the Partnership's policy of presenting the financial information of the Project Partnerships on a three month lag, below is the summarized financial information for the Series' Project Partnerships as of
June 30, of each year:

 

JUNE 30,

SERIES 3

2003
- ----