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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549      
                                    FORM 10-K

(Mark One)

     [ X ] ANNUAL  REPORT  PURSUANT  TO  SECTION  13 OR 15(D) OF THE  SECURITIES
EXCHANGE ACT OF 1934

                   For the fiscal year ended December 31, 2002
                                       OR
     [ ]  TRANSITION  REPORT  PURSUANT TO SECTION 13 OR 15(d) OF THE  SECURITIES
EXCHANGE ACT OF 1934


         For the transition period for _____________ to _______________.

                           Commission File No. 0-15997

                               FILENET CORPORATION
             (Exact name of Registrant as specified in its charter)

             Delaware                                        95-3757924
   (State or other jurisdiction of                       (I.R.S. Employer
   incorporation or organization)                       Identification No.)

      3565 Harbor Boulevard
      Costa Mesa, California                                  92626
(Address of principal executive offices)                   (Zip Code)

       Registrant's telephone number, including area code: (714) 327-3400

        Securities Registered Pursuant to Section 12(b) of the Act: None

 Securities Registered Pursuant to Section 12(g) of the Act: Common Stock, $0.01
 par value

     Indicate  by check mark  whether the  Registrant  (1) has filed all reports
required to be filed by Section 13 or 15(d) of the  Securities  Exchange  Act of
1934  during  the  preceding  12 months  (or for such  shorter  period  that the
Registrant  was required to file such  reports) and (2) has been subject to such
filing requirements for the past 90 days: Yes [x] No [ ]

     Indicate by check mark whether the disclosure of delinquent filers pursuant
to  Item  405 of  Regulation  S-K is  not  contained  herein,  and  will  not be
contained,  to the best of the  Registrant's  knowledge,  in definitive proxy or
information  statements  incorporated by reference in Part III of this Form 10-K
or any amendment to this Form 10-K. [x]

     Indicate by check mark whether the  registrant is an  accelerated  filer as
defined by Rule 12b-2 of the Securities Exchange Act of 1934: Yes [x] No [ ]

     Based on the closing sale price as of June 28, 2002,  the aggregate  market
value  of the  30,973,825  shares  of  common  stock of the  Registrant  held by
non-affiliates of the Registrant on such day was  $449,120,463.  For purposes of
such calculation,  only executive officers,  board members and beneficial owners
of more than 10% of our  outstanding  common stock are deemed to be  affiliates.

     The  number of shares  outstanding  on the  Registrant's  common  stock was
35,964,015 at March 25, 2003.

                       DOCUMENTS INCORPORATED BY REFERENCE

     Portions of the Registrant's definitive proxy statement, to be delivered in
connection  with the  Registrant's  2003  Annual  Meeting of  Stockholders,  are
incorporated by reference into Part III of this Report.

                                                                                



                               FILENET CORPORATION

                         2002 ANNUAL REPORT ON FORM 10-K
                      For the Year Ended December 31, 2002

                                TABLE OF CONTENTS

                                                                            Page
                                     PART I
Item 1.  Business..............................................................3
Item 2.  Properties...........................................................17
Item 3.  Legal Proceedings....................................................18
Item 4.  Submission of Matters to a Vote of Security Holders..................18

                                     PART II

Item 5.  Market for the Registrant's Common Stock and Related Stockholder
           Matters............................................................18
Item 6.  Selected Financial Data..............................................19
Item 7.  Management's Discussion and Analysis of Financial Condition and
           Results of Operations..............................................20
Item 7a. Quantitative and Qualitative Disclosures About Market Risk...........33
Item 8.  Financial Statements and Supplementary Data..........................34
Item 9.  Changes in and Disagreements with Accountants on Accounting and
           Financial Disclosure...............................................34

                                    PART III

Item 10.  Directors and Executive Officers of the Registrant..................35
Item 11.  Executive Compensation..............................................35
Item 12.  Security Ownership of Certain Beneficial Owners and Management and
          Related Stockholder Matters.........................................35
Item 13.  Certain Relationships and Related Transactions......................35
Item 14.  Controls and Procedures.............................................35

                                     PART IV

Item 15.  Financial Statement Schedule, Reports on Form 8-K, and Exhibits.....36
Signatures....................................................................39
Certifications................................................................40


                                       2


Forward-Looking Statements

     In  addition to  historical  information,  this Annual  Report on Form 10-K
contains forward-looking statements within the meaning of the Private Securities
Litigation  Reform Act of 1995,  Section 21E of the  Securities  Exchange Act of
1934, as amended, and Section 27A of the Securities Act of 1933, as amended, and
is subject to the safe harbors created by those sections.  These forward-looking
statements involve risks and uncertainties, including those discussed herein and
in the notes to our financial  statements  for the year ended December 31, 2002,
certain sections of which are  incorporated  herein by reference as set forth in
Items 7 and 8 of this  report.  The actual  results  that we achieve  may differ
materially  from any  forward-looking  statements,  which  reflect  management's
opinions  only as of the date hereof.  We undertake no  obligation  to revise or
publicly  release  the  results  of  any  revisions  to  these   forward-looking
statements.  Readers should carefully review the section entitled "Risk Factors"
and other  documents we file from time to time with the  Securities and Exchange
Commission,  including our  Quarterly  Reports on Form 10-Q to be filed by us in
2003. Our business, financial condition,  operating results and prospects can be
impacted by a number of factors, including but not limited to those set forth in
the section  entitled  "Risk  Factors" and elsewhere in this report,  any one of
which could cause our actual results to differ materially from recent results or
from our anticipated future results.


                                     PART I

Item 1.  Business

General

     FileNet  Corporation  ("FileNet")  was  incorporated  on July 30, 1982.  We
develop,  market,  sell and  support  a  software  platform  and  framework  for
Enterprise Content Management.  Enterprise Content Management, or ECM, refers to
the broad  range of  functions  used by  organizations  of all types,  including
businesses and governmental  agencies, to control and track the information,  or
content,  that is  important  to the  organization's  operations,  whether  that
information is used internally, such as sales data or product specifications, or
externally,  such as  content  provided  to  customers  through a Web site.  The
content our software  manages  includes Web pages,  word  processing  documents,
spreadsheets,  HTML,  XML,  PDF,  document  images,  email  messages  and  other
electronic content.  ECM also refers to processing,  communicating and gathering
information  within the organization and from third parties,  such as processing
payments or applications for services. Our software offers customers the ability
to configure,  design, build and deploy ECM solutions to meet the needs of their
particular  business or organization.  These solutions allow customers to manage
content throughout their  organizations,  automate and streamline their business
processes,  and provide the  broad-spectrum  of  connectivity  needed to support
their critical and everyday decision-making.

     We operate  globally and sell our  products  and services to our  customers
through a direct  sales force,  system  integrators,  resellers  and value added
distributors.  We invest  significantly  in product  development  to improve our
existing  products  and  to  increase  our  product  offerings.  We  also  offer
professional  services for the  implementation of these software  solutions,  as
well as 24 hours a day, 7 days a week  technical  support  and  services  to our
customers on a global basis.

Available Information

     Our filings with the  Securities  and Exchange  Commission,  including  our
Annual Reports on Form 10-K,  Quarterly Reports on Form 10-Q, Current Reports on
Form 8-K and amendments to those  filings,  pursuant to Sections 13(a) and 15(d)
of the  Securities  Exchange  Act of  1934,  are  available  free of  charge  at
www.filenet.com,  when such reports are available at the Securities and Exchange
Commission Web site.

                                       3


Fiscal 2002 Developments and Strategy

     During  fiscal 2002,  we focused our  development  efforts on enhancing and
integrating the  capabilities  of our Panagon  platform,  Brightspire  eBusiness
framework,  and Acenza  applications.  Also  during the year,  we  acquired  the
technology  of eGrail,  Inc.  that  brought us advanced  Web Content  Management
technology.  By combining  and  enhancing  the  foregoing  technologies  we have
introduced  FileNet P8 to provide a unified platform and framework for ECM. This
approach  is intended to offer our  customers  the ability to easily  configure,
design,  build and deploy a variety of  enterprise-wide  ECM solutions to meet a
broad range of content management needs within a single scalable framework.

     With the  introduction of the FileNet P8 ECM architecture in early 2003, we
offer the following benefits:

        o  a single repository for all content types;
        o  unified object oriented Application Programming Interfaces to facilitate
           rapid application development;
        o  common user and management interface across the entire architecture;
        o  portal  integration to leverage a customer's existing application
           (BEA, IBM, Siebel,  SAP, Plumtree and
           Microsoft's Sharepoint integration will be provided);
        o  connectivity to customer enterprise applications via an Enterprise
           Application Integration capability and Virtual Content Management,
           which provides the ability to interact with external content and events;
           and
        o  enhanced Business Process Management capabilities including process
           simulation allowing customers to optimize business processes on a
           real-time basis.

     We  have  packaged  our ECM  capabilities  into  four  logical  FileNet  P8
suites/solutions that include the Business Process Manager, Content Manager, Web
Content  Manager and the Image  Manager.  Each of these ECM suites  emphasizes a
different aspect of the ECM framework.  When our customers purchase a FileNet P8
solution  they  have  the  ability  to  add-on   additional   FileNet  P8  suite
capabilities to their existing FileNet P8 architecture as needed,  allowing them
flexibility to acquire only the  functionality  they need. This deep integration
allows  for a lower  total  cost of  ownership  by  reducing  support  costs and
application development times.

     We  intend  to  continue  to  leverage  our  market  leadership,  expansive
installed customer base, financial strengths,  strong development  capabilities,
and  substantial  worldwide  distribution  and service network to deliver on our
uniform platform strategy.  We also intend to continue our strategy of investing
in product enhancements and introduction through new product  developments,  new
partnerships, and strategic acquisitions.

Markets and Customers

     We believe the FileNet P8 architecture  offers our customers the ability to
scale their ECM solutions to the  enterprise-level and offers the flexibility to
manage demanding content challenges, complex business processes, and integration
with an organization's existing systems. The FileNet P8 architecture is designed
to provide our customers with a way to manage their  enterprise  content,  which
can provide greater process control and consistency throughout the enterprise.

     Our customers  include Global 2000  organizations  and are typically  those
enterprises and government agencies that have complex business

                                       4


processes that manage,  store, and share large volumes of digital content. As of
December 31, 2002,  our software has been licensed to more than 3,800  customers
worldwide.

     Our software  solutions are effective for a variety of applications such as
mortgage loan servicing,  customer  relationship  management,  insurance  claims
processing,  regulatory compliance, accounts payable and receivable, and for any
business operation that processes significant amounts of electronic  information
or content in their day-to-day operations.  Additionally,  our software products
can address ad hoc  business  processes  at the  enterprise,  departmental,  and
workgroup levels to improve overall enterprise  productivity,  and can integrate
with  industry-standard  productivity and enterprise  applications such as Lotus
Notes, Microsoft Office, SAP, Siebel, and others.

     We market our products in more than 90 countries around the world through a
direct  sales force and through  our  ValueNet  business  partner  program.  The
ValueNet program brings together  value-added  resellers,  independent  software
vendors,  system  integrators,  consultants  and service  providers to deliver a
broad range of solutions and services to our customers  worldwide.  Further, our
strategic  alliances  with other industry  leaders  contribute to our efforts in
product development,  customer  satisfaction,  and worldwide market penetration.
More than 250 firms operate under the ValueNet  program and combine our software
products  with  industry-specific,  value-added  services  and  applications  to
provide turnkey ECM solutions for customers. Our ECM solutions are applicable in
a wide  variety  of  industries.  Historically,  our key  vertical  markets  are
insurance,  financial services, government,  manufacturing,  telecommunications,
and utilities.

     Using  our  standard   software   products,   customers   generally   build
applications that address their particular needs. Very often these  applications
can involve a significant  change in the way a customer  organization  operates.
Consequently,  our sales  cycle,  or the time from initial  customer  contact to
completed  product  sale,  can be lengthy,  and our  quarterly  sales  typically
include a mix of medium sized sales with a smaller  number of large  orders.  We
typically  ship our products  within a short period of time after  acceptance of
orders, which is common in the computer software industry.

     Our global  customer  support  operation  offers  software  maintenance and
technical support services for our products  worldwide.  These technical support
programs  offer a wide range of services  including the right to new versions of
the majority of our software, extended phone support coverage, on-site technical
consultants,  a technical account management program,  and software  development
kit support.

     Our   professional   services   operation  offers  business  and  technical
consulting  services  and  training to both  end-users  for our  products and to
ValueNet partners on our standard software products. These professional services
are marketed by our direct sales force and through the ValueNet business partner
program,  with a focus on FileNet centric  enterprise system  implementation and
the delivery of ECM applications.

Industry Segments and Geographic Information

     For the purposes of Statement of Financial  Accounting  Standards  ("SFAS")
No. 131,  "Disclosures About Segments of an Enterprise and Related Information,"
we  have  provided  a  breakdown  of our  sales,  operating  results  and  other
information  using  the  management  approach  in  Note  16  of  the  "Notes  to
Consolidated  Financial  Statements"  under Item 8,  "Financial  Statements  and
Supplementary  Data." Using the management  approach,  our principle  reportable
operating segments include Software, Customer Support, Professional Services and
Education,  and  Hardware.  A summary  of our sales by  geographic  location  is
incorporated  herein by  reference  from Note 16 of the  "Notes to  Consolidated
Financial  Statements"  under Item 8,  "Financial  Statements and  Supplementary
Data."

                                       5


Software Products and Solutions

FileNet P8

     Prior to the  introduction  of the FileNet P8  architecture we marketed our
products  under the  discreet  brand  names  Panagon,  Brightspire,  and Acenza.
Additionally,  we acquired a Web Content Management product from eGrail, Inc. on
April 2, 2002.  We have  combined  these  discrete  brands and  products  into a
uniform  architecture  known as FileNet P8. The FileNet P8  architecture  offers
enterprise-level   scalability  and  flexibility  to  handle  demanding  content
challenges, complex business processes, and integration to existing systems that
a customer  may have.  The  FileNet P8  architecture  provides a  framework  for
functional  expansion to provide enhanced content and process  management across
an enterprise.

     FileNet  P8  architecture,   a  standards-based,   enterprise   application
framework,  features  four  pre-packaged  suites,  each  emphasizing a different
aspect of the ECM solution set, with  functions  grouped in a logical order that
are  designed  to meet a  customer's  individual  ECM  needs.  Each suite can be
implemented by a customer  individually,  but remains  expandable to include all
FileNet P8 ECM  capabilities  as may be  required.  FileNet  ECM  solutions  are
designed to manage content;  allowing organizations to create, use, and activate
that content in order to make  decisions  and bring control and  consistency  to
business processes.

FileNet P8 Suites

Business Process Manager

     FileNet  Business  Process Manager is an ECM solution that we believe helps
organizations  increase  process  performance,  reduce cycle times,  and improve
productivity by managing the flow of work through automating,  streamlining, and
optimizing complex processes associated with business operations. The operations
of many businesses  involve gathering  information and making decisions based on
that information,  and many of these decisions, or the steps leading up to them,
can be automated to increase efficiency and create a more standardized  approach
to these decisions  throughout the business  organization.  Examples of customer
business  processes that may benefit from our Business  Process Manager solution
include insurance  companies that have automated policy  underwriting  decisions
and claims  processing,  financial  services companies that have streamlined the
loan  origination  and servicing  processes,  and government  agencies that have
automated case  management and tax processing  functions.  The Business  Process
Manager can provide an interface for gathering necessary  information and either
make  decisions  based on automated  criteria or direct that  information to the
appropriate decision-maker in an efficient and consistent basis. This product is
standards based, flexible and can be customized to a wide range of industries.

Content Manager

     FileNet Content Manager is an ECM solution that combines content management
with  workflow  processes to help  organizations  manage  complex  documents and
control,  share, and access critical  business  information.  Content Manager is
intended to assist with all steps in the content life cycle,  from  creation and
tracking to storing and controlling access to relevant information. It activates
content by allowing an organization to make content available to the right place
at the right time - to support the business decision-making process at any level
of the  organization.  The Content  Manager's  secure and  scalable  environment
integrates directly with desktop and business applications so business users can
collaborate on the creation and management of content,  while controlling access
as necessary.

                                       6


Web Content Manager

     FileNet Web Content  Manager is  designed to combine  easy-to-use  Web site
development  capabilities with integrated process  capabilities for managing the
creation,  approval  and  publication  of Web content and complex  documents  to
multiple Web sites,  in multiple  formats,  and in multiple  languages.  The Web
Content  Manager allows  centralized  control of Web site content and appearance
while  allowing  particular  content  to be  directly  created  and  updated  by
organization  members  without  specialized  Web  expertise,  through the use of
controlled  templates  and other tools.  Web Content  Manager can control  large
amounts of dynamic Web content across  globally  distributed  sites and provides
integrated  process  management  capabilities to help ensure secure and accurate
Web content publication.

Image Manager

     FileNet Image Manager is designed to be highly  scalable and provides rapid
access for  end-users  to fixed  objects,  or content that is not intended to be
modified, such as scanned documents, faxes, email and rich media. It is designed
to securely and permanently store critical business  information in a robust and
available  environment  to safeguard  critical  content from disaster and misuse
while making it more accessible to thousands of users. Among other applications,
FileNet Image  Manager has been used by  organizations  such as municipal  court
systems to scan, track and provide access to important case documents.

FileNet P8 Technology

     Each  of  the  FileNet  P8  Suites  takes   advantage  of  the  FileNet  P8
architecture,  which  includes  the  following  technology  for  aiding  in  the
development of ECM solutions:

Content Engine  provides  software  services  for  managing   content  and other
business-related  data,  collectively  referred  to as  objects.  In addition to
managing documents and any customer defined objects,  the Content Engine manages
a broad range of  enterprise  content  including  workflow  definitions,  stored
searches,   publishing  templates,   entry  templates,  web  content  management
templates, analytics reports, and simulation scenarios.

Process Engine is the component for design, execution and tracking of processes.
It manages all  processes  and their  associations  with  documents,  data,  and
lifecycle information residing in the Content Engine. It also tracks and records
the  status  of  work in  progress.  The  Engine  drives  processes,  associates
information, manages work-to-do, sends notifications,  sets milestones, provides
reporting  and  tracking   capabilities,   and  provides  the  most   up-to-date
information to all participants.

Enterprise Application Integration  provides  connectors for integrating process
and  content  with  enterprise  applications.  In  addition,  FileNet  offers an
optional EAI server  through an OEM  agreement for IBM  CrossWorlds  InterChange
Server,  Connectors,  and  Collaborations.  The  connectors  provided by FileNet
provide  integration with enterprise  applications such as SAP R/3, Siebel,  and
Clarify as well as technologies such as XML, Web Service, JMS, and MQSeries.

FileNet P8 Workplace  is  an  end-user  application  that  provides a  Web-based
interface  to  FileNet  P8. It is  designed  to allow  users to locate  business
content,  initiate  new  transactions,  check status and track a wide variety of
processes  and  information   across  multiple  storage  locations  or  systems.
Customizable  and  platform  independent,  FileNet P8  Workplace  is designed to
enable  employees,  partners and  customers to manage work  processes  through a
simple interface.

                                       7


Web  Content  Manager  ("WCM")  is an  application  that  provides  web  content
management  capabilities  that leverage the core content and process  management
capabilities provided in the platform.

Java2  Platform  Enterprise  Edition (J2EE)  Support  provides J2EE  application
components  and  system  components  that  operate  in  J2EE  Platform  Products
(application  servers)  such as BEA  WebLogic  and IBM  WebSphere.  In addition,
FileNet  applications  leverage the J2EE  application  model to build multi-tier
applications  that deliver the  scalability,  accessibility,  and  manageability
required by enterprise applications.

Web Application Toolkit  provides a  framework  for developing web  applications
that run in a J2EE  environment.  The  toolkit  is used by  several  FileNet  P8
applications,  including  Workplace,  Solution  Templates,  and the Web  Content
Manager.

Portal Integrations provide commonly required content and process  functionality
within 3rd party  portal  products.  Initially,  FileNet is  providing  a portal
integration for BEA WebLogic Portal.  Other portal product  integrations will be
provided in the future.  However,  customers  and  partners can create their own
portlets using FileNet's Java Application Programming  Interfaces.  In addition,
FileNet  distributes  the source  code for the  Portlets so that  customers  and
partners can modify and extend the capabilities if desired.

Solution  Templates  are a set of  predefined  objects and  processes for use in
developing industry specific solutions. Built on the FileNet P8 architecture,  a
Solution  Template  provides working code that can be configured and extended to
build complete  applications.  A Solution Template is not a turnkey application;
rather,  it  can  be  thought  of as an  application  development  template.  By
providing much of the application's  core  infrastructure,  it can significantly
reduce the length of solution development and deployment cycle.

Initially,  FileNet is providing a Case Management Solution Template and Lending
Solution  Template.  The Case Management  Solution  Template  leverages the Case
Management Application Programming Interfaces to provide generic case processing
functionality.  The Lending  Solution  Template uses the generic Case Management
Solution Template to implement a commercial lending template.

Stand-Alone Products

     In  addition  to the FileNet P8 product  suites and  development  tools the
following   FileNet  software   products  are  available  to  our  customers  as
stand-alone  products providing some of the functionality  available through the
full FileNet P8  architecture,  and were  formally  available  under the Panagon
and/or Brightspire brands.

FileNet eProcess Services is a Web  browser-based  process  management  product.
eProcess  Services  enables an  organization  to create and manage  high-volume,
mission-critical automated business processes in a dynamic Web environment.  Our
Web-based user interface, built-in eProcess applications, Web server components,
and XML  architecture  are  easy to use and  provide  scalable  connectivity  of
business processes for employees, business partners, and customers.

FileNet Web Services combines a full-featured,  Web browser-based  client system
that allows access to content without the need to locally  download  information
or  content.  FileNet  Web  Services  also  combines a  comprehensive  Web-based
application  development toolkit, and Web server components,  and is designed to
support  complex  and  mission  critical  ECM and  Business  Process  Management
activities.  This  application  provides  a complete  set of content  management
functionality,  allowing users to check in, check out, search and browse, share,
revise,  and change properties for content stored in a FileNet  repository,  all
from a Web  browser.

                                       8


FileNet Content Services is  a repository  for  creating,  accessing,  managing,
securing,  and dynamically  updating electronic  documents and content.  Content
Services  is  designed to allow a business  to manage  enterprise  content  from
creation, to secure delivery, to revision and re-use.

FileNet WorkFlo Services is FileNet's high-performance eProcess workflow engine.
WorkFlo  Services,  combined  with  eProcess  Services,  is  designed  to enable
customers to automate and access  critical  business  processes  and  associated
content.  WorkFlo Services can be used to create  applications  that reflect the
way  business   processes  are  performed   within  the  particular   customer's
organization,  and is a  critical  enabling  technology  for the  automation  of
business  processes via the Web. It allows  organizations  to control and modify
their work  processes to meet their evolving  needs,  and integrates the flow of
information between software applications within a company's business processes.
WorkFlo Services supports multiple client,  server and applications  development
environments, such as Java and COM, and integrates with leading business process
re-engineering products for reduced implementation time.

FileNet Integrated Document Management ("IDM") Desktop  is  a  Microsoft Windows
client software  application  designed to allow users to view,  manage,  revise,
share,  and  distribute  content  across  an  enterprise  for ad hoc or  mission
critical use. IDM Desktop  allows users to manage  content  directly from within
Microsoft Office and Lotus Notes applications.

FileNet  Image  Services  is an  image  and  object  server  designed  to  allow
businesses to manage the  high-speed  acquisition,  distribution,  and access of
content and objects of all types.

FileNet Report Manager  is an  online  statement and report  management  system.
Report Manager is designed to allow organizations the ability to capture,  store
and  access  legacy  print data  streams  within ECM  applications  by  storing,
accessing,  mining,  and analyzing  computer-generated  reports,  statements and
forms.

FileNet Capture  addresses  document and content  capture  needs.  Available in
high-volume  Capture  Professional or small department Capture Desktop versions,
Capture is designed to acquire digital and paper-based  content into FileNet ECM
repositories for enterprise-wide use and online access.

FileNet Document Warehouse  for  SAP  software is a document and data  archiving
application  certified  by SAP,  designed  for use with  the SAP R/3  Enterprise
Resource Planning ("ERP") application suite.

FileNet ECM Applications

     Based on our FileNet P8 core  technologies,  FileNet ECM applications  help
streamline  the business  processes  associated  with  acquiring  and  servicing
customers and business  partners across the Web.  FileNet ECM  applications  can
automate core front office and back-office business processes and systems,  make
these business  processes  available  externally through the Web, and create and
manage associated content using the latest FileNet P8 products and technology.

     The  FileNet  product  family  includes  the  following  ECM  applications,
formerly known as Acenza eBusiness applications:

FileNet for Insurance is designed to enable  insurance  organizations to improve
operational  efficiency and customer  service by delivering  Web-based  business
process  management  solutions.  FileNet for Insurance can provide the following
capabilities:  eliminates  or  reduces  filing  costs;  provides  efficient  and
accurate  self-service that is customer friendly;  improves workers'  efficiency
and utilization of their knowledge to reduce processing time and costs; improves
customer satisfaction;  and supports the rapid deployment of Web-enabled claims,

                                       9


underwriting   and  policy   administration   operations,   linking   customers,
agents/brokers, and employees in shared processes and content.

FileNet Payables  is  designed  to  streamline  the  accounts  payable  process,
allowing  accounting  staff  to  handle  more  purchase  transactions.  Invoices
presented in paper, fax or electronic form can be captured,  filed securely, and
routed for data entry and approval automatically.  A Web interface allows status
checking  and  approval of invoices to be deployed  cost-effectively  across the
enterprise and to business partners.

Hardware

     We also  manufacture and market an Optical  Storage And Retrieval  ("OSAR")
library  product  based on 12-inch,  30 gigabyte,  optical disk  technology  for
storage  management of business critical content.  Our core business focus is on
software  solutions for the management of content,  and we would expect hardware
sales to continue to decrease as a percentage of our total revenues.

Services, Support, and Manufacturing

     We operate service and support  organizations  on a global basis to provide
both pre-sales and post-sales  services to ensure  successful  implementation of
our products and customer satisfaction. Due to the highly customizable nature of
our  products,  many  of our  product  sales  are  coupled  with  contracts  for
continuing support services.

     Our  worldwide   Customer   Service  and  Support   organization   provides
comprehensive  support  capabilities  including  electronic and real-time  phone
support and global call tracking for customers and partners on support programs.
Highly skilled and experienced  systems  engineers  deliver support  coverage on
multiple platforms with 24-hour call handling. Our technical Web site offers the
ability to open  cases,  search our  knowledge  base and review  related  status
reports.

     Support  programs may be customized  and enhanced  with optional  fee-based
services.  These options include after hours phone coverage,  on-site  technical
consultants  to assist with  upgrades  and FileNet  product  installations,  and
FileNet  Software   Development  Kit  support  for  development  teams  building
applications using our products.

     Our manufacturing facilities in Costa Mesa, California and Dublin, Ireland,
conduct software manufacturing and distribution, localization, integration, test
and quality control.

Professional Services and Education

Our  worldwide   professional   services   organization   provides   consulting,
development, architecture and other technical services to our licensed customers
and training  services.  These services are provided through in-house  employees
and through a network of qualified partners. Our worldwide professional services
organization  understands the  requirements for implementing an ECM solution and
offers a comprehensive methodology to install,  integrate,  customize and deploy
our  solutions.   These  services  range  from  the  management  of  large-scale
implementations  of our  products  to  prepackaged  standard  services  such  as
software installation.  Our educational curriculum includes training courses for
end users,  application developers and system administrators through media-based
and instructor-led training.

                                       10


Research and Development

     We have made and expect to  continue  to make  substantial  investments  in
research and development,  primarily  through internal  development  activities,
third party  licensing  agreements  and  through  technology  acquisitions.  Our
development  efforts  focus on our  unified  FileNet P8 ECM  architecture  as we
continue to develop and improve a complete ECM capability to service all aspects
of our customers'  business  content needs.  Additionally,  we license and embed
third party software that enhances the  functionality  of our products through a
variety of agreements  with the  producers of this  software.  Expenditures  for
research and development were $71.7 million; $68.8 million and $57.9 million for
the years ended December 31, 2002, 2001, and 2000, respectively.

     We expect to continue  to look for  technology  acquisitions  that offer us
additional  product  know-how or domain  knowledge  where  appropriate  and will
continue to embed in our products  third party products that enhance our product
line. We intend to continue to invest significantly in internal development with
a focus on developing new  functionality  in Enterprise  Content  Management and
Business  Process  Management  applications  that  provide a richer  competitive
product offering to our customers.

     Our  future  success  depends,  in part,  on our  ability to execute on our
strategy of offering a unified  platform and  framework for  Enterprise  Content
Management  that gains  customer  acceptance.  This  strategy  may require us to
develop  and  maintain  relations  with  technology  partners.  If  we  fail  to
successfully  execute on our integrated  product solution strategy or if we fail
to maintain or establish  relationships with technology partners,  or if release
dates of any future products or enhancements  are delayed,  or if these products
or enhancements  fail to achieve market  acceptance when released,  our business
operating  results and financial  condition could be materially  harmed.  In the
past, we have  experienced  delays in the release dates of enhancements  and new
releases  to our  products  and we  cannot  assure  that we will not  experience
significant future delays in product introduction.  From time to time, either we
or  our  competitors  may  announce  new  software  products,   capabilities  or
technologies  that have the  potential  to replace or shorten the life cycles of
our existing software products. We cannot assure that announcements of currently
planned or other new software  products will not cause  customers to delay their
purchasing decisions in anticipation of such software products,  and such delays
could have a material adverse effect on our business and operating results.

Competition

     The market for our  products is highly  competitive  and  competition  will
continue to  intensify.  We compete  with a large number of  Enterprise  Content
Management,  Web content  management,  business  process  management,  workflow,
document  imaging,  and electronic  document  management  companies.  IBM is the
largest  company that competes  directly with FileNet in the content and process
management  market.  Documentum is a key  competitor  in the Content  Management
Market.  Numerous smaller software vendors also compete in each product area. We
also experience  competition from systems integrators who configure hardware and
software into customized systems.

     Large  infrastructure  vendors  such as Oracle  Corporation  and  Microsoft
Corporation  have  developed  products or plan to offer  products in the content
management market. Software vendors such as Tibco Software,  Inc., Savvion, Inc.
and Pegasystems, Inc., each with a different core product foundation, have begun
to approach the business process  management market from their individual market
segments  and may  compete  more  intensely  with us in the  future.  It is also
possible that new  competitors  or alliances  among  competitors  may emerge and
rapidly acquire  significant  market share. We also expect that competition will
increase as a result of software industry consolidations.

                                       11


     We believe that the principal  competitive factors affecting the market for
our  software  products  and  services  include  vendor and product  reputation;
product quality, performance and price; the availability of software products on
multiple  platforms;   product  scalability;   product  integration  with  other
enterprise applications;  software functionality and features;  software ease of
use; and the quality of professional  services,  customer  support  services and
training.  The relative  importance  of each of these  factors  depends upon the
specific customer involved.

     Certain of our  competitors  and  potential  competitors  may have  greater
resources,  larger sales and  marketing  teams,  broader  product lines and more
experience  developing software than we do. Increased  competition may result in
price  reductions,  reduced gross margins and loss of market share, any of which
could have a material  adverse  effect on our business,  financial  condition or
results of operations.


Trademarks

     FileNet,  WorkFlo Services,  ValueNet,  OSAR, Watermark,  Panagon,  Acenza,
Brightspire,  Document  Warehouse,  and  FileNet  Workgroup  are  trademarks  or
registered  trademarks of FileNet  Corporation  that are referenced in this Form
10K. All other brands or product names are  trademarks or registered  trademarks
of their respective companies.

Patents and Licenses

     As of December 31, 2002, we have four issued U.S.  patents and five pending
U.S. patent applications.  Our subsidiary, 3565 Acquisition LLC, has one pending
U.S.  patent  application.  We have  applied for and may in the future apply for
patent protection in foreign countries.  We have also entered into non-exclusive
license  arrangements with a number of organizations,  including IBM and Oracle,
which  permit us and our  resellers  to grant  sublicenses  to  end-users of our
systems to use software developed by these third party vendors.

Employees

     As of December 31, 2002 we had 1,705 full-time employees, of which 430 were
employed in research and  development;  458 in sales;  83 in  marketing;  235 in
education and professional  services; 252 in customer support; 80 in operations;
and 167 in administration.  No employees are represented by labor unions, and we
have never  experienced a work stoppage.  We believe that we enjoy good employee
relations.

Risk Factors

     Our business,  financial condition,  operating results and prospects can be
impacted  by a number of factors,  including  but not limited to those set forth
below and  elsewhere  in this  report,  any one of which  could cause our actual
results to differ materially from recent results or from our anticipated  future
results.  Factors that may affect our business,  financial condition and results
of operations include:

     Our quarterly operating results may fluctuate in future periods and are not
predictable and, as a result,  we may fail to meet expectations of investors and
analysts, causing our stock price to fluctuate or decline. Prior growth rates in
our  revenue  and  operating   results  should  not  necessarily  be  considered
indicative of future  growth or operating  results.  Our operating  results have
fluctuated  in the past and we  anticipate  our future  operating  results  will
continue to fluctuate due to many factors,  some of which are largely beyond our
control.

                                       12


     These factors include, but are not limited to, the following:

        o  the industry-wide slow down in IT spending;
        o  general domestic and international economic and political conditions;
        o  the discretionary nature of our customers' budget and purchase cycles
           and the absence of long-term customer purchase commitments;
        o  the tendency to realize a substantial percentage of our revenue in
           the last weeks, or even days, of each quarter;
        o  the potential for delays or deferrals of customer orders;
        o  the size, complexity and timing of individual transactions;
        o  changes in foreign currency exchange rates;
        o  the length of our sales cycle;
        o  variations in the productivity of our sales force;
        o  the level of software product sold and price competition;
        o  the timing of new software introductions and software enhancements
           by us and our competitors;
        o  the mix of sales by products, software, services and distribution
           channels;
        o  project overruns associated with fixed price contracts;
        o  acquisitions by us and our competitors;
        o  our ability to develop and market new software products and control
           costs;
        o  the quality of our customer support; and
        o  the level of international sales.

     The  decision  to  implement  our  products  is subject to each  customer's
resources and budget  availability.  Our quarterly sales generally include a mix
of medium sized orders,  along with several large  individual  orders,  and as a
result,  the loss or delay of an individual large order could have a significant
impact on our quarterly  operating results and revenue.  Our operating  expenses
are based on projected  revenue trends and are generally fixed.  Therefore,  any
shortfall from projected revenue may cause significant fluctuations in operating
results  from  quarter to quarter.  As a result of these  factors,  revenues and
operating  results  for any  quarter  are  subject to  fluctuations  and are not
predictable with any significant degree of accuracy.  Therefore, we believe that
period-to-period  comparisons of our results of operations  should not be relied
upon as indications of future  performance.  Moreover,  such factors could cause
our operating  results in a given quarter to be below the expectations of public
market  analysts and  investors.  In either case,  the price of our common stock
could decline materially.

     The  markets in which we operate  are highly  competitive  and we cannot be
sure that we will be able to continue to compete effectively, which could result
in lost  market  share and  reduced  revenue.  The  markets  we serve are highly
competitive  and we  expect  competition  to  intensify.  Our  future  financial
performance will depend primarily on the continued growth of the markets for our
software  products  and  services  as well as the  purchase  of our  products by
customers  in these  markets.  If the markets we serve fail to grow or grow more
slowly than we currently  anticipate,  our  business,  financial  condition  and
operating  results  would be harmed.  These  intensely  competitive  markets can
change rapidly.  There are multiple  competitors of ours and there may be future
competitors,  some  of  which  have or may  have  substantially  greater  sales,
marketing, development and financial resources. As a consequence, our present or
future  competitors  may be able to  develop  software  products  comparable  or
superior  to those  offered by us,  offer  lower  priced  products or adapt more
quickly than we do to new  technologies or evolving  customer  requirements.  In
order to be successful in the future,  we must respond to technological  change,
customer   requirements   and  competitors'   current   software   products  and
innovations.  We  cannot  assure  that we will be able to  continue  to  compete
effectively  in our target  markets or that future  competition  will not have a
material  adverse  effect on our  business,  financial  condition  or results of
operations.  In addition,  current and potential competitors have established or

                                       13


may establish  cooperative  relationships among themselves or with third parties
to increase the ability of their products to address the needs of the markets we
serve.  Accordingly,  it is possible  that new  competitors  or alliances  among
competitors may emerge and rapidly acquire  significant market share.  Increased
competition  may result in price  reductions,  reduced gross margins and loss of
market share that could result in reduced revenue.

     We must develop and sell new  products to keep up with rapid  technological
change in order to achieve future revenue growth and  profitability.  The market
for  our  software  and  services  is  characterized   by  rapid   technological
developments,  evolving industry standards, changes in customer requirements and
frequent new product introductions and enhancements.  Our ability to continue to
sell  products  will be  dependent  upon our  ability to continue to enhance our
existing  software and services  offerings,  develop and introduce,  in a timely
manner, new software products  incorporating  technological advances and respond
to customer  requirements.  Our future  success also  depends,  in part,  on our
ability  to  execute  on our  strategy  of  developing  a unified  platform  and
framework for Enterprise Content  Management.  This strategy requires us to make
long-term  investments and commit significant  resources based on our prediction
of new products and services that the market needs and will accept. Our strategy
also requires us to develop and maintain relations with technology partners.  We
may not be successful  in  maintaining  these  relationships  or in  developing,
marketing  and  releasing  new  products or new  versions of our  products  that
respond to technological  developments,  evolving industry standards or changing
customer requirements.  We may also experience  difficulties that could delay or
prevent the successful development,  introduction and sale of these products and
enhancements.  In addition,  these products and  enhancements may not adequately
meet the  requirements  of the  marketplace  and may not achieve any significant
degree of market  acceptance.  If we fail to successfully  maintain or establish
relationships  with technology  partners or to execute on our integrated product
solution  strategy,  or if release dates of any future  products or enhancements
are delayed, or if these products or enhancements fail to achieve our prediction
of market acceptance when released, our business operating results and financial
condition could be materially harmed. In the past, we have experienced delays in
the release dates of enhancements and new releases to our products and we cannot
assure  that we  will  not  experience  significant  future  delays  in  product
introduction. From time to time, our competitors or we may announce new software
products,  capabilities  or  technologies  that have the potential to replace or
shorten the life cycles of our existing software products. We cannot assure that
announcements of currently planned or other new software products will not cause
customers to delay their  purchasing  decisions in anticipation of such software
products, and such delays could have a material adverse effect on our sales.

     We must effectively manage our new product and services  transitions or our
revenue may suffer.  If we do not make an  effective  transition  from  existing
products  and  services to our P8  architecture,  our  revenue may be  seriously
harmed.  Among the factors that make a smooth transition difficult are delays in
development, variations in pricing, delays in customer purchases in anticipation
of new  introductions  and customer  demand for the new  offerings.  If we incur
delays in customer purchases or do not accurately estimate the market effects of
new  introductions,  future demand for our products and services and our revenue
may be seriously harmed.

     Protection of our  intellectual  property and other  proprietary  rights is
limited, which could result in the use of our technology by competitors or other
third parties. There is risk of third-party claims of infringement,  which could
expose us to litigation and other costs.  Our success  depends,  in part, on our
ability  to  protect  our  proprietary  rights to the  technologies  used in our
principal products.  We rely on a combination of copyrights,  trademarks,  trade
secrets,  patents,  confidentiality  procedures  and  contractual  provisions to
protect our proprietary rights in our software  products.  We cannot assure that
our existing or future copyrights,  trademarks,  trade secrets, patents or other
intellectual  property rights will have sufficient  scope or strength to provide
meaningful protection or a commercial advantage to us. In addition,  the laws of
some foreign countries do not protect our proprietary rights to the same extent,

                                       14


as do the laws of the United States.  Any inability to protect our  intellectual
property may harm our business and competitive position.

     We may,  from time to time,  be  notified  that we are  infringing  certain
patent or intellectual  property  rights of others.  While there are no material
actions  currently  pending  against  us for  infringement  of  patent  or other
proprietary  rights of third  parties,  we cannot assure that third parties will
not initiate  infringement  actions  against us in the future.  Combinations  of
technology  acquired through past or future acquisitions and our technology will
create new software products and technology that also may give rise to claims of
infringement. Infringement actions can result in substantial costs and diversion
of  resources,  regardless  of the  merits of the  actions.  If we were found to
infringe upon the rights of others,  we cannot assure that we could redesign the
infringing  products or could obtain  licenses on acceptable  terms,  if at all.
Additionally,  significant  damages for past  infringement  could be assessed or
future litigation relative to any such licenses or usage could occur. An adverse
disposition of any claims or the advent of litigation  arising out of any claims
of  infringement  could  result in  significant  costs or reduce our  ability to
market any affected products.

     We  depend  on  certain   strategic   relationships  in  order  to  license
third-party  products and revenue  related to these products could be at risk if
we were  unable  to  maintain  these  relationships.  In  order  to  expand  the
distribution  of our  products  and  broaden  our  product  offerings,  we  have
established  strategic  relationships with a number of indirect channel partners
and other consultants that provide marketing and sales  opportunities for us. We
have entered into key formal and informal  agreements  with other companies such
as IBM  CrossWorlds,  Microsoft  Corporation,  SAP AG,  Siebel  Systems Inc, Sun
Microsystems,  Inc., BEA, EMC and Verity,  Inc. Certain of these agreements have
minimum purchase  requirements and/or require prepayments which usage is limited
to a specific  timeframe while others do not have minimum purchase  requirements
and/or are  cancelable at will. We cannot assure that these  companies  will not
reduce or discontinue their  relationships  with, or support of, FileNet and our
products.  Our failure to maintain  these  relationships,  or to  establish  new
relationships in the future,  could harm our business,  financial  condition and
results of operations.

     We  currently  license  certain  software  from  third  parties,  including
software that is integrated with internally  developed  software and used in our
products to perform key functions.  In the past, we have had difficulty renewing
certain  licenses.  The failure to continue to  maintain  these  licenses  would
prohibit us from  selling  certain  products.  We cannot  assure that such third
parties  will  remain in  business,  that they will  continue  to support  their
software  products or that their software products will continue to be available
to us on  acceptable  terms.  The loss or  inability  to  maintain  any of these
software  licenses  could result in shipment  delays or  reductions  in software
shipments until equivalent software can be developed,  identified, licensed, and
integrated.  In addition,  it is possible that as a  consequence  of a merger or
acquisition   transaction   involving  one  of  these  third  parties,   certain
restrictions could be imposed on our business that had not been imposed prior to
the transaction. This could adversely affect our sales.

     We must retain and attract key  executives  and personnel who are essential
to our business, which could result in increased personnel expenses. Our success
depends to a  significant  degree upon the  continued  contributions  of our key
management, as well as other marketing, technical and operational personnel. The
loss of the services of one or more key employees could have a material  adverse
effect on our operating results.  We also believe our future success will depend
in large part upon our ability to attract and retain  additional  highly skilled
management,  technical, marketing, product development and operational personnel
and consultants. There is competition for such personnel;  particularly software
developers,  professional service consultants and other technical personnel, and
pay scales in the software  industry  have  significantly  increased.  We cannot
assure that in the future we will be successful in attracting and retaining such
personnel.

                                       15


     A significant percent of our revenue is derived  internationally and we are
subject  to many risks  internationally,  which  could put our  revenue at risk.
Historically,  we have derived  approximately  25%-30% of our total revenue from
international  sales through our worldwide  network of subsidiaries  and channel
partners.  International business is subject to certain risks including, but not
limited to, the following:

        o  political and economic instability;
        o  tariffs and trade barriers;
        o  varying technical standards;
        o  reduced protection for intellectual property rights in certain countries;
        o  difficulties in staffing and maintaining foreign operations;
        o  difficulties in managing foreign distributors;
        o  varying requirements for localized products;
        o  potentially adverse tax consequences;
        o  currency restrictions and currency exchange fluctuations including those
           related to the euro;
        o  the burden of complying with a wide variety of complex foreign laws,
           regulations and treaties;
        o  the possibility of difficulties in collecting accounts receivable; and
        o  longer accounts receivable cycles and financial instability among customers.

     Any of these factors could reduce the amount of revenue we realize from our
international operations in the future.

     If our products contain errors we could incur unplanned expenses and delays
that could result in reduced  revenue,  lower  profits,  and harmful  publicity.
Software, services and products, as complex as those we sell, are susceptible to
errors or failures,  especially when first introduced or deployed.  Our software
products  are often  intended  for use in  applications  that are  critical to a
customer's  business.  As a  result,  our  customers  may rely on the  effective
performance  of our  software to a greater  extent than the market for  software
products  generally.  Despite  internal  testing  and  testing  by  current  and
potential customers,  new products or enhancements may contain undetected errors
or  performance  problems  that are  discovered  only  after a product  has been
installed  and used by customers.  Errors or  performance  problems  could cause
delays  in  product   introduction   and  shipments  or  could  require   design
modifications,  either  of which  could  lead to a loss in or delay of  revenue.
These  problems  could  cause a diversion  of  development  resources,  harm our
reputation  or result in  increased  service or warranty  costs,  or require the
payment  of  monetary  damages.  While our  license  agreements  with  customers
typically contain provisions designed to limit our exposure to potential product
liability  claims,  it is possible that such limitation of liability  provisions
may not be effective under the laws of certain jurisdictions.

     Our  stock  price  has  been  and  may  continue  to  be  volatile  causing
fluctuations  in the market price of our stock,  which would impact  shareholder
value.  The trading price of our common stock has  fluctuated in the past and is
subject to significant  fluctuations in response to the following factors, among
others, some of which are beyond our control:

        o  variations in quarterly operating results;
        o  fluctuations in our order levels;
        o  changes in earnings estimates by analysts;
        o  announcements of technological innovations or new products or product
           enhancements by us or our competitors;
        o  key management changes;
        o  changes in joint marketing and development programs;
        o  developments relating to patents or other intellectual property rights
           or disputes;

                                       16


        o  developments in our relationships with our customers, resellers and
           suppliers;
        o  our announcements of significant contracts, acquisitions, strategic
           partnerships or joint ventures;
        o  general conditions in the software and computer industries;
        o  fluctuations in general stock market prices and volume, which are
           particularly common among highly volatile securities of Internet and
           software companies; and
        o  other general economic and political conditions.

     In recent years,  the stock market,  in general,  has  experienced  extreme
price and volume  fluctuations  that have  affected  the  market  price for many
companies in industries  similar to ours. Some of these  fluctuations  have been
unrelated to the operating  performance of the affected companies.  These market
fluctuations may decrease the market price of our common stock in the future.

     Acquisitions of companies or technologies  may result in disruptions to our
business and diversion of management attention,  which could cause our financial
performance to suffer. As part of our business strategy,  we frequently evaluate
strategic acquisition opportunities.  For example, on April 2, 2002, we acquired
certain assets and assumed  certain  liabilities of eGrail,  Inc., a Web content
management company,  for a purchase price of $9.0 million in cash. We anticipate
that our future growth may depend in part on our ability to identify and acquire
complementary  businesses,  technologies or product lines.  Acquisitions involve
significant  risks and could divert  management's  attention from the day-to-day
operations of our ongoing business.  Additionally, such acquisitions may include
numerous other risks, including, but not limited to the following:

        o  difficulties in the integration of the operations, products and personnel
           of the acquired companies;
        o  the incurrence of debt;
        o  liabilities and risks that are not known or identifiable at the time of
           the acquisition;
        o  difficulties in retaining the acquired company's customer base; and
        o  the potential loss of key personnel of the acquired company.

     If we fail to  successfully  manage future  acquisitions or fully integrate
future  acquired   businesses,   products  or  technologies  with  our  existing
operations,  we may not receive the intended  benefits of the  acquisitions  and
such acquisitions may harm our business and financial results.

     We depend on a single source for certain  hardware  components  and revenue
related  to  these  products  could  be at  risk  if we were  unable  to  obtain
inventory.  Certain components for the Company's  proprietary  12-inch OSARs are
available only from a single source.  Any inability to obtain  components in the
amounts  needed on a timely  basis could  result in delays in product  shipments
that could have an adverse effect on the Company's  operating results.  However,
the Company has  qualified  and is able to purchase and sell 5 1/4-inch  optical
storage and retrieval devices from an alternative source which could be utilized
by the Company's  customers in the event of any interruptions in the delivery of
components for the Company's own OSAR product.


Item 2.  Properties

     We  currently  lease  336,000  square  feet  of  office,   development  and
manufacturing  space in Costa Mesa,  California and 91,000 square feet of office
and  development  space in Kirkland,  Washington.  In addition,  we lease 24,500
square feet of office and manufacturing space in Dublin,  Ireland. We also lease
sales and support offices in 29 locations in the United States,  18 locations in

                                       17


Europe,  3 locations in  Australia,  2 locations  in Canada,  and 4 locations in
Asia.  We believe that the Costa Mesa,  Dublin and Kirkland  facilities  will be
adequate for our anticipated development and manufacturing needs through 2003.


Item 3.  Legal Proceedings

     In the  normal  course of  business,  we are  subject to  ordinary  routine
litigation  and claims  incidental to business.  While the results of litigation
and claims cannot be predicted with certainty, we believe that the final outcome
of these matters will not have a materially  adverse effect on our  consolidated
results of operations or financial conditions.


Item 4.  Submission of Matters to a Vote of Security Holders

     No matters were  submitted to a vote of security  holders during the fourth
quarter of the fiscal year ended December 31, 2002.

                                     PART II

Item 5.  Market for the Registrant's Common Stock and Related Stockholder Matters

     Our common stock is traded on the Nasdaq  National  Market under the symbol
"FILE".  The  following  are the high and low sale prices  from  January 1, 2001
through December 31, 2002, as reported by Nasdaq:

                                                              
                                            High           Low
Year Ended December 31, 2002                                  
   4th Quarter                           $ 14.23        $ 8.64
   3rd Quarter                             15.50         10.09
   2nd Quarter                             17.98         11.35
   1st Quarter                             23.10         16.01
Year ended December 31, 2001                                  
   4th Quarter                           $ 21.41        $ 9.00
   3rd Quarter                             14.86          8.95
   2nd Quarter                             16.23          8.88
   1st Quarter                             29.13         12.75

     The closing price of our common stock at December 31, 2002 was $12.20.  The
approximate  number of stockholders of record as of March 12, 2003 (record date
for 2003 Annual  Meeting of  Stockholders)  was 518.  The  closing  price of our
common stock on that date was $11.38.

     We have not paid any dividends on our common stock. We currently  intend to
retain  earnings  for use in our  business  and do not  anticipate  paying  cash
dividends  in  the  foreseeable  future.  We are  prohibited  from  paying  cash
dividends under the terms of our line of credit agreement.

                                       18



Item 6.  Selected Financial Data

     The following table summarizes  certain selected  financial data and should
be read in conjunction with our consolidated  financial statements and the notes
thereto, and Item 7, Management's Discussion and Analysis of Financial Condition
and Results of Operations.  The selected  consolidated  statements of operations
and balance  sheet data as of and for each of the five years in the period ended
December 31, 2002 have been derived from our audited financial statements.

                                                                 (In thousands, except per share amounts) 
Fiscal Years Ended December 31,            2002         2001          2000             1999          1998 
Consolidated statements ofoperations data:
Revenue:
     Software                       $   132,508  $   119,014   $   204,872      $   183,316    $   171,239
     Service                            206,806      201,568       174,291          148,162        115,833
     Hardware                             7,703       14,028        21,199           16,630         23,886
            Total revenue               347,017      334,610       400,362          348,108        310,958
Cost of revenue:
     Cost of software revenue            10,565        7,522        14,643           16,986         16,901
     Cost of service revenue             89,016      102,292       101,976           86,377         69,825
     Cost of hardware revenue             5,995       10,211        13,559            9,078         13,489
            Total cost of revenue       105,576      120,025       130,178          112,441        100,215
     Gross profit                       241,441      214,585       270,184          235,667        210,743
Operating expenses:
     Research and development            71,735       68,838        57,914           54,307         50,132
     Selling, general and
     administrative                     163,765      169,505       164,941          157,730        161,105
     Restructuring and in-process
     research and development               400            -         2,984                -          2,000
         Total operating expenses       235,900      238,343       225,839          212,037        213,237
Operating income (loss)                   5,541      (23,758)       44,345           23,630         (2,494)
     Other income, net                    5,209        2,503         5,406            3,409          3,840
Income (loss) before income taxes        10,750      (21,255)       49,751           27,039          1,346
     Provision (benefit) for income
     taxes                                2,478       (4,633)       11,204            7,362            391
Net income (loss)                   $     8,272  $   (16,622)  $    38,547      $    19,677    $       955
Earnings (loss) per share:
       Basic                        $     0.23   $     (0.47)  $      1.13      $      0.61    $      0.03
       Diluted                      $     0.23   $     (0.47)  $      1.05      $      0.59    $      0.03

Weighted average shares outstanding:
       Basic                             35,590       35,117        34,155           32,125         31,827
       Diluted                           36,709       35,117        36,765           33,360         33,367
Consolidated balance sheet data:
 Working capital                    $   135,302  $   144,750   $   155,483      $   101,777    $    67,972
 Total assets                           328,036      301,639       324,093          243,398        206,822
 Stockholders' equity                   238,905      215,825       224,957          150,458        130,320

Note:  Service revenue and costs include both Customer  Support and Professional
Services and Education.  Certain  reclassifications  have been made to the prior
years' selected financial data to conform to the current year's presentation. In
November 2001, the FASB announced  Emerging Issues Task Force ("EITF") Topic No.
D-103,  "Income  Statement   Characterization  of  Reimbursements  Received  for
Out-of-Pocket  Expense  Incurred." The EITF required  companies to  characterize
reimbursements  received for out-of-pocket expenses as revenues in the statement
of  operations.  Application  of this EITF required that  comparative  financial
statements  for prior periods be  reclassified  to comply with the guidance.  We
adopted this EITF as of January 1, 2002 and have  reclassified our prior-period,
consolidated financial statements to conform to this EITF.

                                       19


Item 7.  Management's Discussion and Analysis of Financial Condition and
            Results of Operations

     The following  discussion  contains  forward-looking  statements within the
meaning of the Private Securities  Litigation Reform Act of 1995, Section 21E of
the  Securities  Exchange  Act of  1934,  as  amended,  and  Section  27A of the
Securities Act of 1933, as amended,  and is subject to the safe harbors  created
by those sections.  These forward-looking  statements are subject to a number of
risks and uncertainties that could cause our actual results to differ materially
from those that may be anticipated  by such  forward-looking  statements,  which
reflect  management's  opinions  only as of the date  hereof.  We  undertake  no
obligation  to revise or publicly  release the results of any revisions to these
forward-looking statements. Readers should carefully review the risk factors and
various  disclosures  described in this document and in other  documents we file
with the Securities and Exchange  Commission  that attempt to advise  interested
parties of the risks and factors  that may affect our  business.  The  following
discussion  should  be read  in  conjunction  with  the  Consolidated  Financial
Statements and Notes thereto  submitted as a separate  section of this Form 10-K
(Item 15).

Critical Accounting Policies and Estimates

     The consolidated financial statements of FileNet are prepared in conformity
with accounting  principles  generally accepted in the United States of America.
The consolidated  financial  statements include our accounts and the accounts of
our wholly owned subsidiaries.  All intercompany  balances and transactions have
been  eliminated.  The  preparation of financial  statements in conformity  with
accounting  principles  generally  accepted  in the  United  States  of  America
requires  management to make estimates and assumptions  that affect the reported
amounts of assets and  liabilities  at the date of the financial  statements and
the reported amounts of revenues and expenses during the reporting  period.  The
significant  accounting  policies we believe  are most  critical to aid in fully
understanding  and  evaluating  our  reported   financial  results  include  the
following:

     Revenue  Recognition.  FileNet  accounts  for the  licensing of software in
accordance  with the  American  Institute  of  Certified  Accountants  ("AICPA")
Statement of Position  ("SOP") 97-2,  "Software  Revenue  Recognition." We enter
into contracts for the sale of our products and services.  The majority of these
contracts relates to single elements and contains standard terms and conditions.
However,  there are agreements  that contain  multiple  elements or non-standard
terms and conditions. Contract interpretation is sometimes required to determine
the  appropriate  accounting,  including how the price should be allocated among
the deliverable elements and when to recognize revenue.

     Software license revenues  generated from sales through direct and indirect
channels,  which do not contain multiple elements,  are recognized upon shipment
of the  related  product,  if the  requirements  of SOP  97-2,  are met.  If the
requirements of SOP 97-2, including evidence of an arrangement,  delivery, fixed
or determinable fee,  collectibility or vendor specific evidence about the value
of an element  are not met at the date of  shipment,  revenue is not  recognized
until  these  elements  are known or  resolved.  Fees are deemed to be fixed and
determinable for transactions  with a set price that is not subject to refund or
adjustment  and  payment is due within 90 days from the invoice  date.  Software
license revenue from channel  partners is recognized when the product is shipped
and sale by the channel  partner to an end-user is confirmed.

     For  arrangements  with  multiple  elements,  we  allocate  revenue to each
element of a transaction  based upon its fair value as determined in reliance on
vendor specific objective evidence. This evidence of fair value for all elements
of an arrangement is based on the normal pricing and  discounting  practices for
those  products  and  services  when  sold  separately.  If  fair  value  of any
undelivered element cannot be determined objectively, we defer the revenue until
all elements are delivered, services have been performed or until fair value can
objectively be determined.

     Customer  support  contracts  are  renewable on an annual basis and provide
after-sale  support for our  software,  as well as software  upgrades  under the

                                       20


Company's  right to new  versions  program,  on a  when-and-if-available  basis.
Revenue from post-contract  customer support is recognized ratably over the term
of the arrangement, which is typically twelve months.

     Professional  services  revenue  consists of consulting and  implementation
services provided to end users of our software products and technical consulting
services provided to our resellers. The majority of these consulting engagements
average  from  one to  three  months  and are  generally  not  essential  to the
functionality  of the  software.  Revenue from these  services and from training
classes is  recognized  as such  services  are  delivered  and  accepted  by the
customer.  Fixed-price  consulting  contracts  are  the  exception  and  because
estimates of costs  applicable  to these  contracts are  reasonably  dependable,
revenue  is  recognized  using the  percentage-of  completion  method.  However,
revenue  and  profit is subject  to  revision  as the  contract  progresses  and
anticipated losses on fixed-price professional services contracts are recognized
in the period when they become known.

     Allowance  for  Doubtful  Accounts  and  Sales  Returns.  We  evaluate  the
creditworthiness  of our  customers  prior to order  fulfillment  and we perform
ongoing  credit  evaluations  of our  customers to adjust credit limits based on
payment  history and the  customer's  current  creditworthiness.  We  constantly
monitor  collections  from our customers and maintain an allowance for estimated
credit losses that is based on historical  experience  and on specific  customer
collection  issues.  While  credit  losses  have  historically  been  within our
expectations  and the  provisions  established in our financial  statements,  we
cannot  guarantee that we will continue to experience the same credit loss rates
that we  have  in the  past.  Since  our  revenue  recognition  policy  requires
customers to be  creditworthy,  our accounts  receivable  are based on customers
whose payment is reasonably  assured.  Our accounts  receivable are derived from
sales to a wide variety of customers. We do not believe a change in liquidity of
any one customer or our inability to collect from any one customer  would have a
material  adverse  impact  on our  consolidated  financial  position.  Based  on
historical  experience,  we also  maintain  a  sales  return  allowance  for the
estimated amount of potential  returns.  While product returns have historically
been minimal and within our expectations  and the allowances  established by us,
we cannot  guarantee  that we will continue to experience  the same return rates
that we have in the past.

     The following table  represents the account  balances for these  provisions
and  the  changes  for  each  of the  periods  presented.  Deductions  to  these
provisions  are the result of customer bad debt  write-offs or product  returns.
Additions to the  provision  are based on  estimated  credit  losses  related to
specific customer collection issues and are also based on historical experience.

                                                                                (In thousands)
                                                         Additions
                                         Balance at     Charged to                    Balance
                                          Beginning    Revenue and                     at End
                                          of Period       Expenses    Deductions    of Period 
      Year ended December 31, 2002:
         Allowance for doubtful accounts
           and sales returns               $  3,567          1,752         1,087     $  4,232
      Year ended December 31, 2001:
         Allowance for doubtful accounts
           and sales returns               $  5,518          1,482         3,433     $  3,567
      Year ended December 31, 2000:
         Allowance for doubtful accounts
           and sales returns               $  4,542          2,280         1,304     $  5,518 

     Deferred Income Taxes. Deferred income taxes reflect the net tax effects of
temporary differences between the carrying amounts of assets and liabilities for
financial  reporting  purposes and the amounts used for income tax purposes.  We
maintain a valuation  allowance against a portion of the deferred tax assets due
to  uncertainty  regarding the future  realization  based on historical  taxable
income,  projected  future  taxable  income,  and  the  expected  timing  of the

                                       21


reversals  of  existing  temporary  differences.  If we operate at a loss or are
unable to  generate  sufficient  future  taxable  income we could be required to
increase the valuation  allowance  against all or a  significant  portion of our
deferred  tax  assets  which  would  result  in a  substantial  increase  to our
effective  tax rate  and  could  result  in a  material  adverse  impact  on our
consolidated operating results.

     Long-Lived Assets. In the first quarter of fiscal 2002, the Company adopted
Statement  of  Financial  Accounting  Standards  No.  144,  "Accounting  for the
Impairment or Disposal of  Long-Lived  Assets"  ("SFAS No.  144").  SFAS No. 144
establishes a single  accounting  model,  based on the framework  established in
Statement  of  Financial  Accounting  Standards  No.  121,  "Accounting  for the
Impairment of  Long-Lived  Assets and for  Long-Lived  Assets to Be Disposed Of"
("SFAS No. 121"), for long-lived  assets to be disposed of by sale, and resolves
implementation  issues related to SFAS No. 121. The adoption of SFAS No. 144 did
not have a material  impact on the  Company's  operating  results  or  financial
position.

     Property, plant and equipment,  intangible assets, and capitalized software
costs are recorded at cost less accumulated  depreciation or amortization.  They
are amortized  using the  straight-line  method over  estimated  useful lives of
three to six years.  The  determination of useful lives and whether or not these
assets are impaired involves  judgment and are reviewed for impairment  whenever
events or circumstances indicate that the carrying amount of such assets may not
be recoverable.  We evaluate the carrying value of long-lived assets and certain
identifiable  intangible  assets for  impairment of value based on  undiscounted
future  cash  flows  resulting  from  the  use of the  asset  and  its  eventual
disposition.  While we have not experienced  impairment of intangible  assets in
prior  periods,  we cannot  guarantee  that there will not be  impairment in the
future.

     Goodwill and Other Intangible  Assets.  Goodwill is recorded at cost and is
not amortized.  In June 2001, the FASB issued SFAS No. 142,  "Goodwill and Other
Intangible Assets," which we adopted January 1, 2002. SFAS No. 142 requires that
goodwill and other intangible  assets with indefinite  useful lives no longer be
amortized,  but instead be tested for  impairment at least  annually and written
down when impaired.  We periodically  evaluate whether events and  circumstances
have  occurred  which  indicate  that the carrying  value of goodwill may not be
recoverable.  In  accordance  with SFAS No. 142,  we were  required to perform a
two-step  transitional  impairment  review.  We completed the first step of this
review  by June  30,  2002  with  the  determination  of the  fair  value of our
reporting  units in order to identify  whether the fair value of each  reporting
unit was less than its carrying  amount as of January 1, 2002. In the event that
the fair value of each  reporting  unit was less than the carrying  amount,  the
second  step of the test was  required to  determine  if the  carrying  value of
goodwill  exceeded  the  implied  value.  We  determined  that we did not have a
transitional  impairment  of goodwill  because the fair value of each  reporting
unit  exceeded its carrying  amount.  As of December 31, 2002,  no impairment of
goodwill has been recognized. Goodwill will also be tested for impairment in the
manner  described  above on July 1st of each year or  earlier if  indicators  of
potential   impairment  exist.  If  estimates  change,  a  materially  different
impairment conclusion could result.


Other Operating Matters

     We took selective actions in 2001 to help drive profitability and to reduce
on-going annual expenses. These actions included cost-saving measures,  internal
business  process  changes  to  improve  efficiency  and a  worldwide  workforce
reduction of 158 employees.  Workforce reductions occurred during the second and
fourth quarters of 2001 resulting in a total  severance  charge of $4.5 million.
These  severance  charges  were  $897,000  in  customer  support,   $293,000  in
professional services,  $331,000 in research and development and $2.9 million in
selling, general and administrative, as discussed below.

                                       22


Overview

     FileNet  develops,  markets,  sells and  supports  a unified  platform  and
framework for Enterprise Content Management,  or ECM, that delivers capabilities
to our  customers  in a  tightly  integrated  and  synchronized  offering.  This
approach offers our customers the ability to easily configure, design, build and
deploy ECM software and solutions. We operate globally and sell our products and
services to our  customers  through a direct  sales force,  system  integrators,
resellers  and value  added  distributors.  We invest  significantly  in product
development to improve our existing products and increase our product offerings.

     Our revenue growth depends on the overall demand for computer  software and
services   primarily  to  corporate  and  government   customers.   A  difficult
environment for Information Technology ("IT") sales that began in early 2001 and
continued  through 2002 caused many  customers  to delay,  downsize or cancel IT
projects,  resulting  in lower  demand  and a  reduction  in our  revenues  from
software and hardware sales. We do not anticipate  market  conditions to improve
significantly  in the near term.  Despite  the  unpredictability  of the current
business  environment,  we remain  focused on our  strategy to provide a unified
platform and framework for ECM solutions.

Results Of Operations

     The following table sets forth certain consolidated statement of operations
data as a percentage of total revenue for the periods indicated:

                                              (As a percentage of total revenue)
       December 31,                               2002         2001        2000 
       Revenue:
          Software                                38.2%        35.6%       51.2%
          Customer support                        43.2         39.6        27.5
          Professional services and education     16.4         20.6        16.0
          Hardware                                 2.2          4.2         5.3 
             Total revenue                       100.0        100.0       100.0
       Cost of revenue:
          Software                                 3.1          2.2         3.7
          Customer support                        11.1         12.7        11.5
          Professional services and education     14.5         17.9        14.0
          Hardware                                 1.7          3.1         3.3 
             Total cost of revenue                30.4         35.9        32.5
          Gross profit                            69.6         64.1        67.5
       Operating expenses:
          Research and development                20.7         20.6        14.5
          Selling, general and administrative     47.2         50.6        41.2
          In-process research and development      0.1          -           0.8 
             Total operating expenses             68.0         71.2        56.5
       Operating income (loss)                     1.6         (7.1)       11.0
       Other income, net                           1.5          0.7         1.4 
          Income (loss) before tax                 3.1%        (6.4)%      12.4%

                                       23


Revenue

     Total  revenue  increased  to $347.0  million,  or 4% in 2002  from  $334.6
million in 2001. From 2000 to 2001, total revenue decreased from $400.4 million,
or  16%.  The  increase  in  total  revenue  from  2001 to  2002  was  primarily
attributable  to an increase in demand for our software  products as well as the
growth in  customer  support  revenue  partially  offset  by lower  professional
services and hardware  revenue as discussed below. The decrease in total revenue
from 2000 to 2001 was  primarily  attributable  to lower  software  revenue as a
result of unfavorable  economic conditions in 2001 resulting in decreased demand
for our software  products  partially  offset by an increase in customer support
and professional services revenues.

     Software.  Software  revenue  consists of fees earned from the licensing of
our software products to customers. Software revenue increased to $132.5 million
in 2002 from $119.0 million in 2001,  representing an increase of $13.5 million,
or 11%. From 2000 to 2001,  software revenue decreased $85.9 million from $204.9
million,  or 42%.  The  increase  in  software  revenue  from  2001 to 2002  was
primarily  due  to an  increase  in  demand  for  content  management  solutions
primarily  attributable  to broader  product  offerings  in 2002  coupled with a
slightly improved IT spending environment.  Additionally,  we were successful in
increasing  software  revenues from our existing  customers as they expanded the
use of our  products.  The decrease  from 2000 to 2001 was  primarily due to the
significant global economic slowdown in the technology sector that resulted in a
significant  reduction  in  the  amount  and  size  of  customer  orders.  Large
enterprise  projects  were  eliminated  or  replaced  by smaller  projects as IT
budgets were reduced and delayed in both 2001 and  continued in 2002.  We expect
that the trend toward smaller projects will continue for the foreseeable  future
and we do not anticipate  market  conditions will improve  significantly  in the
near term.

     Customer  Support.  Customer  support  revenue  consists  of  revenue  from
software  maintenance  contracts and "fee for service"  revenues and the sale of
spare parts and supplies.  Customer support revenue  increased to $149.8 million
in 2002 from $132.4 million in 2001,  representing an increase of $17.5 million,
or 13%. From 2000 to 2001,  customer support revenue  increased by $22.1 million
from $110.3 million, or 20%. These increases in customer support revenue reflect
an increase in the overall customer  installed base combined with a high rate of
renewal in the existing customer base. Customer support revenue grew more slowly
in 2002  compared  to the  growth  rate in 2001  as a  result  of the  decreased
software revenue in 2001 and 2002. A prolonged  economic  slowdown will continue
to affect the growth rate of customer  support revenue as this revenue stream is
directly related to software revenue fluctuations over time.

     Professional  Services and Education.  Professional  services and education
revenue is generated  primarily from consulting and  implementation  services on
our standard products provided to end users of our software products,  technical
consulting   services   provided  to  our  resellers   and  training   services.
Professional  services are  generally  performed  on a time and material  basis.
Professional  services and education  revenue decreased to $57.0 million in 2002
from $69.2 million in 2001,  representing a decrease of $12.2  million,  or 18%.
From 2000 to 2001 professional  services and education revenue increased by $5.2
million from $64.0 million,  or 8%. The decrease from 2001 to 2002 is reflective
of the economic slow down,  particularly  in North  America,  which  resulted in
fewer and smaller consulting  engagements and increased pricing  pressures.  The
increase from 2000 to 2001 was primarily  attributable  to an increase in custom
development  projects that carried over from 2000,  and to a lesser  extent,  an
increase  in  sales  of  prepackaged  service  offerings,  which  included  both
consulting and training.  A prolonged economic slowdown that causes companies to
delay spending on technology  projects will continue to negatively  impact these
revenues.

                                       24


     Hardware.  Hardware  revenue is  generated  primarily  from the sale of our
12-inch OSAR libraries.  Hardware revenue decreased to $7.7 million in 2002 from
$14.0 million in 2001,  representing  a decrease of $6.3  million,  or 45%. From
2000 to 2001 hardware revenue  decreased by $7.2 million from $21.2 million,  or
34%. The decline in hardware  revenue  reflects that hardware is not a strategic
focus for us and we expect hardware revenue to continue to decrease as a percent
of total revenue and in absolute dollars.

     International.  International  revenues accounted for 26% of total revenue,
or $90.0 million,  in 2002, 25% of total revenue, or $82.9 million, in 2001, and
28% of total  revenue,  or $110.1  million,  in 2000.  The  increase in absolute
dollars  in 2002 as  compared  to 2001  resulted  primarily  from  increases  in
software  revenue and  customer  support  revenue  related to an increase in the
overall  customer  base and a high rate of  renewal.  The  decrease  in absolute
dollars in 2001 as compared to 2000 was  primarily  the result of a  significant
reduction  in the amount  and size of  customer  orders in Europe and Asia,  our
largest international markets, due to a major slowdown in IT spending. We expect
international revenue to continue to represent a significant percentage of total
revenue. However,  international revenues will be adversely affected if the U.S.
dollar strengthens against certain major international currencies or if economic
conditions remain weak.

Cost of Revenue

     Total cost of revenue  decreased  to $105.6  million in 2002,  from  $120.0
million in 2001,  representing a decrease of $14.4 million, or 12%. From 2000 to
2001 total cost of revenue  decreased  by $10.2  million,  or 8%.  Total cost of
revenue  decreased  from  2001 to 2002  primarily  due to  reduced  costs in the
service  organizations  and the  hardware  component  as  discussed  below.  The
decrease in total cost of revenue from 2000 to 2001 is primarily attributable to
lower software and hardware costs that can be directly related to lower software
and hardware  revenue,  as well as the  discontinuation  of certain  third-party
embedded products.

     Software.  Cost of  software  revenue  includes  royalties  paid  to  third
parties,  amortization  of acquired  technology,  media  costs,  and the cost to
manufacture  and  distribute  software.  The cost of software  revenue was $10.6
million in 2002,  $7.5 million in 2001 and $14.6  million in 2000,  representing
8%,  6% and 7% of  software  revenue,  respectively.  The  increase  in  cost of
software  revenue for 2002  compared to 2001 is  primarily  the result of a 129%
increase  in  royalty  costs due to  increased  utilization  of new third  party
software products in 2002 and the amortization of acquired technology (resulting
from the eGrail acquisition in April 2002)  which was $511,000 for 2002 compared
to none in 2001. Cost of software revenue  decreased from 2000 to 2001 resulting
from a 69% reduction in royalty cost due to the discontinuation of certain third
party products  along with a decrease in royalty costs  directly  related to the
decrease in revenue.  Going  forward we anticipate  cost of software  revenue to
remain  comparable  to current  levels or  increase  slightly  as we continue to
integrate third-party technology with our products.

     Customer  Support.  Cost of customer  support revenue  includes the cost of
customer  support  personnel,   supplies  and  spare  parts,  and  the  cost  of
third-party hardware maintenance. The cost of customer support revenue was $38.6
million in 2002,  $42.4 million in 2001 and $45.9 million in 2000,  representing
26%, 32%, and 42% of customer  support revenue,  respectively.  Efficiency gains
and  headcount  reductions  in 2001  contributed  to the  overall  reduction  in
customer  support  costs in 2002 as compared to 2001.  The decrease in 2001 from
2000 was primarily  attributable to a 58% reduction in variable compensation and
personnel  costs as well as cost  reduction  benefits from process  improvements
initiated in 2000.  Workforce  reductions in 2001 resulted in severance costs of
$897,000  that were  absorbed  by the  benefit  of  ongoing  reduced  salary and
personnel  expenses for 2001 and future periods.  Due to increased  productivity
and controls over  headcount we expect to maintain these cost  efficiencies  for
the near future.

                                       25


     Professional  Services and  Education.  Cost of  professional  services and
education  revenue  consists  primarily  of the costs of  professional  services
personnel,   training  personnel,  and  third-party  contractors.  The  cost  of
professional  services and education  revenue was $50.4  million in 2002,  $59.9
million in 2001 and $56.1  million  in 2000,  representing  89%,  87% and 88% of
professional  services and education revenue,  respectively.  Lower professional
services  and  education  revenue in 2002  resulted  in lower  costs in absolute
dollars  compared  to  2001  primarily  due to a 38%  reduction  in  the  use of
third-party independent consultants,  as well as 30% lower variable compensation
expense  in  2002.  The  increase  in  absolute  dollars  from  2000 to 2001 was
primarily  due to an increase of 16% in  personnel  costs as a result of average
headcount  increases  along  with  a 17%  increase  in the  use  of  third-party
independent  contractors who were needed to complete  development  projects that
carried  over from 2000.  Additionally,  we  recorded a charge of  approximately
$293,000 for severance  payments in 2001.  Expressed as a percentage of revenue,
costs  were  essentially  unchanged  from 2000 to 2001.  We expect  professional
services  and  education  costs as a  percentage  of  professional  services and
education  revenue to vary from period to period  depending  on the  utilization
rates of internal  resources and the mix between  internal and external  service
providers.

     Hardware. Cost of hardware revenue includes the cost of assembling our OSAR
library products, the cost of hardware integration personnel, warranty costs and
distribution costs. The cost of hardware revenue was $6.0 million in 2002, $10.2
million in 2001 and $13.6  million  in 2000,  representing  78%,  73% and 64% of
hardware revenue,  respectively.  The year-to-year decreases in absolute dollars
are directly related to decreased  hardware revenue.  Hardware cost as a percent
of hardware  revenue has not decreased  proportionally  because fixed costs have
not decreased at the same rate as hardware revenue.

Operating Expenses

     Research  and  Development.   Research  and  development  expense  consists
primarily of personnel  costs for software  developers,  third party  contracted
development  efforts and related  facilities  costs.  Research  and  development
expense was $71.7  million in 2002,  $68.8  million in 2001 and $57.9 million in
2000,  representing  21%,  21%  and  15% of  total  revenue,  respectively.  The
acquisition  of eGrail in 2002  accounted  for the  majority of the $2.9 million
increase in research and development expenses from 2001 to 2002 primarily due to
additional facility and headcount expenses. The increase in expense from 2000 to
2001 was primarily due to the  initiation  of extensive  development  efforts to
enhance  existing  products with new  capabilities  and to develop new products.
This initiation resulted in a 15% increase in compensation expense primarily due
to increased  numbers of personnel from 400 in fiscal 2000 to 425 in fiscal 2001
as well  as a 35%  increase  in  consulting  costs  due to the  expanded  use of
contractors.  Also  included  in the 2001 costs  were a  one-time  bonus of $2.0
million related to the Application  Partners,  Incorporated  ("API") acquisition
and severance costs of approximately $331,000.

     Our  research  and  development  efforts are focused on providing a unified
platform  and  framework  for  Enterprise   Content   Management   that  deliver
capabilities to our customers in a tightly integrated and synchronized offering.
This  approach  offers our customers  the ability to easily  configure,  design,
build and deploy ECM solutions.  These efforts focus on improvements in Business
Process Management,  Content  Management,  Web Content Management and associated
applications to provide a richer product offering to our customers. We intend to
continue to complement  internal  development  with third party software through
OEM agreements and may execute  additional  technology  acquisitions such as our
eGrail acquisition that took place in April 2002.

     New product  development  underway at eGrail at the time of the acquisition
included the next generation of their Web Content Management product that was in
the early stages of design and only 5% complete at the date of the  acquisition.
The cost to complete the project was estimated at approximately  $3.0 million to

                                       26


occur over a  twelve-month  period.  As of December  31, 2002 the project is 75%
complete and the Company has incurred approximately $2.9 million of research and
development  expenses  related to the project.  The revised estimate to complete
the project  within the  estimated  timeframe is an  additional  $1.0 million in
costs.

     We intend to continue to invest  significantly  in  internal  research  and
development. We expect that competition for qualified technical personnel, while
easing  due to the global  economic  slowdown  in the  short-term,  will  remain
intense and may result in higher  levels of  compensation  expense for us in the
future.  We  believe  that  research  and  development  expenditures,  including
compensation   of  technical   personnel,   are  essential  to  maintaining  our
competitive  position  and  expect  these  costs to  continue  to  constitute  a
significant percentage of total revenue in future periods.

     Selling,  General and Administrative.  Selling,  general and administrative
expense consists  primarily of salaries,  benefits,  sales commissions and other
expenses  related to the direct and  indirect  sales force;  personnel  cost for
marketing  and  market  development  programs;   personnel  costs  for  finance,
information technology,  legal, human resources and general management;  and the
cost of outside  professional  services.  Selling,  general  and  administrative
expense was $163.8 million in 2002, $169.5 million in 2001 and $164.9 million in
2000.  Selling,  general and  administrative  expense,  as a percentage of total
revenue,  was 47% in 2002, 51% in 2001 and 41% in 2000. The decrease in absolute
dollars from 2001 to 2002 was primarily  due to a 54%  reduction in  recruitment
expenses,  as well as a 10% reduction in sales commission  expense.  The largest
expense  reduction  was the  elimination  of goodwill  and  assembled  workforce
amortization  in 2002,  which was $3.0 million in 2001 and $1.8 million in 2000.
We ceased amortizing goodwill and assembled workforce as of the beginning of the
first quarter of 2002 in compliance  with SFAS No. 142.  Assembled  workforce no
longer meets the definition of a separately  identified  intangible  asset under
the provisions of SFAS No. 141,  "Business  Combinations,"  and the  unamortized
balance of $182,000 at December 31, 2001 was reclassified as goodwill at January
1, 2002. The increase in absolute dollars in 2001 from 2000 was primarily due to
overall increased expenses  associated with the expansion of sales and marketing
for new product launch  programs,  a 19% increase in  depreciation  expense from
capitalized software systems, and a 120% increase in legal fees.

     Charges  in  2001  for  severance  of $2.9  million  related  to  workforce
reductions and $218,000 for facility  consolidation  costs,  primarily in sales,
also  contributed to the increase in 2001 from 2000.  However,  these  workforce
reductions and facility  consolidations  led to reduced costs in 2002. We expect
to maintain expense controls over selling,  general and administrative  costs in
2003.  Accordingly,  these costs during 2003 should remain relatively consistent
with 2002 as a percentage of sales.

     Purchased  In-Process  Research and Development.  Based upon an independent
third-party appraisal determined through established valuation techniques in the
high-tech  industry,  we  allocated  approximately  $3.0  million to  in-process
research and  development in connection with our purchase of certain assets from
API in May 2000. The in-process  research and development  expenses were related
to  new  product  projects  that  were  under  development  at the  date  of the
acquisition and were expected to eventually lead to new products but had not yet
established  feasibility and for which no future alternative use was identified.
The valuation of the in-process research and development projects was based upon
the  discounted  expected  future  net cash  flows of the  products  over  their
expected life,  reflecting  the estimated  percent of completion of the projects
and an estimate of the costs to complete the projects.  New product  development
projects  underway at API at the time of the  acquisition  included  Sequis,  an
eService  application  that we  estimated  to be 88% complete at the date of the
acquisition.  The cost to complete the project was  estimated  at  approximately
$300,000 to occur over a three-month period. We incurred  approximately $356,000
of  research  and  development  expenses  related to the  project  that was 100%
complete as of September 30, 2000.

                                       27


     Our  eGrail  acquisition  in  April  2002 of  certain  assets  and  certain
liabilities  resulted in an allocation  of $400,000 to  in-process  research and
development.   The  allocation  was  determined  through  established  valuation
techniques  in  the  high-technology  industry  by  an  independent  third-party
appraiser.  In-process  research and development  was expensed upon  acquisition
because  technological  feasibility  had  not  been  established  and no  future
alternative uses existed. New product development underway at eGrail at the time
of the acquisition  included the next generation of their Web Content Management
product  that was in the early stages of design and only 5% complete at the date
of  the  acquisition.  The  cost  to  complete  the  project  was  estimated  at
approximately  $3.0 million to occur over a twelve-month  period. As of December
31, 2002 the project was 75% complete and the Company has incurred approximately
$2.9 million of research and development  expenses  related to the project.  The
revised  estimate to complete the project  within the estimated  timeframe is an
additional $1.0 million in cost.

     Amortization  of Goodwill.  In connection  with our  acquisition of certain
assets from API on May 18, 2000, the purchase price amount allocated to goodwill
of $14.6 million was being amortized in operating expenses over a useful life of
five years and assembled workforce of $386,000 was being amortized over a useful
life of three years. We ceased amortizing goodwill and assembled workforce as of
January 1, 2002 as a result of the adoption of SFAS No. 142. Assembled workforce
no longer meets the definition of a separately identified intangible asset under
the provisions of SFAS No. 141,  "Business  Combinations,"  and the  unamortized
balance of $182,000 at December 31, 2001 was reclassified as goodwill at January
1, 2002. SFAS No. 142 was also effective for business combinations that occurred
after June 30, 2001. Accordingly,  goodwill of $5.8 million that was recorded in
April 2002 in connection with the eGrail acquisition is not amortized. We had no
indefinite  life  intangible  assets as of January 1, 2002.  We are  required to
evaluate the carrying value of goodwill annually or when events or circumstances
indicate that their carrying value may be impaired.  In accordance with SFAS No.
142, we were required to perform a two-step  transitional  impairment review. We
completed the first step of this review by June 30, 2002 with the  determination
of the fair value of our reporting  units in order to identify  whether the fair
value of each reporting unit was less than its carrying  amount as of January 1,
2002. In the event that the fair value of each  reporting unit was less than the
carrying  amount,  the second step of the test was  required to determine if the
carrying value of goodwill exceeded the implied value. We determined that we did
not have a  transitional  impairment of goodwill  because the fair value of each
reporting unit exceeded its carrying amount. There was no impairment of goodwill
at December 31, 2002.  Goodwill will also be tested for impairment in the manner
described  above on July 1st of each year or earlier if  indicators of potential
impairment  exist.  If  estimates  change,  a  materially  different  impairment
conclusion could result.

     Amortization of Purchased  Intangible Assets.  Acquired  technology of $3.3
million  and patents of $24,000  were  included  in our  acquisition  of eGrail.
Acquired  technology  is being  amortized  over a useful  life of five years and
patents  are  being  amortized  over a useful  life of two  years.  Amortization
expense for  purchased  intangible  assets was  $523,400 for 2002. We determined
that these assets were not impaired at December 31, 2002.

     Interest,  Other  Income and  Expenses,  Net.  Other  income,  net consists
primarily of interest income earned on our cash and cash equivalents,  short and
long-term  investments,  and other items  including  foreign  exchange gains and
losses,  and interest  expense.  Other income,  net of other expenses,  was $5.2
million in 2002,  $2.5 million in 2001 and $5.4 million in 2000. The increase in
2002 from 2001 was primarily attributable to a net foreign exchange gain of $1.5
million for 2002 when compared to none for 2001 due to a  significant  weakening
of the dollar against the Euro in 2002. This was offset by lower interest income
of $4.1 million in 2002 compared to $6.2 million in 2001.  The weighted  average
interest  rate earned on cash,  cash  equivalents  and  investments  during 2002
decreased  to 1.98%  from  2.49% in 2001.  Finally,  a $3.5  million  litigation
settlement charge included in other expense in 2001 caused other income,  net in
2001 to be lower than both 2002 and 2000.

                                       28


     Provision for Income Taxes. The provision for income taxes was $2.5 million
in 2002,  compared to a benefit of $4.6 million in 2001 and a provision of $11.2
million in 2000.  The  effective  tax rate was 23%,  (22%) and 23% for the years
ended December 31, 2002, 2001 and 2000, respectively.  The increased tax rate in
2002  was  primarily  due to the mix of  income  between  domestic  and  foreign
jurisdictions.  FileNet  management  will  continue  weighing  various  evidence
throughout  each year to assess  the  recoverability  of its  recorded  deferred
assets and the need for any valuation allowance against such amounts.


                         LIQUIDITY AND CAPITAL RESOURCES

     As of December 31, 2002, cash and cash  equivalents,  and investments  were
$185.2 million, an increase of $13.0 million from $172.2 million at December 31,
2001.

     Cash  provided  by  operating  activities  in 2002 was  $21.4  million  and
resulted  primarily  from net  income  of $8.3  million,  and  depreciation  and
amortization of $21.6 million. These were partially offset by increased accounts
receivable  of $7.8  million  resulting  from  increased  revenue  in the fourth
quarter  of 2002  compared  to 2001,  an  increase  of $3.4  million  in prepaid
expenses such as prepaid insurance due to higher insurance  premiums in 2002 and
increases  in  prepaid  royalty  related  to the  addition  of new  third  party
licensing  agreements  in 2002,  and a decrease  in income  tax  payable of $4.0
million.  Cash used in investing  activities in 2002 included  $10.8 million for
capital expenditures, a $1.9 million note receivable from an officer, and a $9.4
million cash purchase related to the eGrail acquisition in April 2002, partially
offset by $12.0  million net proceeds  from the sale of  marketable  securities.
Financing  activities  provided cash of $4.7 million primarily from the proceeds
of the issuance of common stock upon  exercise of employee  stock  options under
the stock option and stock purchase plans.

     Cash  provided  by  operating  activities  in 2001 was  $42.5  million  and
resulted primarily from a substantial  decrease in accounts  receivable of $51.1
million due to decreased  revenue and strong  collections in the fourth quarter,
depreciation  and  amortization  expense  of $24.4  million,  and  increases  in
unearned  maintenance of $9.8 million related to prepaid maintenance  contracts,
partially  offset by a net loss of $16.6 million,  decreases in accounts payable
of  $8.2  million  resulting  from  reduced   spending,   decreases  in  accrued
compensation  and  benefits of $8.1  million  primarily  due to a  reduction  in
bonuses,  and a reduction in federal  income tax payable of $5.6  million.  Cash
used for investing  activities in 2001 was $41.9 million consisting primarily of
capital expenditures of $14.1 million and net purchases of marketable securities
of $28.1 million. Cash provided by financing activities in 2001 was $7.8 million
consisting primarily of proceeds from the issuance of common stock upon exercise
of employee  stock options under our stock option and stock  purchase  plans and
income tax benefit from exercised stock options.

     Cash  provided  by  operating  activities  in 2000 was  $55.0  million  and
resulted  primarily  from net income of $38.5  million,  an increase in unearned
maintenance  revenue related to prepaid  maintenance  contracts of $7.5 million,
$14.4 million stock option income tax benefit, and depreciation and amortization
expense of $19.8 million,  partially offset by increases in accounts  receivable
of $19.9 million  resulting from increased revenue in the fourth quarter of 2000
compared to the prior year,  and increases in prepaid  expenses of $4.9 million.
Cash used for investing  activities in 2000 totaled  $47.8  million,  consisting
primarily  of  capital  expenditures  of  $27.7  million  and  cash  paid for an
acquisition of $20.0 million.  Cash provided by financing activities in 2000 was
$24.7  million,  consisting  primarily  of proceeds  from the issuance of common
stock upon  exercise of employee  stock options under our stock option and stock
purchase plans.

                                       29


     Our capital expenditures were $10.8 million in 2002, $14.1 million in 2001,
and $27.7 million in 2000. Our primary capital  expenditures  during these years
were  for  research  and  development  equipment,   demonstration  and  training
equipment,  enhancements to our internal network and business systems, leasehold
improvements  on leased  property,  and  furniture.  Spending was  significantly
reduced in an effort to contain expenses while the company  experienced  reduced
revenues from the downturn in the economy in 2002 and 2001.

     We have a one-year,  $5.0 million  multi-currency  revolving line of credit
that expires on June 27, 2003.  Borrowings  under the  arrangement are unsecured
and bear  interest at one hundred and  twenty-five  basis points over the London
Interbank  Offered  Rate.  A standby  letter of credit  fee of one  hundred  and
twenty-five  basis points per annum and an annual  commitment fee of fifty basis
points is  assessed  against  any  undrawn  amounts.  There  were no  borrowings
outstanding at December 31, 2002. We are subject to certain financial  covenants
that include,  but are not limited to,  compliance  with specific  balance sheet
ratios,  no two  consecutive  quarterly  losses,  an aggregate loan limit to the
officers not to exceed $5.0 million,  and a capital expenditure limit under this
line of credit.  As of December 31,  2002,  we were in  compliance  with all the
covenants.  We are prohibited from paying cash dividends  during the term of the
arrangement.

     Our principal sources of short and long-term  liquidity consist of existing
cash balances and funds generated from future operations.  We had total cash and
investments of $185.2 million at December 31, 2002, compared with $172.2 million
at December 31, 2001, and we regularly review our cash funding  requirements and
attempt to meet those  requirements  through a  combination  of cash on hand and
cash  provided by  operations.  Our ability to increase  revenues  and  generate
profits is subject  to  numerous  risks and  uncertainties  and any  significant
decrease in our revenues or profitability  could reduce our operating cash flows
and erode our existing cash balances. During 2001 and continuing into 2002 lower
capital  spending  in the IT  sector  resulted  in  lower  revenue  for  us.  No
assurances can be given that this trend will improve or that we will continue to
be able to generate  positive  operating  cash flows or that we will continue to
maintain or grow our existing cash balances. See "Risk Factors".

     We  believe  that our  present  cash  balances,  together  with  internally
generated funds and credit lines, will be sufficient to meet our working capital
and capital expenditures  throughout 2003. We anticipate capital expenditures of
approximately  $19.1  million in 2003 and we have no long-term  debt at December
31, 2002.

     Commitments.  We  lease  certain  of  our  facilities  under  noncancelable
operating lease  arrangements that expire at various dates through 2013. We have
certain  royalty  commitments  associated with licensing of third party products
that require minimum payments or contractual prepayments.

     The  following  table   summarizes   future  minimum   payments  for  these
obligations as of December 31, 2002:


                                                                             (In thousands)
                                                          Payments Due by Period           
                                                               2004-      2006-
                                           Total    2003       2005       2007  Thereafter 
Contractual obligations
  Operating leases                     $  63,604   13,815    22,134     18,840   $   8,815
  Third party licensing contracts          3,810    3,810                                  
Total contractual cash obligations     $  67,414   17,625    22,134     18,840   $   8,815 

     We have a $5.0 million line of credit and we have bank guarantees issued in
local  currencies  in Europe  and Asia as  discussed  in Note 18 of the Notes to
Consolidated Financial Statements.

                                       30


     The following table summarizes  future minimum  commercial  commitments for
these obligations as of December 31, 2002:


                                                                               (In thousands)
                                                  Amount of Commitment Expiration Per Period 
                                         Total
                                       Amounts                   2004-     2006-
                                     Committed         2003      2005      2007   Thereafter 
Other commercial commitments:
  Lines of Credit                    $   5,000        5,000         -         -      $    -
  Secured and unsecured bank
     guarantees                          1,042          165       459       132      $  286  
Total commercial commitments         $   6,042        5,165       459       132      $  286  


                                  OTHER MATTERS

European Monetary Union.   On January 1, 1999, 11 of the 15 member  countries of
the European Union  established  fixed  conversion  rates between their existing
sovereign  currencies and the euro.  These countries agreed to adopt the euro as
their common legal currency from that date. The legacy currencies remained legal
tender in these  countries as a denomination of the euro between January 1, 1999
and January 1, 2002.  Beginning on January 1, 2002,  euro-denominated  bills and
coins were issued for cash  transactions.  For a period of up to six months from
that date, both legacy  currencies and the euro were legal tender.  On or before
July 1, 2002, the  participating  countries  withdrew all legacy  currencies and
exclusively used the euro.

     We made the necessary  changes to our internal  business systems to support
transactions  denominated in the euro,  including  establishing euro price lists
for affected countries. We have been transacting in the euro currency since 1999
and have  evaluated the impact the euro has had on our  financial  condition and
results of  operations.  Based on this  evaluation  to date, we currently do not
believe  that  there has been or will be a material  impact on our  consolidated
financial condition or results of operations as a result of the euro conversion.

Impact of Recently Issued Accounting Pronouncements.   In  June 2001,   the FASB
issued SFAS No. 141, "Business  Combinations," which was effective  immediately.
SFAS No. 141 requires  that the purchase  method of  accounting  be used for all
business  combinations  initiated  after June 30, 2001;  and it  eliminated  the
pooling-of-interests  method.  The  adoption  of this  standard  did not  have a
significant  impact on our  consolidated  financial  statements.  Our April 2002
acquisition  of certain  assets and  certain  liabilities  of eGrail,  Inc.  was
accounted  for in  compliance  with this  pronouncement  (see Note 3 of Notes to
Consolidated Financial Statements).

     In June 2001, the FASB issued SFAS No. 142,  "Goodwill and Other Intangible
Assets," which we adopted  January 1, 2002.  SFAS No. 142 requires that goodwill
and other intangible assets with indefinite useful lives no longer be amortized,
but instead be tested for  impairment  at least  annually  and written down when
impaired.  SFAS No. 142 requires purchased intangible assets other than goodwill
to be amortized  over their useful lives unless these lives are determined to be
indefinite. In accordance with this Standard, we no longer amortize goodwill and
indefinite life intangible  assets but evaluate their carrying value annually or
when events or circumstances indicate that their carrying value may be impaired.
Assembled  workforce no longer meets the  definition of a separately  identified
intangible  asset under the provisions of SFAS No. 141,  Business  Combinations,
and the unamortized  balance of $182,000 was reclassified as goodwill at January
1, 2002.  We ceased  amortizing the  goodwill balance  of $10.1 million from our
2000 acquisition of Applications  Partner, Inc. as of January 1, 2002. We had no

                                       31


indefinite life intangible assets as of January 1, 2002. In accordance with SFAS
No. 142, we were required to perform a two-step transitional  impairment review.
We  completed  the  first  step of  this  review  by  June  30,  2002  with  the
determination  of the fair  value of our  reporting  units in order to  identify
whether the fair value of each reporting unit was less than its carrying  amount
as of January 1, 2002. In the event that the fair value of each  reporting  unit
was less than the carrying amount, the second step of the test would be required
to determine if the carrying value of goodwill  exceeded the implied  value.  We
determined  that we did not have a transitional  impairment of goodwill  because
the fair value of each  reporting  unit  exceeded  its  carrying  amount.  As of
December 31, 2002, no impairment of goodwill has been recognized.  Goodwill will
also be tested for impairment in the manner  described above on July 1st of each
year or earlier if  indicators  of  potential  impairment  exist.  If  estimates
change, a materially different impai