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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-Q

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934 

For the Quarterly Period Ended September 26, 2004

 Commission File Number 1-4949


CUMMINS INC.

(Exact name of registrant as specified in its charter)

Indiana
(State of Incorporation)

35‑0257090
(IRS Employer Identification No.)

                                                                        500 Jackson Street
                                                                              Box 3005

                                                        
Columbus, Indiana 47202-3005
                                                     
(Address of principal executive offices)

                                                                Telephone (812) 377-5000

                                           (Registrant's telephone number, including area code)

            Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X   No o

            Indicate by check mark whether the registrant is an accelerated filer (as defined in Rule 12b‑2 of the Exchange Act). Yes X   No o

            As of September 26, 2004, there were 45,517,087 shares of $2.50 par value per share common stock outstanding.



                                       CUMMINS INC. AND CONSOLIDATED SUBSIDIARIES
                                                                             TABLE OF CONTENTS
                                                              QUARTERLY REPORT ON FORM 10-Q
                                                     FOR THE QUARTER ENDED SEPTEMBER 26, 2004

  

Page

PART I. FINANCIAL INFORMATION

   

Item 1.

Financial Statements (Unaudited)

   

   

  

Consolidated Statements of Earnings for the three and nine months ended September 26,

     3

2004 and September 28, 2003

   

Consolidated Balance Sheets at September 26, 2004 and December 31, 2003

    4

   

Consolidated Statements of Cash Flows for the nine months ended September 26, 2004

     5

and September 28, 2003

   

Notes to the Consolidated Financial Statements

     6

   

Item 2.

Management's Discussion and Analysis of Financial Condition and Results of Operations

   17

   

Item 3.

Quantitative and Qualitative Disclosures About Market Risk

   33

   

Item 4

Controls and Procedures

   34

   

PART II. OTHER INFORMATION

   

Item 1.

Legal Proceedings

   34

   

Item 2.

Changes in Securities, Use of Proceeds and Issuer Purchases of Equity Securities

   35

   

Item 6.

Exhibits and Reports on Form 8‑K

   35

   

Signatures

   36

 



                                                                                  PART I.  FINANCIAL INFORMATION

ITEM 1. Financial Statements

CUMMINS INC. AND CONSOLIDATED SUBSIDIARIES CONSOLIDATED STATEMENTS OF EARNINGS 

(Unaudited)

Third Quarter Ended

Nine Months Ended

 

September 26,

September 28,

September 26,

September 28,

$ Millions, except per share amounts

2004

2003

2004

2003

         
Net sales (includes related party sales of
    $165, $278, $534 and $712, respectively)

$ 2,194

 $ 1,634

 $ 6,089

$ 4,560

Cost of goods sold (includes related party purchases
    of $36, $145, $226 and $398, respectively)

   1,760

    1,341

    4,882

   3,773

Gross margin

     434

       293

    1,207

      787

Expenses and other income:        
   Selling and administrative expenses

       260  

      208

       734

      603

   Research and engineering expenses

        60

        51

       175

      148

   Equity, royalty and other income from investees

        (26)

        (20)

         (73)

       (44)

   Interest expense

        28

        25

         82

       65

   Other income, net (Note 9)

            (6)   

          (7)

             (1)   

       (17)

Earnings before income taxes, minority interest
  and dividends on preferred securities of subsidiary trust

        118  

        36

        290

       32

(Benefit) provision for income taxes (Note 13)

          (4)

          9

         44

         5

Minority interest in earnings of consolidated subsidiaries

          6 

          3

         15

         9

Dividends on preferred securities of subsidiary trust

          -  

           -

           -

        11

Net earnings

$      116 

$      24

$     231

$        7

         
         
Earnings Per Share (Note 11):        
   Basic

 $   2.71

$     0.62

$    5.54

$    0.18

   Diluted

 $   2.40

$     0.60

$    4.95

$    0.18

         
         
Cash dividends declared per share     

 $     0.30

$     0.30

$    0.90

$    0.90

The accompanying notes are an integral part of the consolidated financial statements.

 

 



CUMMINS INC. AND CONSOLIDATED SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS
                                    (Unaudited)

 

 

September 26,

December 31,*

$ Millions

   2004

   2003

ASSETS

Current assets

   Cash and cash equivalents

 $      421

$    108       

   Marketable securities

            86  

87       

   Receivables, net

       1,111

772       

   Receivables from related parties

            93

157       

   Inventories (Note 3)

          998

733       

   Other current assets

         284

273       

Total current assets

       2,993

2,130       

Long-term assets:

 Property, plant and equipment, net of accumulated depreciation of

      $2,206 and $1,774

   1,570

1,347      

 Investments in and advances to equity investees

          258

339      

 Goodwill

          353

344      

 Other intangible assets, net

             91  

92      

 Deferred income taxes

          711 

663      

 Other assets

         192 

  211      

Total assets

$    6,168

$ 5,126      

 

   

LIABILITIES AND SHAREHOLDERS' EQUITY

Current liabilities:

    Loans payable

$          49

$      28       

    Current maturities of long-term debt

          275

21       

    Accounts payable

          845

557       

    Accrued product coverage and marketing expenses

          300

246       

    Other accrued expenses

          672

539       

 Total current liabilities

       2,141

1,391       

Long-term liabilities:

   Long-term debt

       1,268

1,380       

   Pensions

          387

446       

   Postretirement benefits other than pensions

          572

577       

   Other long-term liabilities

          325

260       

Total liabilities

   4,693

4,054       

Commitments and contingencies (Note 8)

Minority interests

       192

123       

Shareholders' equity:

 

 

   Common stock, $2.50 par value, 150 million shares authorized

       48.2 and 48.3 million shares issued

           121

121       

   Additional contributed capital

       1,156

1,113       

   Retained earnings

          760

569       

   Accumulated other comprehensive loss (Note 10)

        Minimum pension liability

          (435)

(434)      

        Other components, net

            (83)

(58)      

   Common stock in treasury, at cost, 2.7 and 5.6 million shares

          (108)

(225)      

   Common stock held in trust for employee benefit plans,

      2.2 and 2.3 million shares 

          (106)

(113)      

   Unearned compensation

            (22)

(24)      

Total shareholders' equity

            1,283

949       

Total liabilities and shareholders' equity

   $       6,168

$ 5,126       

 * Derived from audited financial statements.  

The accompanying notes are an integral part of the consolidated financial statements.


 

 

CUMMINS INC. AND CONSOLIDATED SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
            (Unaudited)

          Nine Months Ended

September 26,

September 28,

$ Millions 

2004

2003

Cash flows from operating activities
Net earnings        $    231      $           7
   Adjustments to reconcile net earnings to net

         

                 

     cash flows provided by operating activities:

         

             

        Depreciation and amortization              199                165
      Equity in earnings of investees, net of dividends              (10)                 (31)
        Minority interest in earnings of consolidated subsidiaries               15                    9
        Pension expense               68                  47
        Pension contributions            (115)               (104)
        Stock-based compensation expense               12                  16
        Tax benefit on stock options exercised

    21

          -

        Amortization of gain on swap unwind

     (5) 

       (5)

        Translation and hedging activities

   (11)

       (7)

   Changes in assets and liabilities:

        

             

        Receivables

  (250)  

       (132)

        Inventories

  (212)  

         (79)

        Accounts payable

 253

        139

        Accrued expenses

 156

          (27)

   Other

      16

15          

Net cash provided by operating activities

            368

13          

     
Cash flows from investing activities