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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

[ X ] Annual Report Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

For the fiscal year ended December 31, 1994

or

[ ] Transition Report Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Commission file number 1-7784

CENTURY TELEPHONE ENTERPRISES, INC.

A Louisiana Corporation I.R.S. Employer Identification
No. 72-0651161


100 Century Park Drive, Monroe, Louisiana 71203

Telephone number (318) 388-9500

Securities registered pursuant to Section 12(b) of the Act: Common Stock,
par value $1.00

Exchange on which registered: New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark whether the Registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange
Act of 1934 during the preceding 12 months (or for such shorter period
that the Registrant was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days.
Yes [X] No [ ]

Indicate by check mark if disclosure of delinquent filers pursuant to
Item 405 of Regulation S-K is not contained herein, and will not be
contained, to the best of Registrant's knowledge, in definitive proxy or
information statements incorporated by reference in Part III of this
Form 10-K or any amendment to this Form 10-K. [X]

As of February 28, 1995, the aggregate market value of voting stock held
by non-affiliates (affiliates being for these purposes only directors
and executive officers) was approximately $1.8 billion.

As of February 28, 1995, there were 58,204,027 shares of common stock
outstanding.

DOCUMENTS INCORPORATED BY REFERENCE:

Portions of the Proxy Statement prepared in connection with the 1995
annual meeting of shareholders are incorporated in Part III of this
Report.







PART I



Item 1. Business



General. Century Telephone Enterprises, Inc. ("Century") is a regional

diversified telecommunications company that is primarily engaged in

providing traditional telephone services and cellular telephone

communications services. For the year ended December 31, 1994, telephone

operations and mobile communications operations (substantially all of

which are comprised of the Company's cellular telephone operations)

provided 72% and 28%, respectively, of the consolidated revenues of

Century and its subsidiaries (the "Company"). All of the Company's

operations are conducted within the continental United States.



At December 31, 1994 the Company's telephone subsidiaries operated over

454,000 telephone access lines, primarily in rural, suburban and small

urban areas in 14 states, with the largest customer bases located in

Wisconsin, Louisiana, Michigan and Ohio. According to published sources,

the Company is the fifteenth largest local exchange telephone company in

the United States based on the number of access lines served.



Whenever used herein with respect to the Company, the term "pops" means

the population of licensed cellular telephone markets (based on

independent third-party population estimates) multiplied by the Company's

proportionate equity interests in the licensed operators thereof. The

term "MSA" means a Metropolitan Statistical Area for which the Federal

Communications Commission (the "FCC") has granted a cellular operating

license. The term "RSA" means a Rural Service Area for which the FCC has

granted a cellular operating license. The term "wireline license" refers

to the cellular operating license initially reserved by the FCC for

companies providing local telephone service in the licensed market and the

term "non-wireline license" refers to the license initially reserved for

licensees unaffiliated with such local telephone companies.



At December 31, 1994 the Company, through its cellular operations,

owned approximately 7.1 million pops (which includes approximately 300,000

pops the Company either sold during the first quarter of 1995 or which are

subject to sale pursuant to definitive agreements) in 28 MSAs, primarily

concentrated in Michigan, Louisiana, Mississippi and Texas, and 31 RSAs,

most of which are in Michigan, Louisiana and Arkansas. The Company is the

majority owner and operator in 19 of the MSAs and 12 of the RSAs, which

collectively represent 5.5 million pops, and has minority interests in the

other MSAs and RSAs, which collectively represent 1.6 million pops. Of

the Company's 7.1 million pops, approximately 76% are attributable to the

Company's MSA interests, with the balance attributable to its RSA

interests. According to data derived from published sources, at December

31, 1994 the Company was the seventeenth largest cellular telephone

company in the United States based on the Company's owned pops. At

December 31, 1994, the Company's majority-owned and operated cellular

systems had more than 211,000 cellular subscribers. Except for five MSAs,

all of the cellular systems operated by the Company are operated under

wireline licenses.

1


Recent Acquisitions and Dispositions. In February 1994 the Company

acquired Celutel, Inc. ("Celutel"), which currently provides cellular

mobile telephone services to approximately 35,000 customers in three MSA

non-wireline cellular markets in Mississippi and two MSA non-wireline

cellular markets in Texas which have a combined population of 1.5 million.

Celutel's share of these pops is approximately 1.2 million. In March 1994

Century acquired a local exchange telephone company in Michigan which

currently serves approximately 2,600 telephone access lines and which owns

a 13% interest in a cellular partnership which has been operated by the

Company for several years. In November 1994 the Company exchanged its

Minnesota RSA 6 non-wireline cellular system for a 100% interest in the

Pine Bluff, Arkansas MSA wireline cellular system plus $10.5 million cash.

The Pine Bluff MSA has a population of approximately 85,000. In January

1995 Century acquired Tele-Max, Inc. and its affiliates. In connection

with this acquisition, Century acquired approximately 5,300 telephone

access lines in a suburban community north of Dallas, Texas and a one-half

of one percent interest in the Dallas MSA wireline cellular system (which

represents approximately 20,000 pops). In connection with its exercise of

first refusal purchase rights during 1994, the Company increased its

ownership in markets in which it already holds interests by approximately

35,000 pops.



In accordance with its strategy of clustering its telephone and

cellular businesses, Century sold its paging operations in October 1994.

In addition, during late 1994 the Company entered into definitive

agreements to sell its ownership interests in several RSAs located

primarily in western states and two MSAs located in the midwest, which in

the aggregate represent approximately 300,000 pops. Certain of these

transactions were consumated during the first quarter of 1995.



The Company is continually evaluating the possibility of acquiring

additional telephone access lines and cellular interests in exchange for

cash, securities or both. Although the Company's primary focus will

continue to be on acquiring telephone and cellular interests that are

proximate to its properties or that serve a customer base large enough for

the Company to operate efficiently, other communications interests may

also be acquired.



Other. The Company also provides long distance, operator and

interactive services in certain local and regional markets, as well as

certain printing and related services, and has recently entered the

competitive access business. During 1994 the Company's newly-formed

competitive access subsidiary obtained franchises and rights-of-way to

build a fiber optic network which will allow the Company to offer voice,

data and certain video services in Fort Worth and Arlington, Texas, along

with a portion of downtown Dallas. Century expects to begin offering

these services in the second quarter of 1995. The Company's competitive

access subsidiary has also obtained a franchise to provide similar

services in Austin, Texas and is currently attempting to obtain rights-of-

way in this market. The results of all of these other operations are

recorded for financial reporting purposes in "Other income and expense".


2


As of December 31, 1994, the Company employed approximately 3,000

persons, of which approximately 200 employees located in Ohio are covered

by a three-year collective bargaining agreement between the Company and

the Communications Workers of America. The agreement lapses on March 30,

1997.



Century was incorporated under Louisiana law in 1968 to serve as a

holding company for several telephone companies acquired over the previous

15 to 20 years. Century's principal executive offices are located at 100

Century Park Drive, Monroe, Louisiana 71203 and its telephone number is

(318) 388-9500.



TELEPHONE OPERATIONS



The Company is the fifteenth largest local exchange telephone company

in the United States, based on the more than 454,000 access lines it

served at December 31, 1994. Currently, the Company operates over 500

central office and remote switching centers in its telephone operating

areas. Over the past decade, Century has installed digital switching

platforms throughout much of its switching network. At December 31, 1994,

95% of Century's total access lines were digitally switched. Through its

operating telephone subsidiaries, Century provides services to

predominately rural, suburban and small urban markets in 14 states. The

table below sets forth certain information with respect to Century's

access lines as of December 31, 1994:




Number of Percent of Percent
State access lines access lines digital
------------------------------------------------------------------

Wisconsin 98,323 22% 92%

Louisiana 84,785 19 98

Michigan 80,032 18 100

Ohio 70,436 15 100

Arkansas 37,554 8 83

Texas 28,741 6 100

Tennessee 21,343 5 100

Mississippi 13,062 3 100

Colorado 5,763 1 100

New Mexico 4,713 1 74

Indiana 4,610 1 100

Idaho 3,949 1 100

Arizona 1,469 0 0

Iowa 183 0 100
----------------------------------------------------------------
454,963 100% 95%
================================================================

3



As indicated in the following table, Century has experienced growth

in its telephone operations over the past several years, a substantial

portion of which was attributable to acquisitions of other telephone

companies and to the expansion of services:

Year Ended or As of December 31,
-----------------------------------------------------------------------
1994 1993 1992 1991
-----------------------------------------------------------------------
(Dollars in thousands)

Access lines 454,963 434,691 397,300 314,819

% Residential 79% 80 81 81

% Business 21% 20 19 19

Operating revenues $ 389,438 348,485 297,510 235,796

Capital expenditures $ 152,336 131,180 108,974 73,913



Future growth in telephone operations is expected to be derived from

(i) acquiring additional telephone companies, (ii) providing service to

new customers, (iii) upgrading existing customers to higher grades of

service, (iv) increasing network usage and (v) providing additional

services made possible by advances in technology and changes in

regulation. For information on developing competitive trends, see "-

Regulation and Competition."



Services



The Company's telephone subsidiaries derive revenue from providing (i)

local telephone services, (ii) network access and long distance services

and (iii) other related services. The following table reflects the

percentage of telephone operating revenues derived from these respective

services:


1994 1993 1992
-------------------------------------------------------------------------

Local service 25.7% 25.4 26.3

Network access and long distance 62.6 62.3 61.4

Other 11.7 12.3 12.3
-------------------------------------------------------------------------
100.0% 100.0 100.0
=========================================================================


Local service revenues are generated by the provision of local exchange

telephone services in the Company's franchised service areas.


4



Network access and long distance revenues primarily relate to services

provided by the Company to interexchange carriers (long distance carriers)

in connection with the use of the Company's facilities to originate and

complete interstate and intrastate long distance telephone calls.

Substantially all of the Company's interstate network access revenues are

derived through pooling arrangements administered by the National Exchange

Carrier Association ("NECA"). NECA receives access charges billed by the

Company and other participating local exchange carriers ("LECs") to

interstate long distance carriers and other LEC customers for use of the

participating LECs' local exchange networks to complete long distance

calls and subsequently distributes these revenues to such LECs based on

cost separation studies or average schedule settlement agreements. The

charges billed to the long distance carriers and other LEC customers are

based on tariffed access rates filed with the FCC by NECA on behalf of the

Company and other participating LECs. Interstate revenues as a percentage

of telephone operating revenues amounted to 33.7%, 32.1% and 31.4% in

1994, 1993 and 1992, respectively.



Certain of the Company's intrastate network access revenues are derived

through access charges billed by the Company directly to intrastate long

distance carriers and other LEC customers. Such intrastate network access

charges are based on access tariffs which are subject to state regulatory

commission approval. Additionally, certain of the Company's intrastate

network access revenues, along with intrastate long distance revenues, are

derived through state pooling arrangements and are determined based on

cost separation studies or special settlement arrangements.



The installation of digital switches and related software continues to

be an important component of the Company's growth strategy because it

allows the Company to offer new services (such as call forwarding,

conference calling, caller identification, selective call ringing and call

waiting) and to thereby increase utilization of existing access lines. In

1994 the Company continued to expand its list of premium services offered

in certain service areas and aggressively marketed these services. In

addition, with digital switching the Company has been able to construct

centralized electronic monitoring facilities that allow employees to

detect operating malfunctions in digital switches and, in many cases, to

correct the malfunctions without a site visit by the Company's personnel,

thereby reducing maintenance costs.



The Company is installing fiber optic cable in certain areas in which

it operates and has provided alternative routing of telephone service over

fiber optic cable networks in several of its strategic operating areas.

At December 31, 1994, the Company had approximately 1,360 miles of fiber

optic cable in place.



Other revenues include revenues related to (i) leasing, selling,

installing, maintaining and repairing customer premise telecommunications

equipment and wiring, (ii) providing billing and collection services for

interexchange carriers, (iii) leasing network facilities and (iv)

participating in the publication of local directories. Certain large

telecommunications companies for which the Company currently provides

billing and

5


collection services have indicated their desire to reduce

their billing and collection expenses, which may lead to reduced future

billing and collection revenues.



For further information on the regulation of the Company's revenues,

see "-Regulation and Competition."



Federal Financing Programs



Certain of the Company's telephone subsidiaries receive long-term

financing from the Rural Utilities Service ("RUS") (formerly the Rural

Electrification Administration or REA), the Rural Telephone Bank ("RTB")

and the Federal Financing Bank ("FFB"). The RUS has made long-term loans

to telephone companies since 1949 for the purpose of improving telephone

service in rural areas. The RUS continues to make new loans at interest

rates that range from 5% to 7% based on borrower qualifications and the

cost of money to the United States government. The RTB, established in

1971, makes long-term loans at interest rates based on its average cost of

funds as determined by statutory formula (such rates ranged from 6.05% to

6.35% for the fiscal year ended September 30, 1994), and in some cases

makes loans concurrently with RUS loans. In addition, the RUS guarantees

certain loans made to telephone companies by the FFB or other qualified

lenders. A significant portion of the Company's telephone plant is

pledged or mortgaged to secure obligations of the Company's telephone

subsidiaries to the RUS, RTB and FFB. The amount of common stock

dividends that may be paid by the Company's telephone subsidiaries is

limited by certain financial requirements set forth in the financing

agreements.



Certain of the Company's telephone subsidiaries have made applications

for additional loans from the RUS and intend to make further applications

as needs arise. There is no assurance that these applications will be

accepted or that the terms or interest rates of any future loan

commitments will remain favorable. Federal budget proposals which could

significantly reduce or eliminate the availability of new loan commitments

under the RUS and RTB programs were considered in recent years and are

expected to continue to be considered. If the Company's telephone

subsidiaries are unable to borrow additional funds through the RUS and RTB

programs and are forced to borrow from conventional lenders at market

rates, the Company's cost of new loans might increase.



For additional information regarding the Company's financing, see the

Company's consolidated financial statements included in Item 8 herein.



Regulation and Competition



Traditionally, LECs have operated as regulated monopolies.

Consequently, the majority of the Company's telephone operations are

regulated extensively by various state regulatory agencies (generally

called public

6


service commissions or public utility commissions) and by the FCC. As

discussed in greater detail below, various aspects of federal and state

regulation have recently been subject to extensive modification and re-

examination, which has generally relaxed the regulation of LECs. As

further discussed below, several legislative and regulatory initiatives

and technological changes have allowed competition in traditionally

monopolistic segments of the industry. Although Century anticipates that

these trends towards relaxed regulation and increased competition will

continue, the form and degree of future regulation and competition is

unknown.



State Regulation. The local service rates and intrastate access

charges of substantially all of the Company's telephone subsidiaries are

regulated by state regulatory commissions that traditionally have

regulated pricing through "rate of return" regulation that focuses on

authorized levels of earnings by LECs. Most of these commissions also (i)

regulate the purchase and sale of LECs, (ii) prescribe depreciation rates

and certain accounting procedures and (iii) regulate various other

matters, including certain service standards and operating procedures. In

certain states, construction and/or financing plans are also subject to

regulatory approval.



In recent years, Ohio, Michigan, Wisconsin, Louisiana and other state

legislatures and regulatory commissions have either begun to relax the

regulation of LECs or have announced their intention to review such

regulation, and it is expected that this trend will continue. This

relaxed regulatory oversight of certain of the Company's telephone

operations may allow the Company to offer new and competitive services

faster than under the traditional regulatory process. Coincident with

these efforts is the introduction of competition into traditionally

monopolistic segments of the industry. For a discussion of legislative,

regulatory and technological changes that have introduced competition into

the local exchange industry, see "-Developments Affecting Competition."



Substantially all of the state regulatory commissions have statutory

authority, the specific limits of which vary, to initiate and conduct

earnings reviews of the LECs that they regulate. As part of the movement

towards deregulation, several states are moving away from traditional rate

of return regulation towards price cap regulation and incentive regulation

(which are similar to the FCC regulations discussed below), and are

actively encouraging larger LECs to adopt these newer forms of price

regulation. The continuation of this trend may lead to fewer earnings

reviews in the future. Currently, however, most of the Company's LECs

continue to be regulated under rate of return regulation. After

initiating an informal earnings review during 1993 of all independent LECs

in Louisiana, the Louisiana Public Service Commission ("LPSC") recently

docketed a formal earnings review of such carriers. In addition, the

Public Service Commission of Wisconsin ("PSCW") is examining transactions

in which Century and its service subsidiaries provided various services

and materials to the Company's Wisconsin LECs. There is no assurance that

these reviews (or any other future review in these or other states) will

not lead to future revenue reductions or customer refunds. Moreover, in

light of the movement away from traditional rate of return regulation, no

assurance can be given that the Company's LECs will continue to earn the

same rate of return that they achieved in recent years.

7


FCC Regulation. The FCC regulates the interstate services provided by

the Company's telephone subsidiaries primarily by regulating the

interstate access charges that are billed to interexchange carriers and

other LEC customers by the Company for use of its local network in

connection with the origination and termination of interstate telephone

calls. Additionally, the FCC has prescribed certain rules and regulations

for telephone companies, including regulations regarding the use of radio

frequencies; a uniform system of accounts; and rules regarding the

separation of costs between jurisdictions and, ultimately, between

services.



Effective January 1, 1991 the FCC adopted price-cap regulation relating

to interstate access rates for the Regional Bell Operating Companies

("RBOCs") and GTE. An annual opportunity to elect price-cap regulation is

available for other LECs. Under price-cap regulation, limits imposed on a

company's interstate rates will be adjusted periodically to reflect

inflation, productivity improvement and changes in certain non-

controllable costs. In May 1993 the FCC adopted an optional incentive

regulatory plan for LECs not subject to price-cap regulation. A LEC

electing the optional incentive regulatory plan would, among other things,

file tariffs based primarily on historical costs and not be allowed to

participate in the relevant NECA pooling arrangements. The Company has

not elected price-cap regulation or the incentive regulatory plan, but

will continue to evaluate its options on a periodic basis. Consequently,

the Company's telephone subsidiaries' authorized interstate access rate of

return is 11.25%, which is the authorized rate established by the FCC for

LECs not governed by price-cap regulation or the optional incentive

regulatory plan.



High-Cost Support Funds, Revenue Pools and Related Matters. A

significant number of the Company's telephone subsidiaries recover a

portion of their costs under federal and state cost recovery mechanisms

that traditionally have allowed LECs serving small communities and rural

areas to provide access to telecommunications services reasonably

comparable to those available in urban areas and at reasonably comparable

prices.



The FCC and certain state regulatory commissions have recently explored

or implemented initiatives to reduce, or at least review, the funding of

certain of these cost recovery mechanisms. In 1993 the eight-year phase-

in of the FCC's Universal Service Fund ("USF") was completed. In December

1993 the FCC adopted interim provisions which place certain limitations,

including a cap, on the USF growth rate during 1994 and 1995. The Company

anticipates that revenues from the USF under these interim provisions will

continue to increase in the near term, but at a lesser percentage rate

than that associated with recent prior periods. Since adopting these

interim measures, the FCC has instituted proceedings to study the

effectiveness of its high-cost assistance programs. In addition, certain

bills recently considered by Congress (which are further discussed below)

have sought review of federal high-cost assistance programs. Accordingly,

there is no assurance that cost recovery through these programs will

remain at current levels.

8


Some of the Company's telephone subsidiaries operate in states where

traditional cost recovery mechanisms, including rate structures, are under

evaluation or have been modified. There can be no assurance that these

states will continue to provide for cost recovery at current levels.



As the customer bases of the Company's LECs grow, the revenues

determined under the FCC's cost separation studies may decrease as a

result of such growth. Under a graduated scale used in such studies, LECs

serving between 50,000 and 20,000 customers, between 20,000 and 10,000

customers, and less than 10,000 customers receive increasingly higher

weightings which result in higher interstate access revenues.



Most of the Company's LECs concur with the common line and traffic

sensitive tariffs filed by NECA and participate in the access revenue

pools administered by NECA for interstate services. All of the long

distance and intrastate network access revenues of the Company's LECs are

based on access charges, cost separation studies or special settlement

arrangements. See "-Services."



Certain long distance carriers continue to request that certain of the

Company's LECs reduce intrastate access tariffed rates. In March 1994 a

major long distance carrier filed a petition with the LPSC requesting that

the LPSC investigate and lower the rates for intrastate access charges

billed to long distance carriers by certain LECs, including the Company's

LECs that operate in Louisiana. There is no assurance that these requests

will not result in decreased intrastate access revenues.



Developments Affecting Competition. The communications industry is

currently undergoing fundamental changes which may have a significant

impact on the future operations and financial performance of

telecommunications companies. Primarily as a result of legislative and

regulatory initiatives and technological changes, competition has been

introduced and encouraged in certain sectors of the telephone industry,

including interstate and intrastate toll, special and switched access

services, pay phones, customer premise equipment and, most recently, local

service. As a result, the number of companies offering competitive

services has increased. As discussed below, far-reaching federal

legislation is currently being considered which could pre-empt current

initiatives of the FCC, state legislatures and state regulatory

commissions to promote competition, all of which are likely to continue if

federal legislation is delayed or defeated.



In 1994 the United States House of Representatives passed two

telecommunications bills that proposed to substantially alter the

regulatory framework of the telecommunications industry by, among other

things, promoting local exchange competition and removing certain barriers

of entry to several lines of telecommunications businesses. No companion

bill passed in the United States Senate. Legislation is expected to be

considered in 1995 that may promote competition and deregulation to a

greater degree than the bills that passed the House in 1994. Draft bills

currently pending before the Senate would, among other things, (i)

obligate LECs, upon request, to negotiate interconnection agreements

permitting competitors to use the LECs' facilities, (ii) authorize a joint

board to study and make recommendations regarding federal universal

service
9


systems, (iii) mandate states to remove all regulations that

prohibit any entity from providing telecommunications services and to

eliminate any rate-of-return regulations relating to common carriers in

markets where the FCC determines that local networks are open and

competitive, (iv) permit common carriers to provide video programming in

their existing markets, and (v) remove, under certain circumstances,

restrictions that prevent the RBOCs from providing long distance and other

services. There is no assurance that any such bills will be enacted, or

that the terms of any legislation ultimately enacted will not differ

materially from those outlined above. While it is currently impossible to

assess the ultimate effect of these and related initiatives, there can be

no assurance that they will not materially affect the Company's

operations.



Certain states have taken legislative and/or regulatory steps to

introduce competition into the local exchange business. Since January 1,

1995, customers in one upstate New York market have been permitted to

choose their local telephone service provider pursuant to a plan approved

in late 1994 by the New York Public Service Commission. Cable companies

are also providing, or preparing to provide, telephone service in a

limited number of other markets under plans approved by state regulators.

In 1994 Wisconsin, a state in which the Company operates, enacted

legislation which, among other things, requires the PSCW to authorize

cable television operators to provide local exchange service in larger

markets, including one of the Company's markets. Although no cable

television operator has requested authorization to provide local exchange

service in the Company's market, the Company anticipates that such a

request will be forthcoming. The Company anticipates that an increasing

number of states will, to some degree, allow local service competition

with LECs. Largely as a result of these trends towards liberalized

regulation, several well-established interexchange carriers and cable

television companies have accelerated their development of networks and

facilities designed to provide local exchange services, principally in

larger cities.



In 1992 the FCC took a step toward introducing competition in the local

exchange access business by ordering that competitive access providers,

interexchange carriers and others have the right to directly interconnect

facilities to the central offices of certain larger (Tier One) telephone

companies (which do not include the Company's LECs) for the provision of

interstate special transport access services. Although this 1992 order

was overturned by a federal appellate court in mid-1994, the FCC has

requested Tier One LECs to file tariffs for a less intrusive form of co-

location. Effective February 1994, the FCC ordered Tier One LECs to allow

competing carriers to interconnect to their local exchange networks for

the purpose of providing switched access transport services. The intent

of these orders and other related FCC decisions is to allow interstate

access competition with LECs and provide LECs with limited pricing

flexibility to enable LECs to better respond to the resulting competition.

Principally as a result of these and other regulatory actions, competition

from competitive access providers and others has increased and is expected

to continue to increase. Competitive access providers, which originally

were formed in the 1980's to provide redundancy services, now provide

access competition with LECs in most larger urban areas, principally by

targeting large business customers. One competitive access provider has

been granted co-carrier status to provide local telephone service in New

York City, and similar requests are expected to be made in other states.

Although there has
10


been activity by competitive access providers in certain of the

Company's operating areas, such activity has thus far not

significantly affected the Company. The Company expects to increasingly

face competition from competitive access providers in its operating areas

located near larger urban areas and may face similar competition in its

other operating areas.



In addition to receiving services directly from competitive access

providers, interexchange carriers and other users of toll service may seek

other means to bypass LECs' switching services and local distribution

facilities, particularly if services are not strategically priced. There

are several ways which users of toll service may bypass the Company's

switching services. First, users may construct, modify or lease

facilities to transmit their traffic directly to an interexchange carrier.

Cable television companies, in particular, may be able to modify their

networks to partially or completely bypass the Company's local network.

Second, certain interexchange carriers provide services which allow users

to divert their traffic from LECs' usage-sensitive services to their flat-

rate services. Third, users may choose to use mobile communications

services to bypass LECs' switching services. Within the past two years,

each of the three largest interexchange carriers in the United States has

acquired or sought to acquire interests in mobile communications

companies, presumably in part to obtain bypass capabilities. Although

certain of the Company's telephone subsidiaries have experienced a loss of

traffic to such bypass, the impact of such loss on revenues has not been

significant. The Company and the LEC industry are seeking to address

bypass principally by adopting flexible pricing of access services where

appropriate and to the extent permitted by regulatory agencies. No

assurance can be given as to the ultimate outcome of these efforts.



Currently, cellular communications services complement traditional LEC

services. However, as the mobile communications industry matures, the

Company anticipates that existing and emerging mobile communications

technologies will increasingly compete with traditional LEC services.

Technological and regulatory developments in cellular telephone, personal

communications services, digital microwave, coaxial cable, fiber optics and

other wired and wireless technologies are expected to further permit the

development of alternatives to traditional landline services. For further

information on certain of these developments, see "Mobile Communications

Operations - Regulation and Competition."



In connection with the well-publicized convergence of

telecommunications, cable, video, computer and entertainment businesses,

several large companies have announced plans to offer products that would

significantly enhance current communications and data transmission services

and, in some instances, introduce new two-way video, entertainment, data,

consumer and other multimedia services. In particular, several large cable

television companies have announced plans that, if successfully

implemented, could provide significant competition with LECs' traditional

services. Other companies with wireline experience (including electric

utilities) are expected to explore opportunities in this market, along with

wireless companies and other emerging technology companies. Although the

development of new multimedia services is expected to initially have a

greater effect on larger urban areas, no assurance can be given as to how

the offering of these products or

11


services by others will affect the Company. For information on the

effects of these developments on the Company's cellular operations,

see "Mobile Communications Operations - Regulation and Competition."



To the extent that the telephone industry is increasingly opened to

competition by federal or state initiatives, the size and resources of each

respective competitor may increasingly influence its prospects. Many

companies currently providing or planning to provide competitive

telecommunication services have greater assets and resources than the

Company, and several are not subject to the same regulatory constraints as

the Company. Moreover, several of these companies have formed joint

ventures or alliances to better prepare themselves for competition.



The Company anticipates that the traditional operations of LECs will be

increasingly impacted by continued technological developments as well as

legislative and regulatory initiatives affecting the ability of LECs to

provide new services and the capability of cable television companies,

interexchange carriers, competitive access providers and others to provide

competitive LEC services. The Company intends to actively monitor these

developments, to observe the effect of emerging competitive trends in

initial test markets (which are expected to be large urban areas) and to

continue to evaluate new business opportunities that may arise out of

future technological, legislative and regulatory developments. Although

competition relating to services traditionally provided solely by LECs is

expected to initially affect large urban areas to a greater extent than

rural, suburban and small urban areas such as those in which the Company

operates, there is no assurance that these developments will not have an

adverse effect on the Company in the future.



MOBILE COMMUNICATIONS OPERATIONS



According to data derived from published sources, at December 31, 1994

the Company was the seventeenth largest cellular telephone company in the

United States based on the Company's owned pops. The number of pops owned

by a cellular operator does not represent the number of users of cellular

service and is not necessarily indicative of the number of potential

subscribers. Rather, this term is frequently used as a basis for

comparing the size of cellular system operators. At December 31, 1994,

the Company owned approximately 7.1 million pops (which includes

approximately 300,000 pops the Company either sold during the first

quarter of 1995 or which are subject to sale pursuant to definitive

agreements), of which approximately 5.4 million (76%) were applicable to

MSAs and approximately 1.7 million (24%) were RSA pops.



Cellular Industry



The cellular telephone industry has been in existence for just over ten

years in the United States. Although the industry is relatively new, it

has grown significantly during this period. According to the Cellular

Telecommunications Industry Association, in February 1995 there were

estimated to be over 25 million cellular

12


customers across the United States. Cellular service is now available

in substantially all areas of the United States.



Cellular mobile telephone technology was developed in response to

certain limitations of conventional mobile telephone systems. Compared to

such conventional systems, cellular mobile telephone service is capable of

high-quality, high-capacity communications to and from vehicle-mounted and

hand-held radio telephones. While conventional mobile systems limit the

number of people who can utilize the service simultaneously, cellular

systems, if properly designed and equipped, are capable of handling

thousands of calls at any given time and are capable of providing service

to tens of thousands of subscribers in a market.



In a cellular telephone system, the licensed service area is subdivided

into geographic areas, or cells. Each cell has its own transmitter and

receiver that communicates by radio signal with cellular telephones located

within the cell. Each cell is connected by a telephone circuit or

microwave to a Mobile Switching Center ("MSC"), which in turn is connected

to the worldwide telephone network.



Communications within a cellular system are controlled by the MSC

through a transfer process as a cellular telephone user moves from one cell

to another. In this process, when the signal strength of a call declines

to a predetermined level, the MSC determines if the signal strength from an

adjacent cell is greater and, if so, transfers the call to the adjacent

cell. Software which facilitates the transfer between adjacent cells of

different cellular systems using equipment of different manufacturers has

been implemented by the Company in certain markets.



Cellular telephone systems have higher subscriber capacity than

conventional mobile telephone systems because of the substantial frequency

spectrum allocated to these systems by the FCC and because frequencies can

be reused throughout the system. Frequency reuse is possible because the

transmission power of cell site equipment and mobile units is relatively

low. Therefore, signals on the same channel will not interfere with each

other if they are transmitted in cells that are sufficiently far apart.

Reuse multiplies the capacity of channels available to the system operator

and thereby increases the telephone calling capacity.



Until recently, substantially all radio transmissions of cellular

systems were conducted on an analog basis. Technological developments

involving the application of digital radio technology may offer certain

advantages over analog technologies, including expanding the capacity of

mobile communications systems, improving voice clarity, permitting the

introduction of new services, and otherwise making such systems more

efficient, more accessible, more private and eventually less expensive.

Providers of certain services competitive with cellular are currently

incorporating digital technology into their operations, and are expected to

continue to do so in the future. See "-Regulation and Competition-

Developments Affecting Mobile Communications Competition."

13


In recent years certain cellular carriers have begun to install digital

cellular voice transmission facilities in certain larger markets. During

1993 and 1994 the Company upgraded certain portions of its cellular systems

to be capable of providing digital service in the future; the Company

currently plans to implement digital service in certain markets during 1995

using the TDMA digital standard. The Company will continue to monitor the

development and implementation of this technology to determine when it will

become beneficial for the Company to install digital voice transmission

facilities in other markets. See "-Regulation and Competition-Developments

Affecting Mobile Communications Competition."



Strategy



The Company's business development strategy for its cellular telephone

operations is to secure operating control of service areas that are

geographically clustered. Clustered cellular systems aid the Company's

marketing efforts and provide various operating and service advantages.

Approximately 53% of the Company's pops in markets operated by the Company

are in a single, contiguous cluster of eight MSAs and six RSAs in Michigan;

another 21% are in a cluster of five MSAs and seven RSAs in northern and

central Louisiana, southern Arkansas and eastern Texas. See "-The

Company's Cellular Interests."



Another component of the Company's strategy for cellular operations

includes capturing revenues from roaming service. Roaming service revenues

are derived from calls made in one cellular service area by subscribers

from other service areas. Roaming service is made possible by technical

standards requiring that cellular telephones be functionally compatible

with the cellular systems in all United States market areas. The Company

charges premium rates (compared to rates charged to the Company's

customers) for roaming service provided to most non-Company customers. The

Company's Michigan cellular properties include a significant portion of the

interstate highway corridor between Chicago and Detroit; its Louisiana

properties include an east-west interstate highway and a north-south

interstate highway which intersect in its Louisiana cellular service area;

and its Mississippi properties include two east-west interstate highways,

one of which intersects with a north-south interstate highway in Jackson,

Mississippi.



Marketing



The Company coordinates the marketing strategy for each cellular

system which it operates. The Company's cellular sales force consists of

approximately 250 independent agents, which generate a significant majority

of the Company's new subscribers, and approximately 120 sales employees.

Each sales employee and independent agent solicits cellular customers

exclusively for the Company. Company sales employees are compensated by

salary and commission and independent sales agents are paid commissions.

The Company advertises its services through various means, including direct

mail, billboard, magazine, radio, television and newspaper advertisements.

14


During 1994 AT&T completed its acquisition of McCaw, the largest

cellular provider in the United States. Subject to certain regulatory

limitations, it is anticipated that AT&T will market McCaw's service under

the AT&T brand name. During 1994 several other large cellular providers

formed joint ventures to pool their cellular operating and marketing

resources.



Services, Customers and System Usage



There are a number of different types of cellular telephones, all of

which are currently compatible with cellular systems nationwide. The

Company sells a full range of vehicle-mounted, transportable, and hand-held

portable cellular telephones. Features offered in the cellular telephones

sold by the Company include hands-free calling, repeat dialing, horn alert

and others.



The Company's customers are able to choose from a variety of packaged

pricing plans which are designed to fit different calling patterns. The

Company typically charges its customers separately for custom-calling

features, air time in excess of the packaged amount, and toll calls.

Custom-calling features provided by the Company include call-forwarding,

call-waiting, three-way calling and no-answer transfer. The Company offers

a voice message service in many of its markets. This service, which

functions like a sophisticated answering machine, allows customers to

receive messages from callers when they are not available to take calls.



Cellular customers come from a wide range of occupations. They

typically include a large proportion of individuals who work outside of

their office, such as employees in the construction, real estate, wholesale

and retail distribution businesses, and professionals. More customers are

selecting portable and other transportable cellular telephones as these

units become more compact and fully featured, as well as more attractively

priced. It is anticipated that average revenue per customer will continue

to decline as additional non-commercial customers who generate fewer local

minutes of use are added as subscribers and as competitive pressures

intensify and place downward pressure on rates. See "-Regulation and

Competition."



Most cellular systems allow a customer to place or receive a call in a

cellular service area away from the customer's home market area. The

Company has entered into "roaming agreements" with operators of other

cellular systems covering virtually all systems in the United States; such

agreements offer the Company's customers the opportunity to roam in these

systems. These reciprocal agreements automatically pre-register the

customers of the Company's system in the other carriers' systems. Also, a

customer of a participating non-Company system traveling in a market

operated by the Company where this arrangement is in effect is able to

automatically make calls on the Company's system. The charge to a non-

Company customer for this service is typically at premium rates, and is

billed by the Company to the customer's home system, which then bills the

customer. Occasionally, the Company will enter into reciprocal agreements

with other cellular carriers to settle roaming usage at a rate different

from such premium rates. In some instances, based on competitive factors,

the Company may charge a lower amount to its customers than the amount

actually charged by another cellular

15



carrier for roaming. The Company anticipates that competitive factors

and industry consolidation may place downward pressures on charging

premium roaming rates. For additional information on roaming revenue,

see "-Strategy."



The Company is a founding partner and participant in a national alliance

of certain leading wireline cellular operating companies which plans to

design, develop and implement a virtual national cellular network under the

name MobiLink. This cellular alliance intends to offer, among other

things, a customer satisfaction guarantee and certain quality standards.



During 1993 and 1994, the Company's cellular subsidiaries experienced

strong subscriber growth in the fourth quarter, primarily due to increased

holiday season sales. According to the Cellular Telecommunications

Industry Association, industry-wide cellular sales have been seasonally

strong in the fourth calendar quarter for the past several years.



The following table summarizes, among other things, certain information

about the Company's customers and market penetration:


Year Ended or At December 31,
----------------------------------
1994 1993 1992
---- ---- ----


Majority-owned and operated MSA and
RSA systems (Note 1):
Cellular systems operated 31 26 25
Total population of systems
operated (Note 2) 6,359,699 5,015,463 4,813,985
Customers (Note 3):
At beginning of period 116,484 73,084 51,083
Additions 110,636 62,564 32,622
Net acquisitions/dispositions 30,743 - 3,091
Disconnects 46,153 19,164 13,712
At end of period 211,710 116,484 73,084
Market penetration at end of
period (Note 4) 3.33% 2.32% 1.52%
Construction expenditures
(in thousands) $ 39,937 $ 56,070 $ 10,806

All operated MSA and RSA systems
(Note 5):
Cellular systems operated 36 31 31
Total population of systems
operated (Note 2) 7,445,571 6,084,794 5,997,360
Customers at end of period (Note 6) 227,140 124,908 77,106
Market penetration at end of
period (Note 4) 3.05% 2.05% 1.29%
- -------------------------
Notes:

1. Represents the number of systems in which the Company owned at
least a 50% interest and which it operated. The revenues and expenses of
these cellular markets are included in the Company's consolidated operating
revenues and operating expenses.
2. Based on independent third-party population estimates for each
respective year.
3. Represents the approximate number of revenue-generating cellular
telephones served by the cellular systems referred to in note 1.
4. Computed by dividing the number of customers at the end of the
period by the total population of systems operated.
5. Represents the total number of systems that the Company operated,
including systems in which it does not own a majority interest.
6. Represents the approximate number of revenue-generating cellular
telephones served in all systems that the Company operated, including
systems in which it does not own a majority interest.

16


The Company's Cellular Interests



The Company obtained the right to provide cellular service through

(i) the FCC's licensing process described below, under which it received

interests in wireline licenses, and (ii) its acquisition program, under

which it has acquired interests in both wireline and non-wireline

licenses. The table below sets forth certain information with respect to

the interests in cellular systems that the Company owned as of December

31, 1994:



The Other
1994 Company's cellular
population Ownership pops at operator
(Note 1) percentage Dec. 31,1994 (Note 2)
==========================================================================

Majority-owned and operated MSAs
--------------------------------
Grand Rapids, MI 728,032 97.92% 712,889 AirTouch
Lansing, MI 502,701 99.00 497,674 AirTouch
Saginaw, MI 402,884 91.70 369,445 AirTouch
Kalamazoo, MI 299,643 97.92 293,410 Centennial
Battle Creek, MI 192,294 77.94 149,867 Centennial
Muskegon, MI 187,205 97.92 183,311 AirTouch
Benton Harbor, MI 161,613 97.92 158,251 Masters
Cellular
Jackson, MI 152,918 99.00 151,389 Centennial
Shreveport, LA 368,504 62.00 228,472 McCaw/AT&T
Alexandria, LA 150,324 100.00 150,324 Centennial
Monroe, LA 146,068 62.00 90,562 McCaw/AT&T
Jackson, MS (Note 4) 412,535 87.06 359,156 MCTA
Biloxi-Gulfport, MS (Note 4) 217,830 91.23 198,722 Cellular South
Pascagoula, MS (Note 4) 123,071 83.84 103,187 Cellular South
LaCrosse, WI 99,173 95.00 94,214 U. S. Cellular
Pine Bluff, AR 85,251 100.00 85,251 McCaw/AT&T
McAllen-Edinburg-Mission, TX
(Note 4) 431,348 67.28 290,228 SBC
Brownsville-Harlingen, TX
(Note 4) 286,245 77.81 222,738 SBC
Texarkana, AR/TX 137,052 89.00 121,976 McCaw/AT&T
-----------------------------------------------------------
5,084,691 4,461,066
-----------------------------------------------------------

Minority-owned MSAs
-------------------
Flint, MI 504,649 3.04% 15,341 Note 3
Detroit, MI 4,607,060 3.04 140,055 Note 3
Appleton/Oshkosh/Neenah, WI 468,255 10.83 50,712 Note 3
Duluth, MN/WI (Note 5) 243,518 16.33 39,766 Note 3
Owensboro, KY (Note 5) 89,993 5.73 5,157 Note 3
Little Rock, AR 535,862 36.00 192,910 Note 3
Evansville, IN (Note 5) 318,396 5.73 18,244 Note 3
Lafayette, LA 254,249 49.00 124,582 Note 3
Austin, TX 874,277 35.00 305,997 Note 3
-----------------------------------------------------------
7,896,259 892,764
-----------------------------------------------------------
Total MSAs 12,980,950 5,353,830
-----------------------------------------------------------

17


Operated RSAs
-------------
Arizona 3 (Note 5) 147,449 58.70% 86,546 Sprint Cellular
Arkansas 2 79,030 82.00 64,805 McCaw/AT&T
Arkansas 3 103,547 82.00 84,909 McCaw/AT&T
Arkansas 11 67,626 89.00 60,187 McCaw/AT&T
Arkansas 12 188,823 80.00 151,058 McCaw/AT&T
Louisiana 1 112,305 62.00 69,629 McCaw/AT&T
Louisiana 2 112,573 62.00 69,795 Centennial
Louisiana 3 (B2) 92,574 62.00 57,396 Centennial
Louisiana 4 70,825 100.00 70,825 Centennial
Michigan 3 154,657 38.76 59,949 Unitel
Michigan 5 151,220 38.76 58,617 Unitel
Michigan 6 144,382 98.00 141,494 Centennial
Michigan 7 237,052 41.78 99,052 Centennial
Michigan 8 96,650 97.92 94,640 Allegan Cellular
Michigan 9 291,024 43.38 126,246 Centennial
New Mexico 1 (Note 5) 251,919 22.22 55,982 Sprint Cellular
Texas 7 (B6) 59,224 89.00 52,709 McCaw/AT&T
------------------------------------------------------------
2,360,880 1,403,839
------------------------------------------------------------

Non-operated RSAs
-----------------
Arizona 2 (Note 5) 230,120 21.30% 49,007 Note 3
Colorado 6 (Note 5) 68,119 25.00 17,030 Note 3
Colorado 7 ( Note 5) 45,689 20.00 9,138 Note 3
Iowa 13 (Note 5) 66,706 10.00 6,671 Note 3
Michigan 10 133,511 26.00 34,713 Note 3
Minnesota 11 204,128 13.01 26,553 Note 3
New Mexico 3 (Note 5) 78,980 25.00 19,745 Note 3
New Mexico 4W 126,918 35.71 45,328 Note 3
Texas 16 316,704 9.60 30,404 Note 3
Wisconsin 1 106,435 8.44 8,985 Note 3
Wisconsin 2 84,254 12.81 10,793 Note 3
Wisconsin 3 136,443 14.29 19,492 Note 3
Wisconsin 6 115,218 28.57 32,919 Note 3
Wisconsin 10 127,102 15.00 19,065 Note 3
------------------------------------------------------------
1,840,327 329,843
------------------------------------------------------------
Total RSAs 4,201,207 1,733,682
------------------------------------------------------------
17,182,157 7,087,512
============================================================
Notes:

1. Based on 1994 independent third-party population estimates.

2. Information provided to the best of the Company's knowledge.

3. Markets not operated by the Company.

4. Represents a non-wireline interest.

5. Either sold during the first quarter of 1995 or are subject to sale

pursuant to a definitive agreement.

18


The preceding table does not include approximately 20,000 pops which

the Company acquired in January 1995 upon acquisition of a one-half of one

percent interest in the licensed operator of the Dallas, Texas MSA

wireline cellular system.


Revenue


The following table reflects the major revenue categories for the

Company's mobile communications operations as a percentage of mobile

communications operating revenues in 1994, 1993 and 1992.



1994 1993 1992
------------------------------

Cellular access fees, toll revenues

and equipment sales 82.0% 80.5 78.6

Cellular roaming 16.1 14.5 14.3

Paging services (Note 1) 1.9 5.0 7.1
------------------------------
100.0% 100.0 100.0
==============================


Note 1: The Company's paging operations were sold in October 1994.



For further information on these revenue categories, see "-Services,

Customers and System Usage."



Regulation And Competition



As discussed further below, the FCC and various state public utility

commissions regulate, among other things, the licensing, construction,

operation, interconnection arrangements, sale and acquisition of cellular

telephone systems.



Cellular Licensing Process. During the 1980's and early 1990's, the

FCC awarded two licenses to provide cellular service in each market. Each

licensee is required to provide service to a designated portion of the area

or population in its licensed area as a condition to maintaining that

license. Initially, one license was reserved for companies offering local

telephone service in the market (the wireline carrier) and one license was

available for firms unaffiliated with the local telephone company (the non-

wireline carrier). Since mid-1986, the FCC has permitted telephone

companies or their affiliates to acquire control of non-wireline licenses

in markets in which they do not hold interests in the wireline license.



The completion of acquisitions involving the transfer of control of a

cellular system requires prior FCC approval and, in certain cases, receipt

of other federal and state regulatory approvals. Acquisitions of minority

interests generally do not require FCC approval. Whenever FCC approval is

required, any interested party may file a petition to dismiss or deny the

application for approval of the proposed transfer.

19


Initial operating licenses are granted for ten-year periods and are

renewable upon application to the FCC for periods of ten years. Licenses

may be revoked and license renewal applications denied for cause. There

may be competition for licenses upon the expiration of the initial ten-year

terms and there is no assurance that any license will be renewed, although

the FCC has issued a decision that grants a renewal expectancy during the

license renewal period to incumbent licensees that substantially comply

with the terms and conditions of their cellular authorizations and the

FCC's regulations. The licenses for the MSA markets operated by the

Company were initially granted between 1984 and 1987, and licenses for

operated RSAs were initially granted between 1989 and 1991. The Company

intends to file renewal applications for its licenses which will otherwise

expire in 1995.



Five years after initial operating licenses are granted, unserved areas

within markets previously granted to licensees may be applied for by any

qualified party. The FCC has rules that govern the procedures for filing

and granting such applications and has established requirements for

constructing and operating systems in such areas. The Company has not

lost, and does not expect to lose, any significant market areas as a result

of not providing service to such areas. In addition to regulation by the

FCC, cellular systems are subject to certain Federal Aviation

Administration tower height regulations respecting the siting and

construction of cellular transmitter towers and antennas.



Cellular operators are also subject to state and local regulation in

some instances. Although the FCC has pre-empted the states from exercising

jurisdiction in the areas of licensing, technical standards and market

structure, certain states require cellular operators to be certified. In

addition, some state authorities regulate certain aspects of a cellular

operator's business, including certain aspects of pricing, the resale of

long distance service to its customers, the technical arrangements and

charges for interconnection with the landline network, and the transfer of

interests in cellular systems. The LPSC has petitioned the FCC for

continued regulation of cellular operators; the FCC is expected to rule on

the petition in the second quarter of 1995. The siting and construction of

the cellular facilities may also be subject to state or local zoning, land

use and other local regulations.



Competition between cellular providers in each market is conducted

principally on the basis of services and enhancements offered, the

technical quality and coverage of the system, quality and responsiveness of

customer service, and price. Competition may be intense. For a listing of

the Company's competitors in cellular markets operated by the Company, see

"- The Company's Cellular Interests." Under applicable law, the Company is

required to permit the reselling of its services. In certain larger

markets and in certain market segments, competition from resellers may be

significant. There is also substantial competition for agents. Some of

the Company's competitors have greater assets and resources than the

Company.

20



Developments Affecting Mobile Communications Competition. Continued

and rapid technological advances in the communications field, coupled with

legislative and regulatory uncertainty, make it impossible to (i) predict

the extent of future competition to cellular systems, (ii) determine which

emerging technologies pose the most viable alternatives to the Company's

cellular operations, or (iii) list each development that may ultimately

impact the Company's cellular operations. No assurance can be given that

current or future technological advances, or legislative or regulatory

changes, will not impact the Company's cellular operations.



Several recent FCC initiatives have resulted in the allocation of

additional radio spectrum or the issuance of experimental licenses for

emerging mobile communications technologies that will or may be competitive

with the Company's cellular and telephone operations, including personal

communication services ("PCS"). Although there is no universally

recognized definition of PCS, the term is generally used to refer to

wireless services to be provided by licensees operating in the 1850 MHz to

1990 MHz radio frequency band using microcells and high-capacity digital

technology. When offered commercially, PCS technology currently under

development may permit PCS operators to offer wireless data, image and

multimedia services. The extent to which PCS will offer services that are

complementary or competitive with cellular services is uncertain, and is

expected to be influenced by continuing developments in PCS and cellular

technologies and by FCC regulation.



The FCC has adopted rules to auction up to six PCS licenses per market.

Under these rules, two 30 MHz frequency blocks will be awarded for each of

the 51 Rand McNally Major Trading Areas ("MTAs"), while one 30 MHz and

three 10 MHz frequency blocks will be awarded for each of the 493 Rand

McNally Basic Trading Areas ("BTAs"). Subject to certain exceptions, the

Company will be permitted to freely pursue PCS licenses outside its

cellular markets, but will be limited to acquiring only one 10 MHz block in

licensed areas where it controls more than a 20% interest in a cellular

licensee and serves more than 10% of the population within the PCS licensed

area. The Company did not participate in the FCC's auction of the MTA

licenses. If attractive opportunities arise, the Company may participate

in the FCC's auctions of BTA licenses to be held in 1995. PCS service may

be commercially available in certain areas as early as 1996.



In addition to PCS, users and potential users of cellular systems may

find their communication needs satisfied by other current and developing

technologies, several of which may enjoy potential operational and service

advantages through their use of digital technology. The FCC has recently

authorized the licensees of certain specialized mobile radio service

("SMR") systems (which historically have generally been used by taxicabs

and tow truck operators) to configure their systems so as to operate in a

manner similar to cellular systems. The Company believes that SMR systems

are operating in a majority of its cellular markets. Certain well-

established SMR providers have announced their intention to create a

nationwide digital mobile communications system to compete with cellular

systems. Other similar communication services which have the technical

capability to handle mobile telephone calls may provide competition in

certain markets, although these services currently lack the subscriber

capacity of cellular systems. One-way paging or beeper services that

21


feature voice message and data display as well as tones may be adequate for

potential subscribers who do not need to communicate with the caller.

Other two-way mobile services may also be competitive with the Company's

services. For example, the second generation of cordless telephone

technology ("CT-2") will permit the application of this technology to a

public environment. During 1994 the FCC auctioned additional spectrum

suitable for two-way paging and other wireless data services, which is

expected to lead to increased development of these services.



The FCC has taken various actions to authorize mobile satellite systems

in which transmissions from mobile units to satellites would supplement or

replace transmissions to land-based stations. Such satellite-based systems

are being studied and designed, including international systems, and no

assurance can be given that such systems will not ultimately be successful

in supplementing or replacing cellular systems which communicate directly

to land-based stations.



As described further under "Telephone Operations - Regulation and

Competition," in connection with the well-publicized convergence of

telecommunications, cable, video, computer and entertainment businesses,

several large companies have recently announced plans to offer products

that would significantly enhance current communications and data

transmissions services and, in some instances, introduce new services.

Although much of the resulting competition is expected to center on

wireline services, it is anticipated that these developments may also

increase competition in the mobile communications industry. Several

companies are currently developing and marketing small hand-held devices

that provide digital wireless data transmission services that compete with

similar analog services currently being provided by cellular companies.



As discussed further under "Telephone Operations - Regulation and

Competition," recently several bills have been filed in the U.S. Congress

that have the potential to significantly alter the telecommunications

industry, including bills that focus on the mobile communications industry.



Recently, several large cellular providers have merged with other

companies or formed joint ventures. The resulting entities will have

substantially greater assets and resources than the Company. These joint

ventures and others have also pooled their resources to bid on PCS

licenses. For more information, see "-Marketing."



Although it is uncertain how PCS, SMR, CT-2, mobile satellites and other

emerging technologies will ultimately affect the Company, they are not

anticipated to be significant sources of competition in the Company's

markets in the near term. Moreover, management believes that equipping its

current cellular networks with digital enhancements and applying new

microcellular technologies should permit its cellular systems to provide

services comparable with the emerging technologies described above,

although no assurances can be given that this will happen or that future

technological advances or legislative or regulatory changes will not create

additional sources of competition.

22



Certain Considerations Regarding Cellular Telephone Operations



The cellular industry has a relatively limited operating history and

there continues to be uncertainty regarding its future. Among other

factors, there is uncertainty regarding (i) the continued growth in the

number of customers, (ii) the usage and pricing of cellular services,

particularly as market penetration increases and lower-usage customers

subscribe for service, (iii) the number of customers who will terminate

service each month, and (iv) the impact of changes in technology,

regulation and competition, any of which could have a material adverse

effect on the Company. See "- Regulation and Competition."



The market value of cellular interests is frequently determined on the

basis of the number of pops owned by a cellular provider. The population

of a particular cellular market, however, does not necessarily bear a

direct relationship to the number of subscribers or the revenues that may

be realized from the operation of the related cellular system. The future

market value of the Company's cellular interests will depend on, among

other things, the success of its cellular operations.



OTHER



The Company has certain obligations based on federal, state and local

laws relating to the protection of the environment. Costs of compliance

through 1994 have not been material and the Company currently has no reason

to believe that such costs will become material.



For additional information concerning the business and properties of

the Company, see notes 2, 3, 13, 16 and 17 of Notes to Consolidated

Financial Statements set forth in Item 8 elsewhere herein.



Item 2. Properties.



The Company's properties consist principally of (i) telephone lines,

central office equipment, telephone instruments and related equipment, and

land and building related to telephone operations and (ii) switching and

cell site equipment related to cellular telephone operations. As of

December 31, 1994, the Company's gross property, plant and equipment of

approximately $1.3 billion consisted of the following:


Telephone:

Cable and wire.................................... 44.1%
Central office equipment.......................... 23.7
General support................................... 7.0
Information origination/termination equipment..... 1.6
Construction in progress.......................... 5.1
Other............................................. .4
------
81.9
Mobile Communications ................................ 11.6
Other................................................. 6.5
------
100.0%
======

23


"Cable and wire" facilities consist primarily of buried cable and

aerial cable, poles, wire, conduit and drops. "Central office equipment"

consists primarily of switching equipment, circuit equipment and related

facilities. "General support" consists primarily of land, buildings,

tools, furnishings, fixtures, motor vehicles and work equipment.

"Information origination/termination equipment" consists primarily of

premise equipment (private branch exchanges and telephones) for official

company use. "Construction in progress" includes property of the foregoing

categories that has not been placed in service because it is still under

construction. The properties of the Company's telephone subsidiaries are

subject to mortgages securing the funded debt of such companies. The

Company owns substantially all of the central office buildings, local

administrative buildings, warehouses, and storage facilities used in its

telephone operations. The Company leases most of the offices used in its

cellular operations; certain of its transmitter sites are leased while

others are owned by the Company. For further information on the location

and type of the Company's properties, see the descriptions of the Company's

telephone and mobile communications operations in Item 1.



Item 3. Legal Proceedings.



From time to time, the Company is involved in litigation incidental to

its business, including administrative hearings of state public utility

commissions relating primarily to rate making, actions relating to employee

claims, occasional grievance hearings before labor regulatory agencies and

miscellaneous third party tort actions. Currently, there are no material

legal proceedings.



Item 4. Submission of Matters to a Vote of Security Holders.



Not applicable.



Executive Officers of the Registrant



Information concerning Executive Officers, set forth at Item 10 in

Part III hereof, is incorporated in Part I of this Report by reference.

24



PART II



Item 5. Market for Registrant's Common Equity and Related Stockholder

Matters.



Century's common stock is listed on the New York Stock Exchange and is

traded under the symbol CTL. The following table sets forth the high and

low sale prices, along with the quarterly dividends, for each of the

quarters indicated:


Sale prices
----------- Dividend per
High Low common share
---- --- ------------

1993:
First quarter $ 33-3/8 26 .0775
Second quarter $ 33-1/8 28 .0775
Third quarter $ 31-5/8 27-1/8 .0775
Fourth quarter $ 30-3/8 23-1/4 .0775

1994:
First quarter $ 27-7/8 21-7/8 .08
Second quarter $ 27-5/8 22-5/8 .08
Third quarter $ 30-1/2 25 .08
Fourth quarter $ 32-1/4 27-1/2 .08


Common stock dividends during 1993 and 1994 were paid each quarter.

As of February 28, 1995, there were approximately 7,000 stockholders of

record of Century's common stock.



Item 6. Selected Financial Data.



The following table presents certain selected consolidated financial

data as of and for each of the years ended in the five-year period ended

December 31, 1994:




Selected Income Statement Data

Year ended December 31,
--------------------------------------------------
1994 1993 1992 1991 1990
--------------------------------------------------
(Dollars, except per share amounts,
and shares expressed in thousands)

Operating revenues
Telephone $ 389,438 348,485 297,510 235,796 215,771
Mobile Communications 150,802 84,712 62,092 46,731 34,594
----------------------------------------------------

Total operating revenues $ 540,240 433,197 359,602 282,527 250,365
====================================================


Operating income (loss)
Telephone $ 137,992 114,902 103,672 80,039 70,654
Mobile Communications 31,443 9,906 5,956 (4,952) (9,553)
----------------------------------------------------

Net operating income $ 169,435 124,808 109,628 75,087 61,101
====================================================


Income before cumulative
effect of changes in
accounting principles $ 100,238 69,004 59,973 37,419 31,098
Cumulative effect of changes
in accounting principles - - (15,668) - -
---------------------------------------------------

Net income $ 100,238 69,004 44,305 37,419 31,098
====================================================


25


Fully diluted earnings per
share before cumulative
effect of changes in
accounting principles $ 1.80 1.32 1.22 .79 .66

Cumulative effect of changes
in accounting principles - - (.31) - -
----------------------------------------------------
Fully diluted earnings
per share $ 1.80 1.32 .91 .79 .66
====================================================

Dividends per common share $ .320 .310 .293 .287 .280
=====================================================
Average fully diluted
shares outstanding 58,135 55,892 48,653 47,432 46,944
=====================================================

Selected Balance Sheet Data

December 31,

1994 1993 1992 1991 1990
-----------------------------------------------------
(Dollars in thousands)
-----------------------------------------------------
Net property, plant and
equipment $ 947,131 827,776 675,878 534,998 490,957
Excess cost of net assets
acquired, net $ 441,436 297,158 217,688 114,258 110,013
Total assets $1,643,253 1,319,390 1,040,487 764,539 706,411
Long-term debt $ 518,603 364,433 346,944 205,453 230,715
Stockholders' equity $ 650,236 513,768 385,449 319,977 280,915


The following table presents certain selected consolidated operating

data as of the end of each of the years in the five-year period ended


December 31, 1994:




Year ended December 31,
----------------------------------------------------
1994 1993 1992 1991 1990
----------------------------------------------------

Telephone access lines 454,963 434,691 397,300 314,819 304,915
Cellular units in service
in majority-owned
markets 211,710 116,484 73,084 51,083 35,815


See Items 1 and 2 in Part I and notes 1, 9, 16 and 20 of Notes to

Consolidated Financial Statements set forth in Item 8 elsewhere herein for

additional information.


26



Item 7. Management's Discussion and Analysis of Financial Condition and

Results of Operations



RESULTS OF OPERATIONS


OVERVIEW

The 1994 net income of Century Telephone Enterprises, Inc. and

subsidiaries (the "Company") increased 45.3% to $100.2 million from

$69.0 million during 1993. Income before the cumulative effect of changes

in accounting principles during 1992 was $60.0 million.


Fully diluted earnings per share for 1994 increased 36.4% to $1.80 from

$1.32 during 1993. Fully diluted earnings per share in 1992 before the

cumulative effect of changes in accounting principles was $1.22. The

average number of fully diluted shares outstanding increased 4.0% and 5.8%

in 1994 and 1993, respectively, as a result of shares issued in connection

with acquisitions and the Company's dividend reinvestment, incentive and

benefit plans.


The Company is a regional diversified telecommunications company that

is primarily engaged in providing traditional telephone services and

cellular mobile telephone services. The Company's 1994 operating income

was $169.4 million, an increase of $44.6 million (35.8%) over 1993

operating income of $124.8 million. During 1994 the operating income of

the Company's telephone segment and its mobile communications segment

increased $23.1 million (20.1%) and $21.5 million (217.4%), respectively,

compared to 1993. The Company's operating income during 1992 was $109.6

million.




Year ended December 31, 1994 1993 1992
==========================================================================
(Dollars in thousands,
except per share amounts)

Operating income
Telephone $ 137,992 114,902 103,672
Mobile Communications 31,443 9,906 5,956
--------------------------------------------------------------------------
169,435 124,808 109,628
Interest expense (42,577) (30,149) (27,166)
Income from unconsolidated
cellular entities 15,698 6,626 1,692
Gain on sales of assets 15,877 1,661 3,985
Other income and expense 3,105 3,310 4,433
Income tax expense (61,300) (37,252) (32,599)
--------------------------------------------------------------------------
Income before cumulative effect of
changes in accounting principles 100,238 69,004 59,973
Cumulative effect of changes in
accounting principles - - (15,668)
--------------------------------------------------------------------------
Net income $ 100,238 69,004 44,305
==========================================================================
Fully diluted earnings per share:
Before cumulative effect of changes
in accounting principles $ 1.80 1.32 1.22
Cumulative effect of changes in
accounting principles - - (.31)
--------------------------------------------------------------------------
Fully diluted earnings per share $ 1.80 1.32 .91
==========================================================================


27


The operating income of the telephone segment includes the operations,

subsequent to each respective acquisition, of Century Telephone of Ohio,

Inc. ("Ohio"), acquired in April 1992, and Century Telephone of San

Marcos, Inc. ("San Marcos"), acquired in April 1993. See Note 16 of Notes

to Consolidated Financial Statements for additional information applicable

to these acquisitions.


The Company's mobile communications operations reflect the operations

of the cellular entities in which the Company has a majority interest.

The minority interest owners' share of the income or loss of such entities

is reflected as an expense in "Other income and expense." The operating

income of the mobile communications segment includes (i) the operations of

the Alexandria, Louisiana Metropolitan Statistical Area ("MSA") cellular

system ("Alexandria") subsequent to its acquisition in December 1992, (ii)

the operations of Celutel, Inc. ("Celutel") subsequent to its acquisition

in February 1994, and (iii) the Company's paging operations prior to their

sale in October 1994. See Notes 16 and 17 of Notes to Consolidated

Financial Statements for additional information.



According to data derived from published sources, as of December 31,

1993 the Company had the second highest ratio of owned cellular pops (the

population of licensed cellular telephone markets multiplied by the

Company's proportionate equity interests in the licensed operators

thereof) to telephone access lines among the 20 largest telephone

companies (based on access lines) in the United States. Accordingly, the

Company anticipates that its mobile communications operations will

continue to increasingly influence the Company's overall operations as the

cellular industry matures. Contributions to operating revenues and

operating income by the Company's telephone and mobile communications

operations for each of the three years ended December 31, 1994 were as

follows:


1994 1993 1992
==========================================================================

Operating revenues
Telephone operations 72.1% 80.4 82.7
Mobile Communications operations 27.9% 19.6 17.3

Operating income
Telephone operations 81.4% 92.1 94.6
Mobile Communications operations 18.6% 7.9 5.4
===========================================================================


The Company's share of earnings or loss from the cellular entities in

which it has less than a majority interest is accounted for using the

equity method and is reflected in "Income from unconsolidated cellular

entities." The Company's share of income from such entities increased to

$15.7 million in 1994 from $6.6 million in 1993 and $1.7 million in 1992.



As of January 1, 1992, the Company adopted Statement of Financial

Accounting Standards No. 106 ("SFAS 106"), "Employers' Accounting for

Postretirement Benefits Other Than Pensions," and Statement of Financial

Accounting Standards No. 109 ("SFAS 109"), "Accounting for Income Taxes."

The cumulative effect of the changes in accounting principles related to

SFAS 106 and SFAS 109 reduced 1992 net income by $14.8 million ($.30 per

fully diluted share) and $913,000 ($.01 per fully diluted share),

respectively.

28


TELEPHONE OPERATIONS




Year ended December 31, 1994 1993 1992
==========================================================================
(Dollars in thousands)

Operating revenues
Local service $ 100,020 88,704 78,108
Network access and long distance 243,759 217,055 182,711
Other 45,659 42,726 36,691
--------------------------------------------------------------------------
389,438 348,485 297,510
--------------------------------------------------------------------------
Operating expenses
Plant operations 84,117 80,578 66,878
Customer operations 35,746 32,225 26,242
Corporate and other 58,408 55,605 46,791
Depreciation and amortization 73,175 65,175 53,927
--------------------------------------------------------------------------
251,446 233,583 193,838
--------------------------------------------------------------------------
Operating income $ 137,992 114,902 103,672
==========================================================================


The Company's telephone operations are conducted in rural, suburban and

small urban communities in 14 states. Approximately 82% of the Company's

telephone access lines are in Wisconsin, Louisiana, Michigan, Ohio and

Arkansas.



Local Service Revenues



Local service revenues are derived from the provision of local exchange

telephone services in the Company's franchised service areas. The $11.3

million increase in such revenues in 1994 included $4.5 million due to the

increase in the number of customer access lines, $3.8 million from

increased rates for basic services and $1.2 million due to acquisitions.

Acquisitions contributed $7.5 million to the 1993 increase of $10.6

million; $2.7 million of the increase was due to the increase in access

lines. The remaining increases in 1994 and 1993 were primarily due to the

provision of custom calling features. Internal access line growth during

1994, 1993 and 1992 was 4.1%, 3.6% and 3.8%, respectively.



Network Access and Long Distance Revenues



Network access and long distance revenues primarily relate to services

provided to interexchange carriers (long distance carriers) in connection

with the completion of long distance telephone calls. Substantially all

of the Company's interstate network access revenues are received through

pooling arrangements administered by the National Exchange Carrier

Association ("NECA") based on cost separation studies and average schedule

settlement agreements. The NECA receives access charges billed by the

Company and other participating local exchange carriers ("LECs") to

interstate long distance carriers and other LEC customers for their use of

the local exchange network to complete long distance calls. These charges

to the long distance carriers and other LEC customers are based on

tariffed access rates filed with the Federal Communications Commission

("FCC")


29


by the NECA on behalf of the Company and other participating LECs. Long

distance and intrastate network access revenues are based on access rates,

cost separation studies or special settlement arrangements with intrastate

long distance carriers.



Network access and long distance revenues increased $26.7 million

(12.3%) in 1994 and $34.3 million (18.8%) in 1993 due to the following

factors:


1994 1993
Increase Increase
(decrease) (decrease)
========================================================================
(Dollars in thousands)

Acquisitions $ 5,734 19,737
Partial recovery of increased operating expenses
through revenue pools in which the Company
participates with other telephone companies
and return on rate base 8,834 7,326
Increased recovery from the FCC mandated
Universal Service Fund ("USF") 8,815 6,161
Increased minutes of use 2,409 3,444
Revision of prior year revenue settlement
agreements 2,537 (770)
Other, net (1,625) (1,554)
-------------------------------------------------------------------------
$ 26,704 34,344
=========================================================================


Other, net in the preceding table reflects reductions of $2.3 million

and $1.0 million in 1994 and 1993, respectively, in certain settlements

received from a large local exchange operating company by the Company's

Louisiana subsidiaries. Also included in other, net in 1994 is a $1.9

million reduction in intrastate high cost assistance revenues as a result

of the phase-out of the Wisconsin state support fund, the loss of which

was offset by an increase in local rates in the same jurisdictions.



Other Revenues



Other revenues include revenues related to (i) leasing, selling,

installing, maintaining and repairing customer premise telecommunications

equipment and wiring, (ii) providing billing and collection services for

interexchange carriers, (iii) leasing network facilities and (iv)

participating in the publication of local directories. The increase in

other revenues during 1994 was primarily due to a $1.2 million increase in

directory advertising revenues and a $1.1 million increase in billing and

collection revenues. The 1993 increase was primarily due to acquisitions.

Certain large telecommuni-cations companies for which the Company

currently provides billing and collection services have indicated their

desire to reduce their billing and collection expenses which may lead to

reduced future billing and collection revenues.


30


Operating Expenses



Plant operations expenses during 1994 and 1993 increased $3.5 million

(4.4%) and $13.7 million (20.5%), respectively. Operating expenses

attributable to acquisitions accounted for $2.3 million of the 1994

increase. A $1.2 million increase in salaries, wages and benefits during

1994 was partially offset by a $531,000 reduction in postemployment

benefit expense. Approximately $7.1 million of the 1993 increase was due

to operating expenses attributable to acquisitions. Increases in

salaries, wages and benefits during 1993 accounted for approximately $2.2

million. The remainder of the 1993 increase was due to increases in other

general operating expenses.



Expenses attributable to acquisitions contributed $2.1 million and

$11.0 million, respectively, to the 1994 increase of $6.3 million (7.2%)

and the 1993 increase of $14.8 million (20.3%) in customer operations,

corporate, and other expenses. Ad valorem taxes increased $1.0 million in

1994 and $601,000 in 1993 due to the increase in plant in service. The

remainder of the increases resulted from increases in other general

operating expenses.



Depreciation and amortization increased $8.0 million (12.3%) and $11.2

million (20.9%) in 1994 and 1993, respectively. Approximately $2.4

million and $5.4 million of the increases in 1994 and 1993, respectively,

were due to acquisitions. Depreciation expense included nonrecurring

additional depreciation charges approved by regulators in certain

jurisdictions which, exclusive of acquisitions, aggregated $3.3 million in

1993 and $2.9 million in 1992. In addition, the Company obtained higher

recurring depreciation rates for certain subsidiaries during the last

three years. Excluding acquisitions, the first-year effects of the higher

rates were approximately $5.6 million in 1994, $1.7 million in 1993 and

$770,000 in 1992. The remaining increases in depreciation and

amortization were due to higher levels of plant in service. The composite

depreciation rate for telephone properties, including the additional

depreciation charges, was 7.1%, 7.1% and 6.6% for 1994, 1993 and 1992,

respectively.



Other



For additional information regarding certain matters that have impacted

or may impact the Company's telephone operations, see Regulation and

Competition below.


31



MOBILE COMMUNICATIONS OPERATIONS




Year ended December 31, 1994 1993 1992
--------------------------------------------------------------------------
(Dollars in thousands)

Operating revenues
Cellular service $ 141,325 76,583 54,489
Equipment and other 9,477 8,129 7,603
--------------------------------------------------------------------------
150,802 84,712 62,092
--------------------------------------------------------------------------

Operating expenses
Cost of sales and other
operating expenses 31,859 19,681 14,313
General, administrative and
customer service 33,171 23,872 19,685
Sales and marketing 33,074 19,894 13,167
Depreciation and amortization 21,255 11,359 8,971
--------------------------------------------------------------------------
119,359 74,806 56,136
--------------------------------------------------------------------------
Operating income $ 31,443 9,906 5,956
==========================================================================


The Company's mobile communications segment at December 31, 1994

consisted entirely of operations of the cellular entities in which the

Company has a majority interest. The Company's cellular customers are

located primarily in Louisiana, Michigan, Mississippi and Texas. The

Company's share of income from cellular entities in which it has less than

a majority interest (which is not included in the mobile communications

segment) was $15.7 million, $6.6 million and $1.7 million during 1994,

1993 and 1992, respectively, and is reflected in "Income from

unconsolidated cellular entities."



Operating Revenues



Cellular service revenues include monthly service fees for providing

access and airtime to customers, service fees for providing airtime to

users roaming through the Company's service areas and toll revenue.

Cellular service revenues during 1994 increased to $141.3 million from

$76.6 million in 1993 and $54.5 million in 1992.



The 1994 and 1993 increases in cellular service revenues were primarily

attributable to the significant increases in cellular customers resulting

principally from acquisitions, increased demand and expanded areas of

service. Cellular units in service in the Company's majority-owned

markets increased to 211,710 (of which 35,027 were in the Celutel markets)

as of December 31, 1994 from 116,484 as of December 31, 1993 and 73,084 as

of December 31, 1992. Exclusive of acquisitions, access and usage

revenues increased $27.2 million (48.3%) in 1994 and $14.6 million (36.9%)

in 1993 and roaming and toll revenues increased $9.8 million (54.9%) and

$3.0 million (22.3%) in 1994 and 1993, respectively. The remainder of the

1994 revenue increase was due substantially to the Celutel operations,

which increased revenues by $26.3 million, and the remainder of the 1993

increase was due to the Alexandria operations, which increased 1993

revenues by $3.6 million.

32



The average monthly cellular service revenue per customer declined to

$69 in 1994 from $71 in 1993 and $75 in 1992. It has been an industry-

wide trend that early subscribers have normally been the heaviest users

and that a higher percentage of new subscribers tend to be lower usage

customers. The average monthly service revenue per customer may further

decline (i) as market penetration increases and additional lower usage

customers are activated and (ii) as competitive pressures intensify and

place downward pressure on rates. The Company will continue to focus on

customer service and attempt to stimulate cellular usage by promoting the