BANK OF THE JAMES FINANCIAL GROUP INC company info

CIK 1275101
IRS Number 200500300
State of incorporation VA
Business address P O BOX 1200
None
LYNCHBURG
VA
24505
Mail address None
None
None
None
None

Short summary

BANK OF THE JAMES FINANCIAL GROUP INC is a Virginia company, with head office located at P O Box 1200 Lynchburg, Virginia 24505. The company achieved a record breaking net income last year - 5.61 million USD. This is 5.71% higher than one reported in 2018. In 2019 the company owned a total of 725.39 million USD worth of assets. The company amassed the most assets last year, totalling up to 725.39 million USD.

BANK OF THE JAMES FINANCIAL GROUP INC Income Statement

Name [in Millions USD]20092010201120122013201420152016201720182019Trends
Interest expense 6.394.193.022.442.332.692.342.993.805.26
Income Tax Expense (Benefit) 0.61-0.090.541.041.291.651.532.441.331.33
Net income 1.820.602.133.063.413.693.292.925.305.61

BANK OF THE JAMES FINANCIAL GROUP INC Balance Sheet

Name [in Millions USD]20092010201120122013201420152016201720182019Trends
Cash and cash equivalents 15.0024.7927.2925.4721.3718.8424.4323.2333.8550.33
Property, Plant and Equipment, Gross 14.3214.5116.8718.1919.7021.4123.3225.6129.97
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment 5.586.178.208.939.6910.4611.2712.1913.27
Total assets 429.63433.20430.87447.36492.84545.73595.64655.87690.10725.39
Total liabilities 402.65404.91401.82414.73457.03495.18544.58603.34630.85663.95
Common Stock, Value, Issued 7.117.157.187.207.229.379.379.379.379.33
Retained Earnings (Accumulated Deficit) -2.91-2.220.653.506.389.3311.1814.1718.6120.90
Accumulated Other Comprehensive Income (Loss), Net of Tax 0.030.59-1.58-0.94-0.700.36-0.99-2.51-0.28-0.01

BANK OF THE JAMES FINANCIAL GROUP INC Cash Flow

Name [in Millions USD]20092010201120122013201420152016201720182019Trends
Net income 1.820.602.133.063.413.693.292.925.305.61
Depreciation 0.810.720.680.72
Depreciation and amortization 0.720.760.770.770.810.931.67
Deferred Income Tax Expense (Benefit) -0.080.20-0.310.280.36-0.07-0.460.76-0.13-0.02
Net Cash Provided by (Used in) Operating Activities 7.727.125.052.796.728.575.59
Payments to Acquire Property, Plant, and Equipment 0.270.690.410.821.341.511.711.922.304.40
Net Cash Provided by (Used in) Investing Activities 0.36-9.511.15-47.21-46.71-38.77-52.53
Net Cash Provided by (Used in) Investing Activities, Continuing Operations 1.15-21.70-30.29-50.29-47.21
Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures 0.00
Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures 0.00
Proceeds from Issuance of Common Stock 10.65
Payments for Repurchase of Common Stock 0.32
Payments of Ordinary Dividends, Common Stock 0.510.801.051.051.051.23
Net Cash Provided by (Used in) Financing Activities -20.626.9711.4644.4548.3343.5035.72
Cash and Cash Equivalents, Period Increase (Decrease) -12.554.5817.66-24.33-3.9315.910.038.3413.31